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Contract Mortgage Processing Jobs (NOW HIRING)

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Mortgage Loan Processor

Garfield, NJ · On-site

$50K - $85K/yr

Deliver an exceptional borrower experience from contract to close Qualifications * 5+ years of residential mortgage processing experience * Experience in a mortgage broker or non-delegated lender ...

Loan Processor

Acworth, GA · On-site +1

$16.75 - $22.25/hr

... mortgage industry, look no further; apply today! Responsibilities • Own the file from contract to ... processing experience • Deep understanding of lender model operations • Strong working ...

Mortgage Loan Processor (Irving, TX)

Irving, TX · Hybrid

$38K - $52K/yr

Mortgage Loan Processor - Irving, TX Agility 360 is searching for experienced Mortgage Loan Processors for a contract to perm position with our growing client. The ideal candidates will posses a ...

Mortgage Loan Processor (Irving, TX)

Irving, TX · On-site

$38K - $52K/yr

Mortgage Loan Processor - Irving, TX Agility 360 is searching for experienced Mortgage Loan Processors for a contract to perm position with our growing client. The ideal candidates will posses a ...

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Mortgage Loan Processor

Puyallup, WA · On-site

$50K - $90K/yr

Help review contracts, timelines, and file milestones * Coordinate with underwriting, lenders ... Help create a smooth handoff from pre-approval to processing to closing What Makes This Role ...

New

Mortgage Loan Processor

Columbus, OH · On-site

$38K - $53K/yr

Evaluates Mortgage Loan File received from Processing Team Lead * Determines if Mortgage Loan is ... Monitors contract and lock expiration dates and updates Mortgage Loan Originator * Schedules ...

Mortgage Processor

Greenville, SC

$37K - $51K/yr

High school diploma with a minimum of 5 years of mortgage processing experience is required ... This document does not represent an expressed or implied contract of employment nor does it alter ...

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Mortgage Loan Processor

Puyallup, WA · On-site

$50K - $90K/yr

Help review contracts, timelines, and file milestones * Coordinate with underwriting, lenders ... Help create a smooth handoff from pre-approval to processing to closing What Makes This Role ...

New

Strong knowledge of mortgage processing workflows, documentation, and regulatory requirements ... to-hire, and contract roles. From entry-level positions to professional and executive-level ...

Mortgage Processor

Greenville, SC · On-site

$37K - $51K/yr

High school diploma with a minimum of 5 years of mortgage processing experience is required ... This document does not represent an expressed or implied contract of employment nor does it alter ...

The Mortgage Processor is responsible for evaluating, authorizing approval or denying applications ... Finalize loan contracts and keep clients informed in rules and obligations. * Remain up to speed ...

The Mortgage Processor is responsible for evaluating, authorizing approval or denying applications ... Finalize loan contracts and keep clients informed in rules and obligations. * Remain up to speed ...

Mortgage Processor

Wilmington, NC · On-site

$23.18 - $32.01/hr

The Mortgage Processor is responsible for evaluating, authorizing approval or denying applications ... Finalize loan contracts and keep clients informed in rules and obligations. * Remain up to speed ...

Mortgage Processor

Atlanta, GA · On-site

$23.18 - $32.01/hr

The Mortgage Processor is responsible for evaluating, authorizing approval or denying applications ... Finalize loan contracts and keep clients informed in rules and obligations. * Remain up to speed ...

Processor

Roanoke, VA · Remote

$40K - $56K/yr

Handles all areas of mortgage loan processing, such as: analyzing income and asset documentation, reviewing appraisals, sales contracts, and titles, submitting files to an Automated Underwriting ...

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Contract Mortgage Processing information

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$12

$20

$33

How much do contract mortgage processing jobs pay per hour?

As of Jun 10, 2026, the average hourly pay for contract mortgage processing in the United States is $20.84, according to ZipRecruiter salary data. Most workers in this role earn between $15.87 and $19.95 per hour, depending on experience, location, and employer.

What are some common challenges faced by contract mortgage processors, and how can they be managed effectively?

