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Contract Mortgage Processing Jobs (NOW HIRING)

Beacon Talent

Senior Mortgage Processor

Irvine, CA · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Atlanta, GA · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Orlando, FL · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Los Angeles, CA · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Beacon Talent

Senior Mortgage Processor

Miami, FL · Remote

$80K - $90K/yr

Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings * Serve ... residential mortgage processing experience * Experience handling complex income scenarios ...

Dream Habitat LLC

Mortgage Loan Processor

$55K - $75K/yr

The ideal candidate will have years of mortgage processing experience, a can-do attitude, and a ... site surveys, contracts, and property tax records, to help process mortgage loan files ...

PRMG Mortgage

Mortgage Loan Assistant

Sacramento, CA · On-site

$40K - $100K/yr

... contracts, and property tax records to help process mortgage loan files • Assist borrowers in determining the best mortgage type based on interview and situation Qualifications • Must have ...

American First Funding

Mortgage Processor

Southfield, MI · On-site

$48K - $52K/yr

... the processing lifecycle, maintaining comprehensive file documentation. • Serve as a liaison ... contracts, and property tax records • Prepare and submit detailed loan packages to the lender ...

PRMG Mortgage

Mortgage Loan Assistant

Sacramento, CA

$40K - $100K/yr

Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files * Assist borrowers in ...

GoRascal

Mortgage Loan Processor

$50K - $70K/yr

... contract to closing the loan • Update loan documentation in our system on a regular basis to ... mortgage processing experience, 5+ preferred • Experience as a Loan Partner, Loan Officer ...

Sparks Group

Senior Mortgage Processor

Baltimore, MD · On-site

$50K - $90K/yr

Review loan applications (1003), income, assets, credit, contracts, and all supporting ... Broker/wholesale processing experience strongly preferred. * Strong understanding of mortgage ...

GoRascal

Mortgage Loan Processor

Brooklyn, NY

$50K - $70K/yr

... contract to closing the loan • Update loan documentation in our system on a regular basis to ... mortgage processing experience, 5+ preferred • Experience as a Loan Partner, Loan Officer ...

Sparks Group

Senior Mortgage Processor

Halethorpe, MD · Hybrid

$50K - $90K/yr

Review loan applications (1003), income, assets, credit, contracts, and all supporting ... Broker/wholesale processing experience strongly preferred. * Strong understanding of mortgage ...

Agility 360

Mortgage Loan Processor (Irving, TX)

Irving, TX · Hybrid

$38K - $52K/yr

Irving, TX Description Mortgage Loan Processor - Irving, TX Agility 360 is searching for experienced Mortgage Loan Processors for a contract to perm position with our growing client. The ideal ...

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All JobsContract Mortgage Processing Jobs

Contract Mortgage Processing information

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$12

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$33

How much do contract mortgage processing jobs pay per hour?

As of Jun 10, 2026, the average hourly pay for contract mortgage processing in the United States is $20.84, according to ZipRecruiter salary data. Most workers in this role earn between $15.87 and $19.95 per hour, depending on experience, location, and employer.

What are some common challenges faced by contract mortgage processors, and how can they be managed effectively?

Contract mortgage processors often encounter challenges such as managing fluctuating workloads, keeping up with frequently changing regulations, and ensuring accurate, timely document collection from clients. To manage these challenges, it's important to establish strong organizational systems, stay current on industry updates, and maintain clear communication with loan officers, underwriters, and borrowers. Utilizing workflow management tools and building solid relationships with team members can also help streamline processes and improve efficiency in this dynamic environment.

What is the difference between Contract Mortgage Processing vs Mortgage Underwriting?

AspectContract Mortgage ProcessingMortgage Underwriting
Primary RolePrepares and reviews mortgage documents, verifies borrower information, and ensures application completeness.Assesses risk, reviews financial data, and approves or denies loan applications based on creditworthiness.
Required CredentialsTypically requires mortgage processing experience, knowledge of loan documentation, and sometimes certification.Requires underwriting experience, knowledge of lending guidelines, and often certifications like DE or LAPP.
Work EnvironmentOffice-based, often within banks, lenders, or mortgage companies.Office-based, within lending institutions or underwriting firms.

