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Contract Mortgage Processing Jobs (NOW HIRING)

Sonabank

Mortgage Processor

Wilmington, NC · On-site

$24 - $32/hr

The Mortgage Processor is responsible for evaluating, authorizing approval or denying applications ... Finalize loan contracts and keep clients informed in rules and obligations. * Remain up to speed ...

Sonabank

Mortgage Processor

Wilmington, NC · On-site

$33K - $46K/yr

The Mortgage Processor is responsible for evaluating, authorizing approval or denying applications ... Finalize loan contracts and keep clients informed in rules and obligations. * Remain up to speed ...

Sonabank

Mortgage Processor

Wilmington, NC · On-site

$34K - $47K/yr

The Mortgage Processor is responsible for evaluating, authorizing approval or denying applications ... Finalize loan contracts and keep clients informed in rules and obligations. * Remain up to speed ...

ABSM

Mortgage Loan Processor

Miami Lakes, FL · On-site

$50K/yr

... contracts, and property tax records to help process mortgage loan files Qualifications: • Accounting, finance, or business Associate's degree preferred - High school diploma or GED required • ...

Unity Bank

Residential Mortgage Processor

Clinton, NJ · On-site

$41K - $57K/yr

Position Summary Responsible for efficient processing of residential mortgage loan applications ... or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document ...

PRMG Mortgage

Mortgage Loan Partner

Sacramento, CA · On-site

$42K - $58K/yr

Our processor will take the loan from "contract to close" and stay in touch with all interested parties. The Mortgage Loan Partner can focus on lead conversion and creating a "wow" experience for ...

PRMG Mortgage

Mortgage Loan Partner

Sacramento, CA · On-site

$15 - $20/hr

Our processor will take the loan from "contract to close" and stay in touch with all interested parties. The Mortgage Loan Partner can focus on lead conversion and creating a "wow" experience for ...

Unity Bank

Residential Mortgage Processor

Clinton, NJ · On-site

$28.88 - $38.08/hr

Position Summary Responsible for efficient processing of residential mortgage loan applications ... or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document ...

Unity Bank

Residential Mortgage Processor

Clinton, NJ

$41K - $57K/yr

Position Summary Responsible for efficient processing of residential mortgage loan applications ... or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document ...

Unity Bank

Residential Mortgage Processor

Clinton, NJ · On-site

$28.88 - $38.08/hr

Position Summary Responsible for efficient processing of residential mortgage loan applications ... or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document ...

PRMG Mortgage

Mortgage Loan Partner

Sacramento, CA · On-site

$20/hr

Our processor will take the loan from "contract to close" and stay in touch with all interested parties. The Mortgage Loan Partner can focus on lead conversion and creating a "wow" experience for ...

ICSI

Member Services Rep -AACU Mortgage

Fort Worth, TX · On-site

$38K - $52K/yr

Member Services Rep-AACU Mortgage Processing Job Type: W2 Contract- No Benefits Job Duration: 3 months Job Location: Fort Worth, TX 100% on-site Description: Job Purpose Responsible for creating new ...

Waterstone Mortgage

Mortgage Loan Processor III

$40K - $56K/yr

Mortgage Loan Processor III Join our team as a Mortgage Loan Processor and be at the heart of the ... Loans are to be processed to meet contract deadlines and rate lock expiration dates. * File to be ...

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All JobsContract Mortgage Processing Jobs

Contract Mortgage Processing information

See salary details

$12

$20

$33

How much do contract mortgage processing jobs pay per hour?

As of Jul 11, 2026, the average hourly pay for contract mortgage processing in the United States is $20.84, according to ZipRecruiter salary data. Most workers in this role earn between $15.87 and $19.95 per hour, depending on experience, location, and employer.

What are some common challenges faced by contract mortgage processors, and how can they be managed effectively?

