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Credit Director Jobs in Quebec (NOW HIRING)

To learn more about CIBC, please visit CIBC.com What you'll be doing As a Director, Credit Research, you will support Fixed Income Portfolio Managers in security selection and credit research across ...

To learn more about CIBC, please visit CIBC.com What you'll be doing As a Director, Credit Research, you will support Fixed Income Portfolio Managers in security selection and credit research across ...

The group has direct accountability and responsibility to assist and educate Private Banking managers and their teams across the country in credit structures. Reporting to the Regional Credit Manager ...

DEPARTMENT DESCRIPTION Within the Credit Portfolio Management Group ("CPM"), the Credit Analyst will work under the supervision of a Director - Senior Credit Analyst and will be part of a team ...

A career as a Senior Director, Commercial Credit, within the Risk Management team at National Bank, involves acting as a subject-matter expert in the approval of credit facilities for small and ...

A career as a Senior Director, Commercial Credit, within the Risk Management team at National Bank, involves acting as a subject-matter expert in the approval of credit facilities for small and ...

A career as a Senior Director, Commercial Credit, within the Risk Management team at National Bank, involves acting as a subject-matter expert in the approval of credit facilities for small and ...

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Credit Director information

See Quebec salary details

$25.5K

$102.6K

$196K

How much do credit director jobs pay per year?

As of Aug 8, 2026, the average yearly pay for credit director in Quebec is $102,642.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $159,500.00 per year, depending on experience, location, and employer.

What does a credit director do?

A credit director determines the strategic direction of a banking or lending institution and is responsible for risk analysis. Their duties are to oversee loan underwriting and collections. Additional responsibilities are to ensure company practices adhere to municipal, state, and federal financial laws and regulations. The academic qualifications necessary to become a credit director often include a bachelor’s or master’s degree in finance, business administration, accounting, or economics as well as extensive experience.

What is a credit director?

Credit Directors are senior financial professionals responsible for overseeing an organization's credit policies, procedures, and risk management strategies. They evaluate and approve credit applications, set credit limits, and monitor outstanding accounts to ensure timely payments and minimize financial risk. Credit Directors also lead teams of credit analysts and collaborate with other departments to support business growth while maintaining healthy credit practices.

What are the key skills and qualifications needed to thrive as a credit director, and why are they important?

To thrive as a Credit Director, you need deep expertise in credit analysis, risk assessment, and financial management, often supported by a degree in finance, accounting, or a related field. Familiarity with credit risk modeling tools, financial statement analysis software, and regulatory compliance systems is crucial. Strong leadership, decision-making, and negotiation skills help you effectively manage teams and stakeholder relationships. These skills are vital to ensure sound credit decisions, minimize risk, and support organizational financial goals.

What is the difference between Credit Director vs Credit Manager?

AspectCredit DirectorCredit Manager
ResponsibilitiesOversees credit policies, strategic credit risk management, and high-level decision-makingManages daily credit operations, evaluates creditworthiness, and approves credit limits
Required CredentialsTypically requires a bachelor’s degree in finance or related field; certifications like CPA or CFA are commonUsually requires a bachelor’s degree in finance, accounting, or business; relevant certifications are advantageous
Work EnvironmentStrategic, executive-level setting within finance or credit departmentsOperational, team-oriented environment focused on credit assessment and approval

The Credit Director focuses on strategic credit risk management and policy development, while the Credit Manager handles daily credit operations and assessments. Both roles require similar educational backgrounds and certifications, but differ in scope and level of responsibility within the credit department.

What are some common challenges faced by a credit director when managing a diverse loan portfolio?

A Credit Director often encounters challenges such as balancing risk across different sectors, ensuring compliance with changing regulations, and responding quickly to market fluctuations. Managing a diverse portfolio requires continuous analysis to identify potential credit risks and implementing strategies to mitigate them. Additionally, collaboration with teams across underwriting, sales, and risk management is essential to maintain portfolio health and meet organizational goals. Adapting to evolving client needs and market conditions can also be demanding but provides valuable opportunities for professional growth.
What are the most commonly searched types of Credit jobs in Quebec? The most popular types of Credit jobs in Quebec are:
Infographic showing various Credit Director job openings in Quebec as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, 1% Temporary, and 1% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $102,642 per year, or $49.3 per hour.

Senior Credit Director Equipment Finance

National Bank

Montreal, QC • Hybrid

Full-time

Medical, Retirement

Posted 2 days ago

New


Job description

A career as a Senior Credit Director in the Equipment Finance team at National Bank means acting as a strategic leader in credit risk management and credit decision‑making. This newly created role supports the continued development of Equipment Financing activities in Québec and is based in Montréal.

In this role, you contribute to profitable and sustainable growth by ensuring sound credit decisions, strong governance, and disciplined oversight of complex equipment financing transactions, while balancing risk, efficiency, and service excellence within delegated approval authorities.

Your role

  • Lead regional credit underwriting, adjudication, and credit support activities to ensure effective risk management and achievement of business performance objectives
  • Exercise delegated credit authorities, including approvals for complex and high‑value financing structures, in compliance with lending policies, risk appetite, and governance frameworks
  • Establish, standardize, and optimize processes, service agreements, and workflows to enhance turnaround times, consistency, and operational efficiency
  • Contribute to strategic planning, budget development, and performance monitoring to support growth, profitability, and portfolio quality objectives
  • Collaborate with internal and external partners to strengthen relationships, support sales teams, and enable value‑added financing solutions
  • Build, lead, and develop high‑performing teams through coaching, mentoring, and continuous improvement practices

Your team

The Equipment Finance leadership team brings together credit, risk, and operations specialists who work collaboratively to support national financing activities and continuously enhance credit practices.

Within the Equipment Finance Credit department, you are part of a national leadership team and lead a large group of credit professionals across multiple regions. You report to a senior leader. Your team is recognized for its expertise in complex credit structures, disciplined risk management, and strong partnerships with sales and risk functions. A flexible, hybrid work environment supports work‑life balance and operational effectiveness.

The Bank values continuous development and internal mobility. Personalized training programs, based on learning through action, support ongoing professional growth. Resources such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring are available to support your development.

Prerequisites

  • University degree in business, finance, commerce, or a related field, or equivalent professional experience
  • Extensive experience in credit adjudication, underwriting, and risk management within commercial or equipment finance environments
  • Proven experience leading large, geographically dispersed teams in a regulated financial services environment
  • Strong expertise in financial statement analysis, complex credit structures, and risk mitigation strategies
  • Experience in budget management, performance measurement, and operational planning
  • Demonstrated ability to exercise sound judgment within delegated credit authorities and governance frameworks
Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:
* Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and family assistance program * Preferential banking services * Involvement in community initiatives * Telemedicine service * Virtual sleep clinic
We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.
Making a bold move in a people-first environment We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.
We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?
Join us!