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Contract Mortgage Processing Jobs in Texas (NOW HIRING)

Mortgage Loan Processor (Irving, TX)

Irving, TX ยท Hybrid

$38K - $52K/yr

Irving, TX Description Mortgage Loan Processor - Irving, TX Agility 360 is searching for experienced Mortgage Loan Processors for a contract to perm position with our growing client. The ideal ...

Mortgage Loan Processor (Irving, TX)

Irving, TX ยท On-site

$38K - $52K/yr

Mortgage Loan Processor - Irving, TX Agility 360 is searching for experienced Mortgage Loan Processors for a contract to perm position with our growing client. The ideal candidates will posses a ...

Mortgage Loan Processor (Irving, TX)

Irving, TX ยท On-site

$38K - $52K/yr

Mortgage Loan Processor - Irving, TX Agility 360 is searching for experienced Mortgage Loan Processors for a contract to perm position with our growing client. The ideal candidates will posses a ...

Member Services Rep -AACU Mortgage

Fort Worth, TX ยท On-site

$38K - $52K/yr

Member Services Rep-AACU Mortgage Processing Job Type: W2 Contract- No Benefits Job Duration: 3 months Job Location: Fort Worth, TX 100% on-site Description: Job Purpose Responsible for creating new ...

Mortgage Loan Processor

Webster, TX ยท On-site

$35K - $48K/yr

ProLending Mortgage is currently looking for a reliable Loan Processor to perform appraisals of ... contracts. Our ultimate goal is to create lasting relationships with each of our clients so that we ...

... contracts, investor guidelines, lending programs and state and federal laws and regulations ... Accurately answer questions from and educate loan officers, loan processors, and other appropriate ...

... contracts, investor guidelines, lending programs and state and federal laws and regulations ... Accurately answer questions from and educate loan officers, loan processors, and other appropriate ...

... contracts, investor guidelines, lending programs and state and federal laws and regulations ... Accurately answer questions from and educate loan officers, loan processors, and other appropriate ...

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Contract Mortgage Processing information

See Texas salary details

$11

$19

$31

How much do contract mortgage processing jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for contract mortgage processing in Texas is $19.42, according to ZipRecruiter salary data. Most workers in this role earn between $14.76 and $18.61 per hour, depending on experience, location, and employer.

Is contract mortgage processing a stressful job?

Contract mortgage processing can be stressful due to tight deadlines, high accuracy requirements, and the need to manage multiple applications simultaneously. The role often involves detailed documentation review and communication with clients and lenders, which can contribute to workload pressure, especially during busy periods or when dealing with complex cases.

How to become a contract mortgage processor?

To become a contract mortgage processor, candidates typically need a high school diploma or equivalent, along with experience in mortgage processing or related financial roles. Familiarity with loan documentation, mortgage software, and strong attention to detail are essential; some positions may require certification or training in mortgage processing standards.

What are some common challenges faced by contract mortgage processors, and how can they be managed effectively?

Contract mortgage processors often encounter challenges such as managing fluctuating workloads, keeping up with frequently changing regulations, and ensuring accurate, timely document collection from clients. To manage these challenges, it's important to establish strong organizational systems, stay current on industry updates, and maintain clear communication with loan officers, underwriters, and borrowers. Utilizing workflow management tools and building solid relationships with team members can also help streamline processes and improve efficiency in this dynamic environment.

What is the difference between Contract Mortgage Processing vs Mortgage Underwriting?

AspectContract Mortgage ProcessingMortgage Underwriting
Primary RolePrepares and reviews mortgage documents, verifies borrower information, and ensures application completeness.Assesses risk, reviews financial data, and approves or denies loan applications based on creditworthiness.
Required CredentialsTypically requires mortgage processing experience, knowledge of loan documentation, and sometimes certification.Requires underwriting experience, knowledge of lending guidelines, and often certifications like DE or LAPP.
Work EnvironmentOffice-based, often within banks, lenders, or mortgage companies.Office-based, within lending institutions or underwriting firms.

Contract Mortgage Processing focuses on preparing and verifying mortgage documents, while Mortgage Underwriting evaluates borrower risk and makes approval decisions. Both roles are essential in the mortgage lending process but differ in responsibilities and expertise required.