Contract mortgage processors often encounter challenges such as managing fluctuating workloads, keeping up with frequently changing regulations, and ensuring accurate, timely document collection from clients. To manage these challenges, it's important to establish strong organizational systems, stay current on industry updates, and maintain clear communication with loan officers, underwriters, and borrowers. Utilizing workflow management tools and building solid relationships with team members can also help streamline processes and improve efficiency in this dynamic environment.

What is the difference between Contract Mortgage Processing vs Mortgage Underwriting?

AspectContract Mortgage ProcessingMortgage Underwriting
Primary RolePrepares and reviews mortgage documents, verifies borrower information, and ensures application completeness.Assesses risk, reviews financial data, and approves or denies loan applications based on creditworthiness.
Required CredentialsTypically requires mortgage processing experience, knowledge of loan documentation, and sometimes certification.Requires underwriting experience, knowledge of lending guidelines, and often certifications like DE or LAPP.
Work EnvironmentOffice-based, often within banks, lenders, or mortgage companies.Office-based, within lending institutions or underwriting firms.

Contract Mortgage Processing focuses on preparing and verifying mortgage documents, while Mortgage Underwriting evaluates borrower risk and makes approval decisions. Both roles are essential in the mortgage lending process but differ in responsibilities and expertise required.

What is contract mortgage processing?

Contract mortgage processing involves outsourcing the mortgage loan processing function to third-party professionals or firms. These specialists handle tasks such as collecting borrower documentation, verifying information, coordinating with lenders and underwriters, and ensuring compliance with regulations. This service helps mortgage companies and lenders improve efficiency, reduce overhead costs, and manage variable workloads. Contract processors work on a per-loan or contract basis, without being direct employees of the lending institution.

What are the key skills and qualifications needed to thrive as a Contract Mortgage Processor, and why are they important?

To thrive as a Contract Mortgage Processor, you need a solid understanding of loan processing procedures, mortgage industry regulations, and document verification, typically supported by experience in finance or real estate. Familiarity with loan origination systems (LOS) such as Encompass, as well as knowledge of compliance software and automated underwriting systems, is crucial. Attention to detail, strong organizational skills, and effective communication are vital soft skills for managing complex paperwork and collaborating with lenders and borrowers. These skills ensure accurate, timely processing of mortgage applications, minimize errors, and facilitate smooth transactions for clients and financial institutions.
More about Contract Mortgage Processing jobs
What cities are hiring for Contract Mortgage Processing jobs? Cities with the most Contract Mortgage Processing job openings:
What are the most commonly searched types of Mortgage Processing jobs? The most popular types of Mortgage Processing jobs are:
What states have the most Contract Mortgage Processing jobs? States with the most job openings for Contract Mortgage Processing jobs include:
Contract Mortgage Processing jobs near you
Infographic showing various Contract Mortgage Processing job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 62% Full Time, 19% Part Time, 1% Temporary, and 17% Contract. Highlights an 80% Physical, 2% Hybrid, and 18% Remote job distribution, with an average salary of $43,357 per year, or $20.8 per hour.
CRA Mortgage Loan Originator

CRA Mortgage Loan Originator

Orrstown Bank

York, PA • On-site

$50K/yr

Full-time

Posted 4 days ago

New

Job description

Position Summary:

Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and functions within Orrstown Bank region. Must adhere to the requirements of federal registration under the SAFE Act. Market bank wide proprietary CRA products, in branches as well as outside organizations such as real estate firms, housing agencies, etc.

Qualifications:

High school diploma or equivalent; college degree preferred.

Minimum of two (2) years loan experience with prior advanced banking training through AIB, PB, ABA, etc. preferred.

High level of attention to detail; proficient reading, verbal and written communication, mathematical, computer, problem solving, decision making, and interpersonal relations skills; self-starter showing initiative; work autonomously as well as part of a team; strong working knowledge of mortgage underwriting, loan documentation, conventional and government lending guidelines, federal lending regulations governing real estate lending and residential mortgage processing, closing procedures, appraisals and contracts; and features and benefits of Bank loan products and services;


There is a $50,000 base salary plus commission.