The incumbent will analyze and decision consumer and business applications using buying guidelines, to minimize financial risk for Honda and assist in sales of Honda and Acura product. The incumbent will support dealers with analyzing consumer applications, credit history, and inquiries as well as monitor risk related and escalated applications and processes, ensuring correct measures and guidelines are applied. The incumbent will also support other departments in relation to financial significance as required.
PRINCIPAL FUNCTIONAL RESPONSIBILITIES
Analyze, verify and adjudicate credit applications according to Credit policies. Investigate and grant credit on applications received from Dealers on Ebiz by reviewing customers' credit history, debt service and max advance guidelines
Negotiate terms and conditions on credit with dealers to ensure an acceptable level of risk. Provide Dealer support by answering inquiries related to consumer applications, programs, rate programs and vehicle residual values to maintain positive relationships
Coordinate workflows to ensure processing efficiency and accuracy
Assist in the development of credit policies and procedures required to ensure maximum efficiencies
Provide exceptional front line support to dealers by professionally answering questions pertaining to credit decisions and current programs
Perform other duties and support other departments as required
POSITION PROFILE AND QUALIFICATIONS
Completed College Diploma or University Degree (preference in Business) and/or have equivalent related business experience is required
Bilingual (French/English - both oral and written) is required
Collections and/or Recovery experience is an asset
Hours of work (EST): Monday to Thursdays 8:00AM to 10:00 PM, Fridays 8:00AM to 9:00PM, Saturdays 8:30AM to 8:00PM (minimum of 2 Saturdays per month will be required)
Rotating shifts: Shifts will change based on business needs
Able to read Credit Bureaus and have strong research and analytical skills is required
Excellent communication (oral and written) and interpersonal skills in order to develop and maintain business relations
Proficient computer skills (Microsoft Word, Excel, and CASS) are required
Strong interpersonal and negotiation skills
Strong analytical skills, detail-oriented, resourceful and self-reliant
Must be a team player, able to work under pressure, meet deadlines and willing to work overtime as required
Ability to work independently with a minimum of supervision
As this position aims to support clients and dealers nationwide, we will need bilingual candidates.
The salary range for this position is $72,921-$86,593CAD annually. Individual salaries within this range aredeterminedby a variety of job-related factors, including education, experience, knowledge, and skill set.
This is a work-from-home position that requires employees towork-from-home five days per week(with a hoteling workspace when attending the assigned company office on occasion).
This posting is for an existing vacancy that Honda Canada Inc. is activelyseekingto fill.
Honda Canada Finance Inc. does not use artificial intelligence (AI) in its recruitment or candidate selection processes.
Honda Canada Finance Inc. is committed to providing accommodations during the recruitment process for applicants with disabilities, upon request.Accommodations will take into account the applicant's accessibility needs.If you require accommodation at any time during the recruitment process, please email Human Resources ataccessibility@honda.caor call (905) 888-4331.
FRENCH
Le titulaire de ce poste analysera et prendra des decisions concernant les demandes de clients et d'entreprises a l'aide des lignes directrices d'achats, afin de minimiser le risque financier pour Honda et aider a la vente des produits Honda et Acura. Le titulaire du poste aidera les concessionnaires a analyser les demandes de credit de clients, les historiques de credit et les demandes de renseignements, et a surveiller le risque associe, les demandes de credit transmises au niveau superieur et les processus, en s'assurant que les bonnes mesures et lignes directrices sont appliquees. Le titulaire du poste apportera aussi du soutien aux autres services, au besoin, en ce qui concerne les aspects financiers.
RESPONSABILITES DE FONCTION PRINCIPALES
Analyse et verifie les demandes de credit et rend les decisions sur celles-ci, conformement aux politiques sur le credit. Enquete et accorde le credit pour les demandes recues des concessionnaires sur eBiz en revisant l'historique de credit du client, son endettement et les lignes directrices Max Advance.
Negocie les termes et les conditions du credit avec les concessionnaires pour s'assurer d'un niveau de risque acceptable. Fournit du soutien aux concessionnaires en repondant a leurs demandes de renseignements en relation avec les demandes des clients, programmes, programmes de taux et valeurs residuelles des vehicules, afin de maintenir des relations positives.
PROFIL DU POSTE ET QUALIFICATIONS
Horaires de travail (HNE) : Du lundi au jeudi, de 8 h a 22 h, le vendredi, de 8 h a 21 h, le samedi, de 8 h 30 a 20 h (un minimum de deux samedis par mois est requis).
*Comme ce poste vise a soutenir des clients et des concessionnaires a l'echelle du pays, nous aurons besoin de candidat(e)s bilingues.
PRATIQUES D'EMBAUCHE
La fourchette salariale pour ce poste se situe entre 72921$ et 86593$ CAD par annee. Le salaire individuel offert dans cette fourchette est determine en fonction de divers facteurs lies a l'emploi, notamment la formation, l'experience, les connaissances et les competences.
Il s'agit d'un poste en teletravail, exigeant que les employes travaillent a domicile cinq jours par semaine (avec acces a un espace de travail partage lors des visites occasionnelles au bureau de l'entreprise designe).
Cette offre d'emploi vise a pourvoir un poste actuellement vacant que Honda Canada Inc. cherche activement a combler.
Honda Canada Finance Inc. n'utilise pas l'intelligence artificielle (IA) dans ses processus de recrutement ou de selection des candidats.
Honda Canada Finance Inc. s'engage a offrir des mesures d'adaptation aux candidats en situation de handicap, sur demande, tout au long du processus de recrutement. Ces mesures tiendront compte des besoins en matiere d'accessibilite du candidat. Si vous avez besoin d'une mesure d'adaptation a quelque moment que ce soit durant le processus de recrutement, veuillez communiquer avec les Ressources humaines par courriel a accessibility@honda.ca ou par telephone au (905)8884331.