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Credit Balance Analyst Jobs (NOW HIRING)

Horizon Farm Credit

Credit Analyst

Frederick, MD · On-site

$51.90K - $86.40K/yr

... life balance? Overview: Horizon Farm Credit is actively recruiting for an experienced Credit ... You will accurately and efficiently analyze and underwrite loans in a sound manner to prospective ...

Horizon Farm Credit

Credit Analyst

Winchester, VA · Hybrid

$51.90K - $86.40K/yr

... life balance? Overview: Horizon Farm Credit is actively recruiting for an experienced Credit ... You will accurately and efficiently analyze and underwrite loans in a sound manner to prospective ...

Horizon Farm Credit

Credit Analyst

Mechanicsburg, PA · Hybrid

$51.90K - $86.40K/yr

... life balance? Overview: Horizon Farm Credit is actively recruiting for an experienced Credit ... You will accurately and efficiently analyze and underwrite loans in a sound manner to prospective ...

Horizon Farm Credit

Credit Analyst

Reedsville, PA · On-site

$51.90K - $86.40K/yr

... life balance? Overview: Horizon Farm Credit is actively recruiting for an experienced Credit ... You will accurately and efficiently analyze and underwrite loans in a sound manner to prospective ...

Horizon Farm Credit

Credit Analyst

Winchester, VA · On-site

$51.90K - $86.40K/yr

... life balance? Overview: Horizon Farm Credit is actively recruiting for an experienced Credit ... You will accurately and efficiently analyze and underwrite loans in a sound manner to prospective ...

Horizon Farm Credit

Credit Analyst

Mechanicsburg, PA · On-site

$51.90K - $86.40K/yr

... life balance? Overview: Horizon Farm Credit is actively recruiting for an experienced Credit ... You will accurately and efficiently analyze and underwrite loans in a sound manner to prospective ...

Conduent, Inc.

Senior Business Analyst

GA · Remote

$80K - $108K/yr

We also focus on credit balance audits, ESRD audits, and hospital audits. Our 30+ years of ... Review, analyze, and evaluate business systems and user needs * Interact with business and ...

Eisenhower

Insurance Analyst II

Rancho Mirage, CA

$20.71 - $31.46/hr

... credit balance resolution. Assists leadership with setting and maintaining goals within the ... Provides analysis on aged inventory for future checks and balances and timely resolution to PFS ...

MEDISYS MANAGEMENT, LLC

Be Seen First

Credit Overpayment/Refund Analyst

Rockville Centre, NY · On-site

$25 - $30/hr

We are looking for a Medical Billing Credit Analyst to join our team! This position is located in ... Reviews and resolves credit balances. * Identifying coordination of benefit issues, contacting ...

Travis Credit Union

Credit Policy Analyst

Vacaville, CA · On-site

$90.08K - $132.20K/yr

The analyst will provide actionable insights to help the organization balance growth with sound credit practices, fostering a stable lending environment. Profile: * Creates and evaluates credit ...

Travis Credit Union

Credit Policy Analyst

Vacaville, CA · On-site

$107.02K - $132.20K/yr

The analyst will provide actionable insights to help the organization balance growth with sound credit practices, fostering a stable lending environment. Profile: * Creates and evaluates credit ...

Travis Credit Union

Credit Policy Analyst

Vacaville, CA · Hybrid

$107.02K - $132.20K/yr

The analyst will provide actionable insights to help the organization balance growth with sound credit practices, fostering a stable lending environment. Profile: * Creates and evaluates credit ...

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Credit Balance Analyst information

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$15

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How much do credit balance analyst jobs pay per hour?

As of May 31, 2026, the average hourly pay for credit balance analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Balance Analyst, and why are they important?

To thrive as a Credit Balance Analyst, you need strong analytical abilities, attention to detail, and knowledge of accounting or finance principles, often supported by a degree in finance, accounting, or a related field. Familiarity with financial management systems, spreadsheets (especially Microsoft Excel), and healthcare billing software is typically required. Excellent problem-solving skills, organizational abilities, and effective communication help you investigate discrepancies and work with cross-functional teams. These skills are crucial to accurately resolve account balances, maintain compliance, and support an organization's financial integrity.

What are some common challenges faced by Credit Balance Analysts, and how can these be effectively managed?

Credit Balance Analysts often encounter challenges such as resolving complex account discrepancies, navigating frequent changes in billing regulations, and managing high volumes of accounts within tight deadlines. To effectively manage these challenges, strong organizational skills, attention to detail, and up-to-date knowledge of billing practices are essential. Collaborating closely with billing, collections, and customer service teams can also help streamline issue resolution and improve the overall accuracy of account reconciliations.

What is a Credit Balance Analyst?

A Credit Balance Analyst is a finance professional responsible for reviewing and managing accounts that have a credit balance, often within healthcare or other billing-focused industries. Their primary duties include identifying and resolving credit balances, processing refunds, and ensuring compliance with company policies and regulatory guidelines. They analyze account discrepancies, communicate with clients or insurance companies, and help maintain accurate financial records. This role is crucial for preventing overpayments and ensuring that customers or patients are refunded promptly.

