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Contract Mortgage Processing Jobs in Florida (NOW HIRING)

Mortgage processing experience strongly preferred. Experience Level Entry-Level to Intermediate Job Type & Location This is a Contract to Hire position based out of Pensacola, FL. Pay and Benefits ...

... contracts, and property tax records to help process mortgage loan files Qualifications: • Accounting, finance, or business Associate's degree preferred - High school diploma or GED required • ...

Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files Qualifications:

Manage loan tasks and documentation within mortgage processing systems. * Coordinate third-party ... Job Type & Location This is a Contract to Hire position based out of Pensacola, FL. Pay and ...

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Mortgage Loan Processor

Clearwater, FL · On-site

$50K - $80K/yr

Key Responsibilities: * Assist loan officers in processing loan applications and ensure all ... Prepare and review loan documents, including disclosures, agreements, and contracts. * Assist in ...

... support the processing of first mortgage loans in compliance with applicable federal and state ... Job Type & Location This is a Contract to Hire position based out of Pensacola, FL. Pay and ...

Mortgage Loan Processor

Miami, FL · On-site

$54K - $120K/yr

In this vital role, you will manage the end-to-end processing of mortgage loan applications ... Ensure adherence to TILA (Truth in Lending Act) disclosures, contracts, and other federal or state ...

Apply knowledge of mortgage processing practices, lending regulations, and company procedures to ... Organization and Multitasking Experience Level: Entry Level Job Type & Location This is a Contract ...

The successful candidate will have some experience in mortgage processing, mortgage lending, or ... Open new title orders and set up files accurately the moment a contract hits the desk ...

... contact to contract" phase of the loan process, and arrange meetings to ensure any follow-up ... Strong understanding of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage ...

Contract Duration: 6 months Pay rate: $15/hr Production Specialist II: Review or research loan ... Mortgage servicing or origination knowledge required * Intermediate proficiency with MS Word, MS ...

The Company also provides mortgage financing and title services for homebuyers through its mortgage ... The right candidate will meet and greet homebuyers during closing for signature and notary process.

Mortgage Loan Partner

Largo, FL · On-site

$50K - $72K/yr

... to contract" phase of the loan process, and arrange meetings to ensure any follow-up actions get taken Qualifications: • Strong understanding of mortgage loan products (FHA/VA/CONV/USDA) and ...

Contract Processing * Administrative Support * Data Entry * Customer Service * Records Management * Document Administration * Timeshare, vacation ownership, hospitality, mortgage, real estate ...

$70 - $90/hr

Active in VA Lender Appraisal Processing Program (LAPP) and certified as a Staff Appraisal Reviewer ... Disclaimers and Work Environment Nothing in this position description is an implied contract for ...

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Contract Mortgage Processing information

What is contract mortgage processing?

Contract mortgage processing involves outsourcing the mortgage loan processing function to third-party professionals or firms. These specialists handle tasks such as collecting borrower documentation, verifying information, coordinating with lenders and underwriters, and ensuring compliance with regulations. This service helps mortgage companies and lenders improve efficiency, reduce overhead costs, and manage variable workloads. Contract processors work on a per-loan or contract basis, without being direct employees of the lending institution.

What are the key skills and qualifications needed to thrive as a contract mortgage processor?

To thrive as a Contract Mortgage Processor, you need a solid understanding of loan processing procedures, mortgage industry regulations, and document verification, typically supported by experience in finance or real estate. Familiarity with loan origination systems (LOS) such as Encompass, as well as knowledge of compliance software and automated underwriting systems, is crucial. Attention to detail, strong organizational skills, and effective communication are vital soft skills for managing complex paperwork and collaborating with lenders and borrowers. These skills ensure accurate, timely processing of mortgage applications, minimize errors, and facilitate smooth transactions for clients and financial institutions.

What are some common challenges faced by contract mortgage processors, and how can they be managed effectively?

Contract mortgage processors often encounter challenges such as managing fluctuating workloads, keeping up with frequently changing regulations, and ensuring accurate, timely document collection from clients. To manage these challenges, it's important to establish strong organizational systems, stay current on industry updates, and maintain clear communication with loan officers, underwriters, and borrowers. Utilizing workflow management tools and building solid relationships with team members can also help streamline processes and improve efficiency in this dynamic environment.

What is the difference between Contract Mortgage Processing vs Mortgage Underwriting?

AspectContract Mortgage ProcessingMortgage Underwriting
Primary RolePrepares and reviews mortgage documents, verifies borrower information, and ensures application completeness.Assesses risk, reviews financial data, and approves or denies loan applications based on creditworthiness.
Required CredentialsTypically requires mortgage processing experience, knowledge of loan documentation, and sometimes certification.Requires underwriting experience, knowledge of lending guidelines, and often certifications like DE or LAPP.
Work EnvironmentOffice-based, often within banks, lenders, or mortgage companies.Office-based, within lending institutions or underwriting firms.

Contract Mortgage Processing focuses on preparing and verifying mortgage documents, while Mortgage Underwriting evaluates borrower risk and makes approval decisions. Both roles are essential in the mortgage lending process but differ in responsibilities and expertise required.

How to become a contract mortgage processing?

To become a contract mortgage processor, candidates typically need a high school diploma or equivalent, along with experience in mortgage or financial processing. Familiarity with loan software and strong attention to detail are important, and some roles may require industry certifications such as the Mortgage Loan Originator (MLO) license. Contract positions often require the ability to work independently and meet deadlines in a remote or flexible environment.

Is contract mortgage processing a stressful job?

Contract mortgage processing can be stressful due to tight deadlines, high accuracy requirements, and the need to manage multiple applications simultaneously. The role often involves detailed documentation, communication with clients and lenders, and working under pressure to meet closing dates.

What are the most commonly searched types of Mortgage Processing jobs in Florida?

The most popular types of Mortgage Processing jobs in Florida are:

What cities in Florida are hiring for Contract Mortgage Processing jobs?

Cities in Florida with the most Contract Mortgage Processing job openings:

Infographic showing various Contract Mortgage Processing job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 14% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution.

Mortgage Loan Processor

Clifton Mortgage Solutions

Winter Park, FL

$41K - $54K/yr

Full-time

Posted 4 days ago


Job description

We are currently seeking an experienced and detail-oriented mortgage loan processor for our dynamic lending team. The ideal candidate will have years of mortgage processing experience, a can-do attitude, and a proven track record of providing solutions in the mortgage lending industry. If you are looking for an excellent position that will help you reach your financial goals, start your application today!Compensation:

$41,600 - $54,100 yearly


Responsibilities:
  • Determine the best loan option for the borrower through interviewing and discussion
  • Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files
  • Assemble and submit loan packages to the lender underwriters for approval or denial
  • Adhere to all lending and regulatory guidelines and policies while preparing the loan file
  • Input detailed loan process documentation in our system - from origination to close

Qualifications:
  • Accounting, finance, or business Associate’s degree preferred - High school diploma or GED required
  • Experience in mortgage lending and knowledge of loan types, such as FHA, FHLB, FNMA, or VA loans required
  • At least 2 years of loan processing experience required
  • Must have excellent written and verbal communication skills
  • Must possess exceptional attention to detail, as well as strong analytical and time management skills

About Company

Clifton Mortgage Solutions is a Boutique Mortgage Firm located in Winter Park, FL. The founder, Dan Clifton, has been a mortgage professional since 2002. Our firm has doubled the number of families helped over the last 12 months, and we have additional organic growth forthcoming.

Clifton Mortgage Solutions is an independent, family-owned and operated business.