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Contract Mortgage Processing Jobs in Florida (NOW HIRING)

Mortgage processing experience strongly preferred. Experience Level Entry-Level to Intermediate Job Type & Location This is a Contract to Hire position based out of Pensacola, FL. Pay and Benefits ...

Mortgage processing experience strongly preferred. Experience Level Entry-Level to Intermediate Job Type & Location This is a Contract to Hire position based out of Pensacola, FL. Pay and Benefits ...

Experience Level Entry-Level to Junior Mortgage Processor Job Type & Location This is a Contract to Hire position based out of Pensacola, FL. Pay and Benefits The pay range for this position is $18 ...

... contracts, and property tax records to help process mortgage loan files Qualifications: • Accounting, finance, or business Associate's degree preferred - High school diploma or GED required • ...

Experience Level Entry-Level to Junior Mortgage Processor Job Type & Location This is a Contract to Hire position based out of Pensacola, FL. Pay and Benefits The pay range for this position is $18 ...

Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files Qualifications:

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Mortgage Loan Processor

Miami, FL · On-site

$54K - $120K/yr

In this vital role, you will manage the end-to-end processing of mortgage loan applications ... Ensure adherence to TILA (Truth in Lending Act) disclosures, contracts, and other federal or state ...

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Familiarity with legal contracts related to real estate transactions and mortgage lending regulations. * Strong proficiency in loan processing systems, 10-key typing skills, basic math skills, and ...

The successful candidate will have some experience in mortgage processing, mortgage lending, or ... Open new title orders and set up files accurately the moment a contract hits the desk ...

Onboard all newly received contracts for Rate Lock Consultation * Be able to prepare Loan Estimates ... Minimum 3 years in mortgage processing, underwriting, or origination * Proficient in DU/DO, LP, and ...

... contact to contract" phase of the loan process, and arrange meetings to ensure any follow-up ... Strong understanding of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage ...

Contract Duration: 6 months Pay rate: $15/hr Production Specialist II: Review or research loan ... Mortgage servicing or origination knowledge required * Intermediate proficiency with MS Word, MS ...

Mortgage Loan Partner

Largo, FL · On-site

$50K - $72K/yr

... to contract" phase of the loan process, and arrange meetings to ensure any follow-up actions get taken Qualifications: • Strong understanding of mortgage loan products (FHA/VA/CONV/USDA) and ...

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Contract Mortgage Processing information

Is contract mortgage processing a stressful job?

Contract mortgage processing can be stressful due to tight deadlines, high accuracy requirements, and the need to manage multiple applications simultaneously. The role often involves detailed documentation review and communication with clients and lenders, which can contribute to workload pressure, especially during busy periods or when dealing with complex cases.

How to become a contract mortgage processor?

To become a contract mortgage processor, candidates typically need a high school diploma or equivalent, along with experience in mortgage processing or related financial roles. Familiarity with loan documentation, mortgage software, and strong attention to detail are essential; some positions may require certification or training in mortgage processing standards.

What are some common challenges faced by contract mortgage processors, and how can they be managed effectively?

Contract mortgage processors often encounter challenges such as managing fluctuating workloads, keeping up with frequently changing regulations, and ensuring accurate, timely document collection from clients. To manage these challenges, it's important to establish strong organizational systems, stay current on industry updates, and maintain clear communication with loan officers, underwriters, and borrowers. Utilizing workflow management tools and building solid relationships with team members can also help streamline processes and improve efficiency in this dynamic environment.

What is the difference between Contract Mortgage Processing vs Mortgage Underwriting?

AspectContract Mortgage ProcessingMortgage Underwriting
Primary RolePrepares and reviews mortgage documents, verifies borrower information, and ensures application completeness.Assesses risk, reviews financial data, and approves or denies loan applications based on creditworthiness.
Required CredentialsTypically requires mortgage processing experience, knowledge of loan documentation, and sometimes certification.Requires underwriting experience, knowledge of lending guidelines, and often certifications like DE or LAPP.
Work EnvironmentOffice-based, often within banks, lenders, or mortgage companies.Office-based, within lending institutions or underwriting firms.

