ZipRecruiter

Log In

1

Contract Mortgage Processing Jobs (NOW HIRING)

Beacon Talent

Senior Mortgage Processor

Phoenix, AZ · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Las Vegas, NV · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Dallas, TX · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Nashville, TN · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Tampa, FL · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Detroit, MI · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Denver, CO · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Austin, TX · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Houston, TX · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Charlotte, NC · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

next page

Showing results 1-20

All JobsContract Mortgage Processing Jobs

Contract Mortgage Processing information

See salary details

$12

$20

$33

How much do contract mortgage processing jobs pay per hour?

As of Jun 10, 2026, the average hourly pay for contract mortgage processing in the United States is $20.84, according to ZipRecruiter salary data. Most workers in this role earn between $15.87 and $19.95 per hour, depending on experience, location, and employer.

What are some common challenges faced by contract mortgage processors, and how can they be managed effectively?

Contract mortgage processors often encounter challenges such as managing fluctuating workloads, keeping up with frequently changing regulations, and ensuring accurate, timely document collection from clients. To manage these challenges, it's important to establish strong organizational systems, stay current on industry updates, and maintain clear communication with loan officers, underwriters, and borrowers. Utilizing workflow management tools and building solid relationships with team members can also help streamline processes and improve efficiency in this dynamic environment.

What is the difference between Contract Mortgage Processing vs Mortgage Underwriting?

AspectContract Mortgage ProcessingMortgage Underwriting
Primary RolePrepares and reviews mortgage documents, verifies borrower information, and ensures application completeness.Assesses risk, reviews financial data, and approves or denies loan applications based on creditworthiness.
Required CredentialsTypically requires mortgage processing experience, knowledge of loan documentation, and sometimes certification.Requires underwriting experience, knowledge of lending guidelines, and often certifications like DE or LAPP.
Work EnvironmentOffice-based, often within banks, lenders, or mortgage companies.Office-based, within lending institutions or underwriting firms.

Contract Mortgage Processing focuses on preparing and verifying mortgage documents, while Mortgage Underwriting evaluates borrower risk and makes approval decisions. Both roles are essential in the mortgage lending process but differ in responsibilities and expertise required.

What is contract mortgage processing?

Contract mortgage processing involves outsourcing the mortgage loan processing function to third-party professionals or firms. These specialists handle tasks such as collecting borrower documentation, verifying information, coordinating with lenders and underwriters, and ensuring compliance with regulations. This service helps mortgage companies and lenders improve efficiency, reduce overhead costs, and manage variable workloads. Contract processors work on a per-loan or contract basis, without being direct employees of the lending institution.

What are the key skills and qualifications needed to thrive as a Contract Mortgage Processor, and why are they important?

To thrive as a Contract Mortgage Processor, you need a solid understanding of loan processing procedures, mortgage industry regulations, and document verification, typically supported by experience in finance or real estate. Familiarity with loan origination systems (LOS) such as Encompass, as well as knowledge of compliance software and automated underwriting systems, is crucial. Attention to detail, strong organizational skills, and effective communication are vital soft skills for managing complex paperwork and collaborating with lenders and borrowers. These skills ensure accurate, timely processing of mortgage applications, minimize errors, and facilitate smooth transactions for clients and financial institutions.
More about Contract Mortgage Processing jobs
What cities are hiring for Contract Mortgage Processing jobs? Cities with the most Contract Mortgage Processing job openings:
What are the most commonly searched types of Mortgage Processing jobs? The most popular types of Mortgage Processing jobs are:
What states have the most Contract Mortgage Processing jobs? States with the most job openings for Contract Mortgage Processing jobs include:
Contract Mortgage Processing jobs near you
Infographic showing various Contract Mortgage Processing job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 70% Full Time, 28% Part Time, and 1% Temporary. Highlights an 80% Physical, 2% Hybrid, and 18% Remote job distribution, with an average salary of $43,357 per year, or $20.8 per hour.

Mortgage Processor

Aslan Home Lending Corporation

Denver, CO • On-site

$45K - $100K/yr

Contractor

Posted 27 days ago

Job description

**Overview:**

We are seeking a detail-oriented Contract Mortgage Processor to join our team. The ideal candidate will have a strong understanding of loan processing, escrow, and mortgage servicing. This position offers an opportunity to work in a dynamic environment within the mortgage broker industry.

**Duties:**

- Review and verify loan documents including income, credit, appraisal, and title insurance

- Ensure all loan files meet regulatory requirements and guidelines

- Communicate with loan officers, underwriters, and clients to gather necessary information

- Process loans in compliance with TILA, FNMA, and Fair Housing regulations

- Calculate debt-to-income ratios and review basic math calculations

- Coordinate with escrow companies to schedule closings

**Requirements:**

- Proven experience as a Mortgage Processor or similar role

- Knowledge of loan processing procedures, escrow, and mortgage servicing

- Familiarity with TILA, FNMA guidelines, and Fair Housing regulations

- Strong attention to detail and accuracy in mathematical calculations

- Excellent communication skills to interact with clients and internal teams

If you are a motivated individual with a background in mortgage processing and a keen eye for detail, we encourage you to apply for this rewarding opportunity.

  • 1099 contract position
  • Flexible schedule (2-3 days in the Denver office)
  • Contractor is compensated per successfully closed loan file
  • E&O insurance recommended
  • NMLS or MLO (Preferred)