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Cornerstone Bank Jobs (NOW HIRING)

Cornerstone Capital Bank

Treasury Funder

Houston, TX · On-site

Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, employee retention, and happiness. We ...

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Cornerstone Bank information

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$27.5K

$113.2K

$170K

How much do cornerstone bank jobs pay per year?

As of Jun 15, 2026, the average yearly pay for cornerstone bank in the United States is $113,173.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,000.00 and $141,500.00 per year, depending on experience, location, and employer.

What is the highest paying banking job?

The highest paying banking jobs are typically executive roles such as Chief Executive Officer (CEO), Chief Financial Officer (CFO), or Chief Risk Officer (CRO), which can earn several hundred thousand to millions of dollars annually including bonuses and stock options. Senior-level positions requiring extensive experience, leadership skills, and advanced certifications like CFA or CPA tend to have the highest compensation in banking. Compensation varies based on the size of the institution and geographic location.

What is Cornerstone Bank and what services does it provide?

Cornerstone Bank is a community-focused financial institution that offers a range of banking services to individuals, businesses, and organizations. Their services typically include personal and business checking and savings accounts, mortgages, personal and business loans, online and mobile banking, and investment options. Cornerstone Bank is known for its customer service and local community involvement. They aim to support their customers' financial goals with personalized solutions and convenient banking tools.

What opportunities for career advancement are available at Cornerstone Bank, and how does the organization support employee growth?

Cornerstone Bank is known for fostering internal growth by offering mentorship programs, professional development workshops, and clear pathways for advancement within various departments such as retail banking, commercial lending, and operations. Employees are encouraged to pursue additional training and certifications, which are often supported through tuition reimbursement or in-house seminars. Regular performance reviews help identify strengths and areas for development, ensuring team members are well-positioned for promotions or lateral moves that align with their interests and skills.

What qualifications do I need to work in a bank?

To work in a bank, such as Cornerstone Bank, candidates typically need a high school diploma or equivalent; some roles may require a college degree or relevant certifications. Skills in customer service, communication, and basic financial knowledge are important, and certain positions may require specific licenses or training. Additionally, a clean background check and the ability to pass security screenings are often necessary.

How big is Cornerstone Bank?

Cornerstone Bank is a regional financial institution with multiple branches and a significant customer base. Its size typically includes hundreds of employees and assets in the hundreds of millions to billions of dollars, depending on the specific branch or location. For job seekers, understanding the bank's scale can help gauge the work environment and growth opportunities.

What is the difference between Cornerstone Bank vs Loan Officer?

AspectCornerstone BankLoan Officer
CredentialsBanking license, possibly certifications like NMLSLoan origination license, NMLS certification
Work EnvironmentBank branches, corporate officesBank branches, client meetings, remote work
Industry UsageFinancial services, bankingMortgage and loan services, banking

Both roles operate within the banking industry, often at the same institution. A Loan Officer at Cornerstone Bank focuses on evaluating and approving loan applications, requiring specific licensing and certifications. Cornerstone Bank is the employer providing the environment and infrastructure for Loan Officers. While they work closely, the bank is the employer, and the Loan Officer is the role within it.

What is the lowest position at a bank?

The lowest positions at a bank often include entry-level roles such as bank teller or customer service representative. These roles typically require basic skills, a high school diploma, and may involve part-time or full-time schedules. Advancement can lead to higher positions like personal banker or branch manager.

What are the key skills and qualifications needed to thrive as a Banker at Cornerstone Bank, and why are they important?

To thrive as a Banker at Cornerstone Bank, you need a solid understanding of financial products, customer service, and banking procedures, generally supported by a degree in finance or business. Familiarity with banking software, loan processing systems, and compliance regulations such as AML/KYC is typically required. Excellent interpersonal skills, attention to detail, and problem-solving abilities help professionals excel in this client-facing role. These skills are crucial for building trust with clients, ensuring regulatory compliance, and supporting the bank’s financial operations.
More about Cornerstone Bank jobs
What cities are hiring for Cornerstone Bank jobs? Cities with the most Cornerstone Bank job openings:
What states have the most Cornerstone Bank jobs? States with the most job openings for Cornerstone Bank jobs include:
What job categories do people searching Cornerstone Bank jobs look for? The top searched job categories for Cornerstone Bank jobs are:
Cornerstone Bank jobs near you
Infographic showing various Cornerstone Bank job openings in the United States as of June 2026, with employment types broken down into 50% Full Time, and 50% Part Time. Highlights an 100% In-person job distribution, with an average salary of $113,173 per year, or $54.4 per hour.