What is contract mortgage processing?

Contract mortgage processing involves outsourcing the mortgage loan processing function to third-party professionals or firms. These specialists handle tasks such as collecting borrower documentation, verifying information, coordinating with lenders and underwriters, and ensuring compliance with regulations. This service helps mortgage companies and lenders improve efficiency, reduce overhead costs, and manage variable workloads. Contract processors work on a per-loan or contract basis, without being direct employees of the lending institution.

What are the key skills and qualifications needed to thrive as a contract mortgage processor?

To thrive as a Contract Mortgage Processor, you need a solid understanding of loan processing procedures, mortgage industry regulations, and document verification, typically supported by experience in finance or real estate. Familiarity with loan origination systems (LOS) such as Encompass, as well as knowledge of compliance software and automated underwriting systems, is crucial. Attention to detail, strong organizational skills, and effective communication are vital soft skills for managing complex paperwork and collaborating with lenders and borrowers. These skills ensure accurate, timely processing of mortgage applications, minimize errors, and facilitate smooth transactions for clients and financial institutions.
What are the most commonly searched types of Mortgage Processing jobs in Texas? The most popular types of Mortgage Processing jobs in Texas are:
What cities in Texas are hiring for Contract Mortgage Processing jobs? Cities in Texas with the most Contract Mortgage Processing job openings:
Infographic showing various Contract Mortgage Processing job openings in Texas as of July 2026, with employment types broken down into 63% Full Time, 20% Part Time, 1% Temporary, and 16% Contract. Highlights an 78% Physical, 3% Hybrid, and 19% Remote job distribution, with an average salary of $40,394 per year, or $19.4 per hour.

Member Services Rep -AACU Mortgage Processing-11055

ICSI.

Fort Worth, TX โ€ข On-site

$38K - $52K/yr

Contractor

Re-posted 4 days ago


Job description

Job Title: Member Services Rep-AACU Mortgage Processing

Job Type: W2 Contract- No Benefits

Job Duration: 3 months

Job Location: Fort Worth, TX 100% on-site

Description:

Job Purpose
Responsible for creating new mortgage loans and processing applications for purchase or refinance of real estate at American Airlines Credit Union.
Principal Duties and Responsibilities

  • Prepare pre-closing Loan Quality Initiative requirements, credit analysis and quality control of the loan information
  • Provide accurate closing and funding of our mortgage loans in all 50 states plus the Virgin Islands, using the Prime Alliance LFC system
  • Serve in a backup role for initial member contact via incoming phone calls and for taking applications through our Prime Alliance loan origination system
  • Represent the Mortgage Department in various Credit Union days, seminars and other special projects as directed by the management staff of the Mortgage Department
  • Meet deadlines and assists with production goals
  • Perform other duties as assigned
  • The selected candidate will be responsible for ensuring the security and confidentiality of all account and related information which is part of their work and for ensuring that his/her work is in compliance with all applicable laws and regulations including, but not limited to, the Bank Secrecy Act.

Minimum Qualifications

  • High school diploma or GED


Preferred Qualifications

  • Previous banking or Credit Union experience
  • Previous mortgage lending experience
  • Previous knowledge of FNMA, NCUA and AAFCU Mortgage Lending Guidelines
  • Previous Residential Mortgage Closing and Funding experience
  • Previous working knowledge of PC Software including Desktop Underwriting, Prime Alliance, and Episys

Knowledge, Skills & Abilities

  • Skilled in Microsoft Office software (e.g., Word, Excel, Access, PowerPoint) gained through either work experience with the software or education and hands-on use of the software
  • Ability to perform in a fast-paced environment, handle multiple tasks and function as an integral part of a team
  • Skilled in above average interpersonal and communication skills and professional telephone manners
  • Ability to effectively communicate with all levels both verbally and written
  • Ability to speak, read, and write Spanish is a plus
  • Ability to work well under deadlines and high volume pressure
  • Ability to work in a diverse work environment
  • Ability to quickly learn and adapt well to change
  • Ability to self-motivate with strong organization skills and capacity for attention to detail
  • Ability to maintain satisfactory performance and attendance
  • Ability to pass applicable American Airlines and Credit Union pre-hire compliance checks

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