What is the difference between Credit Balance Analyst vs Accounts Receivable Specialist?

AspectCredit Balance AnalystAccounts Receivable Specialist
Required CredentialsTypically a bachelor's degree in finance or accounting; certifications like CPA or CMA are a plusSimilar educational background; certifications are less common but beneficial
Work EnvironmentFinancial institutions, healthcare, or retail companies managing credit accountsCorporate finance departments, healthcare, or retail sectors handling invoicing and collections
Employer & Industry UsageUsed in industries with credit management needs, focusing on credit balances and discrepanciesCommon in industries managing customer payments and collections
Search & Comparison IntentUnderstanding credit account management and balance resolutionManaging receivables and customer payments

The main difference is that a Credit Balance Analyst focuses on resolving credit balance discrepancies and ensuring accurate account balances, while an Accounts Receivable Specialist manages invoicing, collections, and customer payments. Both roles require similar skills and work environments but serve different functions within financial operations.

More about Credit Balance Analyst jobs
What cities are hiring for Credit Balance Analyst jobs? Cities with the most Credit Balance Analyst job openings:
What job categories do people searching Credit Balance Analyst jobs look for? The top searched job categories for Credit Balance Analyst jobs are:
Credit Balance Analyst jobs near you
Infographic showing various Credit Balance Analyst job openings in the United States as of May 2026, with employment types broken down into 82% Full Time, 8% Part Time, 2% Temporary, and 8% Contract. Highlights an 92% In-person, 3% Hybrid, and 5% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Credit Analyst

Credit Analyst

Horizon Farm Credit

Frederick, MD • On-site

$51.90K - $86.40K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 10 days ago

Job description

Job Description
Are you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance?
Overview: Horizon Farm Credit is actively recruiting for an experienced Credit Analyst to join our team. Qualified candidate may work in the Mechanicsburg, PA, Reedsville, PA, Frederick, MD, or Winchester, VA branch locations. The hours of operation are typically, Monday to Friday from 8 a.m. to 4:30 p.m. This position is eligible for hybrid work schedule after 6 months of successful employment. Our ideal candidate is an experienced, organized, detail-oriented, and analytical Credit Analyst with agricultural or commercial credit analysis experience. This is a great opportunity to make a difference for agriculture and rural communities.
Position Description: In this position, you will serve as a confident financial professional through the delivery of sound credit and financial services within regulations and policies. You will accurately and efficiently analyze and underwrite loans in a sound manner to prospective and existing borrowers. You will work closely with Relationship Managers to structure, condition, and approve credits for our borrowers. Develop relationships with large and/or complex customers to more accurately and efficiently analyze the credit. Promotes related services, participates in credit decisions, and maintains a favorable Farm Credit image.
Areas of Responsibility Include but not limited to:
Based on Size, Scope, and Risk in the overall credit facility; complete the following:
  • Analyze financial information - accurately complete historical trends, pro-forma projections, debt repayment schedules, consolidations, stress testing, Probability of Default and Loss Given Default, source and use table, commodity worksheets, and any other necessary schedules, worksheets, and/or template tools available to adequately support the overall credit recommendation.
  • Prepare a loan narrative that provides an adequate summary of the financial analysis, addressing the applicable five C's of credit, highlighting credit strengths and documenting credit weaknesses to support the credit recommendation.
  • Actively collaborate with Relationship Managers to finalize credit recommendations.
  • Obtain necessary delegated authority for loan approvals.
  • Continue to study and be familiar with internal credit practices, loan products and compliance standards to ensure sound and eligible credit decisions.
  • Effectively manage loan underwriting pipeline and meet targeted turnaround time for loan decisions. Maintain high level of communication with lending and operations.
  • Assist as needed in the preparation of larger loan packages. Help monitor larger accounts for compliance to loan covenants and other on-going conditions of the loan approval.
  • Participate in continued education of agricultural industry trends/news.
  • Participates in association initiatives and engages regularly with cross-functional teams.
  • Other projects and/or research as assigned.

REQUIREMENTS:
  • Bachelor's degree in Business Administration, Agriculture, Economics, or Finance.
  • Generally, a minimum of three plus years of agricultural or commercial credit analysis/underwriting experience is preferred.
  • Must possess sound credit judgment and differential credit skills to complete accurate and timely credit package.
  • Ability to effectively communicate (verbal and written) with a large, geographically diverse team of co-workers.
  • Strong analytical and computer skills.
  • Adaptable and flexible to a changing work environment.
  • Prolonged periods of sitting at a desk and working on a computer.

Who are we?
Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference for agriculture and rural communities.
What can we offer you?
We offer competitive compensation and benefits packages for full-time employees including:
  • Medical insurance with dental and vision care options
  • 401 (k) with significant employer matching
  • Paid time off, holidays and volunteer time to support work/life balance
  • Tuition reimbursement and training opportunities
  • Student loan reimbursement
  • Leadership and career development opportunities
  • Paid parental leave and short-term disability
  • Fun and inclusive work environment

Salary Range: $51,900 - $86,400, depending on previous experience. Opportunity to earn additional incentive.
Equal Opportunity Employer including veterans and individuals with disabilities.

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