Commercial Credit Underwriter

Cornerstone Capital Bank

Houston, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 26 days ago

Job description

Who we are:
Cornerstone Capital Bancorp, Inc., headquartered in Houston, is a Texas-based financial services company dedicated to helping families, businesses, and communities thrive. Through its primary subsidiary, Cornerstone Capital Bank, the organization operates a community and business banking franchise alongside a premier national home lending, servicing, and home insurance platform-based financial services company dedicated to helping families, businesses, and communities thrive.
Guided by a core Mission, Vision, and Convictions statement, Cornerstone operates 17 full-service banking locations across major Texas markets and more than 150 mortgage offices nationwide. The company has served nearly 700,000 customers through its family of brands, including Cornerstone Home Lending, Roscoe Bank, Peoples Bank, Cornerstone Servicing, and Cornerstone Insurance. Supported by 1,600 team members, Cornerstone is consistently recognized as a Fortune-certified Great Place to Work® and a Top Workplace.
Formed through the combination of Cornerstone Home Lending and The Roscoe State Bank, Cornerstone brings more than a century of experience and is the highest-capitalized new bank in Texas history.
Who we are looking for:
We are seeking an experienced Commercial Credit Underwriter for our growing lending team! Cornerstone Capital Bank provides middle-market and community bank commercial lending in the major urban markets of Texas and in the areas around Bastrop, Sweetwater, Roscoe, and Lubbock Texas.
Who we are looking for:
The ideal credit professional will have completed a credit training program and have experience in underwriting complex commercial credit relationships and providing advanced financial and risk analysis to support sound lending decisions. The Credit Underwriter role works closely with relationship managers and credit officers to evaluate borrowing opportunities, analyze financial statements, identify and mitigate credit risks, and structure appropriate loan terms.
What you'll do:
  • Underwrite community, middle market, and corporate C&I and CRE credit opportunities. Underwriting responsibilities may also include agriculture, private banking, lender finance, and syndicated credit opportunities. Credits will typically range from moderate to highly complex borrower relationships.
  • Analyze and assess all available credit and financial information, including financial statements, tax returns, cash flow, collateral, guarantor support, and industry trends.
  • Prepare detailed underwriting summaries, conduct industry research, identify key risks and mitigating factors, and routinely develop credit presentations to support lending recommendations.
  • Collaborate with Relationship Managers and other internal partners to assess client needs, evaluate banking products and structures, design effective credit solutions, and deliver quality outcomes that support both client relationships and the Bank's strategic objectives.
  • Complete annual credit reviews for assigned commercial relationships, including comprehensive financial analysis, covenant compliance evaluation, risk rating recommendations, and timely completion within established service expectations.
  • Perform ongoing covenant compliance monitoring and testing for commercial loan relationships, including annual and quarterly financial covenant calculations, borrower reporting tracking, compliance documentation, and escalation of exceptions or emerging credit concerns to management.
  • Participate in customer and prospect discussions as needed to support transaction structuring and relationship management.
  • Ensure underwriting and portfolio management activities comply with internal credit policy, regulatory guidance, and lending authority standards.
  • Stay abreast of the latest financial and banking product knowledge, financial markets, and relevant regulations and business trends.
  • Support loan committee presentations and assist senior leadership with portfolio reporting, risk management initiatives, and credit projects.
  • Mentor junior underwriters while contributing to departmental process improvements, operational efficiency initiatives, and overall credit quality standards.

What you need to be successful:
  • Three or more years of experience in commercial credit underwriting, financial analysis, and loan structuring within a banking or financial services environment.
  • Experience underwriting Commercial Real Estate (CRE), Commercial & Industrial (C&I), and other commercial borrower relationships across a variety of industries and transaction types.
  • Completion of a formal commercial credit training program preferred.
  • Bachelor's degree in Finance, Accounting, Business Administration, or a related field generally required; relevant graduate coursework, certifications, or advanced degrees are considered a plus.
  • Strong analytical, organizational, and problem-solving skills with the ability to manage multiple priorities and deadlines in a fast-paced environment.
  • Excellent interpersonal, verbal, and written communication skills with the ability to effectively interact with team members, management, internal committees, and clients.
  • Ability to independently identify issues, assess risk, and develop practical solutions and recommendations.
  • Proficiency in Microsoft Office products, including Teams, Word, Excel, and PowerPoint; experience with Salesforce, nCino, or similar banking platforms preferred.
  • Ability to work effectively in either a remote or office environment, with occasional travel required based on business needs.

What we offer:
Because we recognize and reward hard work, we offer a competitive salary, Medical, Dental, Vision, , Accidental Death, Long-Term Disability, Short-Term Disability, FSA, HSA, 401K, Basic Life, Voluntary Life, and Paid Parental Leave benefits, as well as the opportunity for a performance based bonus based on position and department.
Where you come in:
We are a great company with great people. We work in a tight-knit, goal-oriented team where our customers and other team members can rely on them to ensure accurate and timely service.
We invite you to explore Cornerstone and to consider making this your last career destination.
What to do next:
If Cornerstone Capital Bank sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you are a part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone. It feels like home.
NO THIRD PARTY AGENCIES
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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