Contract Mortgage Processing focuses on preparing and verifying mortgage documents, while Mortgage Underwriting evaluates borrower risk and makes approval decisions. Both roles are essential in the mortgage lending process but differ in responsibilities and expertise required.

What is contract mortgage processing?

Contract mortgage processing involves outsourcing the mortgage loan processing function to third-party professionals or firms. These specialists handle tasks such as collecting borrower documentation, verifying information, coordinating with lenders and underwriters, and ensuring compliance with regulations. This service helps mortgage companies and lenders improve efficiency, reduce overhead costs, and manage variable workloads. Contract processors work on a per-loan or contract basis, without being direct employees of the lending institution.

What are the key skills and qualifications needed to thrive as a contract mortgage processor?

To thrive as a Contract Mortgage Processor, you need a solid understanding of loan processing procedures, mortgage industry regulations, and document verification, typically supported by experience in finance or real estate. Familiarity with loan origination systems (LOS) such as Encompass, as well as knowledge of compliance software and automated underwriting systems, is crucial. Attention to detail, strong organizational skills, and effective communication are vital soft skills for managing complex paperwork and collaborating with lenders and borrowers. These skills ensure accurate, timely processing of mortgage applications, minimize errors, and facilitate smooth transactions for clients and financial institutions.
What are the most commonly searched types of Mortgage Processing jobs in Florida? The most popular types of Mortgage Processing jobs in Florida are:
What cities in Florida are hiring for Contract Mortgage Processing jobs? Cities in Florida with the most Contract Mortgage Processing job openings:
Infographic showing various Contract Mortgage Processing job openings in Florida as of July 2026, with employment types broken down into 81% Full Time, 14% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution.

Mortgage Processor

Rize Mortgage

Fort Lauderdale, FL

Full-time

Posted 15 days ago


Job description

We are currently seeking an experienced and detail-oriented mortgage loan processor for our dynamic lending team. The ideal candidate will have years of mortgage processing experience, a can-do attitude, and a proven track record of providing solutions in the mortgage lending industry. If you are looking for an excellent position that will help you reach your financial goals, start your application today!Compensation:

$795 per funded loan


Responsibilities:
  • Collect and verify necessary financial documentation, such as credit reports, to complete mortgage loan applications and determine creditworthiness
  • Secure property and loan documentation to process mortgage loan files such as appraisals, inspections, title searches, site surveys, contracts, and property tax records
  • Input detailed loan process documentation in our system - from origination to close
  • Adhere to all lending and regulatory guidelines and policies while preparing the loan file
  • Serve as a liaison between borrowers, mortgage brokers and loan officers, real estate agents, and mortgage lending underwriters to support loan approval

Qualifications:
  • We prefer an Associate’s degree in accounting, finance, or business - High school diploma or GED required
  • Superb analytical skills, time management skills, and attention to detail
  • Excellent written and verbal communication skills are a requirement
  • 2 years minimum experience in loan processing required
  • Experience in mortgage lending and knowledge of loan types, such as FHA, FHLB, FNMA, or VA loans required

About Company

We’re not just another mortgage team — we’re relationship builders, problem solvers, and market leaders. Our mission is simple: deliver a 5-star experience for every borrower, every time.

I’m Chad Reidlinger, Division Manager and Mortgage Loan Advisor, and I’ve been in this industry for over two decades.

I lead with my heart, value extreme transparency, and believe the leader is the product — not the company.

If you’re looking for a place to grow your skills, take ownership, and work with a team relentlessly committed to improvement, you’ll feel right at home here.

With 300+ five-star reviews and a proven track record, we’ve built a reputation for excellence — and we’re just getting started.