Contract Mortgage Processing focuses on preparing and verifying mortgage documents, while Mortgage Underwriting evaluates borrower risk and makes approval decisions. Both roles are essential in the mortgage lending process but differ in responsibilities and expertise required.

What is contract mortgage processing?

Contract mortgage processing involves outsourcing the mortgage loan processing function to third-party professionals or firms. These specialists handle tasks such as collecting borrower documentation, verifying information, coordinating with lenders and underwriters, and ensuring compliance with regulations. This service helps mortgage companies and lenders improve efficiency, reduce overhead costs, and manage variable workloads. Contract processors work on a per-loan or contract basis, without being direct employees of the lending institution.

What are the key skills and qualifications needed to thrive as a Contract Mortgage Processor, and why are they important?

To thrive as a Contract Mortgage Processor, you need a solid understanding of loan processing procedures, mortgage industry regulations, and document verification, typically supported by experience in finance or real estate. Familiarity with loan origination systems (LOS) such as Encompass, as well as knowledge of compliance software and automated underwriting systems, is crucial. Attention to detail, strong organizational skills, and effective communication are vital soft skills for managing complex paperwork and collaborating with lenders and borrowers. These skills ensure accurate, timely processing of mortgage applications, minimize errors, and facilitate smooth transactions for clients and financial institutions.
More about Contract Mortgage Processing jobs
What cities are hiring for Contract Mortgage Processing jobs? Cities with the most Contract Mortgage Processing job openings:
What are the most commonly searched types of Mortgage Processing jobs? The most popular types of Mortgage Processing jobs are:
What states have the most Contract Mortgage Processing jobs? States with the most job openings for Contract Mortgage Processing jobs include:
Contract Mortgage Processing jobs near you
Infographic showing various Contract Mortgage Processing job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 70% Full Time, 28% Part Time, and 1% Temporary. Highlights an 80% Physical, 2% Hybrid, and 18% Remote job distribution, with an average salary of $43,357 per year, or $20.8 per hour.

Senior Mortgage Processor

Beacon Talent

Irvine, CA • Remote

$80K - $90K/yr

Full-time

Medical, Dental, Vision, Retirement

Posted 13 days ago

Job description

About the Role

Our client is a rapidly growing mortgage lending company. They are seeking a Senior Mortgage Processor to join their Operations team on a full-time basis.
This role is responsible for managing complex mortgage loan files from application through clear-to-close, ensuring accuracy, compliance, and on-time closings. The Senior Mortgage Processor serves as a key operational partner to loan officers, underwriters, and closing teams. This position requires deep knowledge of mortgage guidelines, strong independent judgment, and the ability to identify and resolve issues before they impact closing timelines proactively.
This is a full-time remote role with a base of $80,000 - $90,000/an.
Key Responsibilities
  • Manage a pipeline of Conventional, FHA, VA, and Jumbo loans from application through funding
  • Review applications and supporting documentation for accuracy, completeness, and guideline adherence
  • Issue and manage Loan Estimates, Closing Disclosures, and redisclosures in compliance with TRID requirements
  • Calculate and validate income, assets, credit, DTI, and LTV
  • Structure loans appropriately based on investor and agency guidelines
  • Submit complete files to underwriting and efficiently clear conditions
  • Identify and resolve documentation, compliance, or structural issues early in the process
  • Coordinate with Loan Officers, Underwriters, Closers, title companies, and third-party vendors
  • Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings
  • Serve as an escalation point for complex loan scenarios
  • Maintain accurate documentation and detailed loan notes within the LOS
Qualifications
  • 8+ years of residential mortgage processing experience
  • Experience handling complex income scenarios, including self-employed borrowers
  • Strong knowledge of TRID, RESPA, agency guidelines, and investor overlays
  • Proven ability to independently manage a full pipeline
  • Proficiency in Loan Origination Systems (e.g., Encompass or similar)
  • Strong organizational skills and attention to detail
  • Excellent communication skills with borrowers and internal stakeholders
  • Ability to thrive in a fast-paced, deadline-driven environment
Benefits
  • Meaningful equity in the organization
  • Top-tier medical, vision & dental with support for dependents
  • 401(k)
  • Flexible Time Off
  • Hardware Allowance: $2,000 to fix up your workspace
  • At-cost Mortgages