Contract mortgage processors often encounter challenges such as managing fluctuating workloads, keeping up with frequently changing regulations, and ensuring accurate, timely document collection from clients. To manage these challenges, it's important to establish strong organizational systems, stay current on industry updates, and maintain clear communication with loan officers, underwriters, and borrowers. Utilizing workflow management tools and building solid relationships with team members can also help streamline processes and improve efficiency in this dynamic environment.

What is the difference between Contract Mortgage Processing vs Mortgage Underwriting?

AspectContract Mortgage ProcessingMortgage Underwriting
Primary RolePrepares and reviews mortgage documents, verifies borrower information, and ensures application completeness.Assesses risk, reviews financial data, and approves or denies loan applications based on creditworthiness.
Required CredentialsTypically requires mortgage processing experience, knowledge of loan documentation, and sometimes certification.Requires underwriting experience, knowledge of lending guidelines, and often certifications like DE or LAPP.
Work EnvironmentOffice-based, often within banks, lenders, or mortgage companies.Office-based, within lending institutions or underwriting firms.

Contract Mortgage Processing focuses on preparing and verifying mortgage documents, while Mortgage Underwriting evaluates borrower risk and makes approval decisions. Both roles are essential in the mortgage lending process but differ in responsibilities and expertise required.

What is contract mortgage processing?

Contract mortgage processing involves outsourcing the mortgage loan processing function to third-party professionals or firms. These specialists handle tasks such as collecting borrower documentation, verifying information, coordinating with lenders and underwriters, and ensuring compliance with regulations. This service helps mortgage companies and lenders improve efficiency, reduce overhead costs, and manage variable workloads. Contract processors work on a per-loan or contract basis, without being direct employees of the lending institution.

What are the key skills and qualifications needed to thrive as a Contract Mortgage Processor, and why are they important?

To thrive as a Contract Mortgage Processor, you need a solid understanding of loan processing procedures, mortgage industry regulations, and document verification, typically supported by experience in finance or real estate. Familiarity with loan origination systems (LOS) such as Encompass, as well as knowledge of compliance software and automated underwriting systems, is crucial. Attention to detail, strong organizational skills, and effective communication are vital soft skills for managing complex paperwork and collaborating with lenders and borrowers. These skills ensure accurate, timely processing of mortgage applications, minimize errors, and facilitate smooth transactions for clients and financial institutions.
More about Contract Mortgage Processing jobs
What cities are hiring for Contract Mortgage Processing jobs? Cities with the most Contract Mortgage Processing job openings:
What are the most commonly searched types of Mortgage Processing jobs? The most popular types of Mortgage Processing jobs are:
What states have the most Contract Mortgage Processing jobs? States with the most job openings for Contract Mortgage Processing jobs include:
Infographic showing various Contract Mortgage Processing job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 70% Full Time, 28% Part Time, and 1% Temporary. Highlights an 80% Physical, 2% Hybrid, and 18% Remote job distribution, with an average salary of $43,357 per year, or $20.8 per hour.

Mortgage Loan Processor

CROSSCOUNTRY MORTGAGE LLC

Bloomfield, MI • On-site

$50K - $70K/yr

Full-time

Posted 8 days ago


CrossCountry Mortgage rating

7.1

Company rating: 7.1 out of 10

Based on 26 frontline employees who took The Breakroom Quiz


Job description

Description
Are you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team. If you're interested in a dynamic position on a well-established and successful lending team, look no further; apply now!
This is an in-office position, not remote.
Responsibilities
• Assist borrowers in determining the best mortgage type based on interview and situation
• Adhere to all lending and regulatory guidelines and policies while preparing the loan file
• Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files
• Work with the borrower to gather financial information such as credit reports, verify the accuracy to determine creditworthiness, and complete the mortgage loan application
• Maintain detailed documentation of the process in our system - from origination to close
Qualifications
• FHA, FHLB, FNMA, or VA loan product knowledge and mortgage lending experience required
• High school diploma or GED required - Associate's degree in accounting, finance, or business preferred
• Strong analytical and time management skills and superior attention to detail
• At least 2 years of loan processing experience required
• Must possess excellent written and verbal communication skills

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