Contract Loan Processor Jobs (NOW HIRING)

Are you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team. If you’re interested in a dynamic position on a well-established and successful lending team, look no further; apply now!

We are a family-run business with a strong focus on customer support and high integrity, and are growing in need of a strong mortgage processor to assist in the growth of the company. We are looking for someone who wants to grow with us and be a part of something bigger than just being a number somewhere.

Are you looking to work alongside leaders in the mortgage industry who will help you grow your career? We’re looking for a full-time mortgage processor who will help our applicants get mortgage-ready and support them throughout the loan process.

You would be responsible for accurately prequalifying home loan applications, issuing and managing quality pre-approval letters, and overseeing the success of every loan in the committed pipeline, as well as working cohesively with the Loan Officer(s), borrowers, underwriters, and third parties to close 95%+ of all loans on time while providing an outstanding experience from application to close.

This position requires substantial cash, credit, capacity (income), collateral, communication skills, and the ability to be resourceful. Job seekers should be organized, detail-oriented professionals driven to succeed in their role. If you’re interested in joining a team that empowers employees, clients, and partners to help them reach their goals, apply today!

I’m Bill Sharp, founder of the company, also a licensed real estate broker and title insurance agent with over 37 years of experience in the real estate and finance industry.

Our company has a long history of giving back to our community and those who support us. We have actively participated in multiple charitable organizations to help those in need and believe it is an important part of our culture.

We specialize in complex deal structures that many other lenders can’t handle. We are built on transparency, discipline, efficiency, and results. We run lean, move fast, and stay focused on creating wins for clients and referral partners. I’m looking to grow the team with professionals who are hungry to learn, eager to perform, and driven by purpose. If you’re someone who thrives in a high-performance, high-impact environment, I’d love to connect.

$60,000 yearly

3 Core Duties Key Measurements

Pre-Application:

• Contact all borrower(s) within 24 hours after an Initial Loan Consultation
• Request and review cash, credit, and capacity (income) qualifications for all borrowers

Pre-Approve:

• Accurately pre-approve all eligible borrowers
• Handle payment scenario requests and accurately estimate closing cost scenarios
• Proactively contact pre-approved buyers
• Communicate effectively with Realtor partners

Pipeline:

• Onboard all newly received contracts for Rate Lock Consultation
• Be able to prepare Loan Estimates accurately, submit eDisclosures to borrowers, and then submit loan applications with our investors
• Execute outstanding weekly borrower and realtor Updates, Pre-Closing Funding Calls.
• Ensure 95%+ loans close on time with daily check-ins to address choke points
• Resolve 95%+ of loan issues before escalating to the Loan Officer

Essential Duties of this Position:

Pre-Application:

• Contact all newly received applications within 24 hours of assignment by the LO
• Thoroughly review 1003 with the borrower(s) and request the necessary documents
• Explore all options before turning down a pre-approval request
• Keep Realtor partners updated on the progress
• Stay up to date on investor guidelines program changes

Pre-Approve:

• Communicate pre-approval parameters to borrowers
• Provide supplemental pre-approval documents
• Notify the referring Realtor immediately after issuing pre-approval
• Expedite rush pre-approval requests
• Flag any red flags or potential issues to the LO
• Dedicate a time block weekly to pre-approval outreach

Pipeline:

• Expedite onboarding for newly received contracts
• Perform a daily “gauge check” to identify “hot loans.”
• Attend daily branch pipeline meetings to track loan milestones
• Deliver weekly borrower update calls (and Realtors, when needed)
• Coordinate closely with loan processing teams
• Contact borrowers, attorneys, and realtors 24 hours before contingencies expire
• Review Closing Disclosures for accuracy against the Loan Estimates
• Conduct pre-closing phone calls (48 hours before closing)
• Make congratulatory funding calls to borrowers, Realtors
• Provide post-closing/funding support
• Be available after hours for urgent questions (via mobile email and text)
• Consistently exceed borrower and referral partner expectations

• Must maintain an active NMLS license or be willing to get licensed immediately
• Minimum 3 years in mortgage processing, underwriting, or origination
• Proficient in DU/DO, LP, and major investor guidelines
• Experience with Loan Origination Systems (ARIVE)
• Skilled in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook, OneNote)
• Strong verbal and written communication skills
• Ability to work under pressure and meet deadlines
• Excellent time management and organizational skills
• Ability to collaborate across the branch and corporate levels
• Completion of regulatory compliance training
• Ability to speak, write, and effectively communicate with borrowers

We are a family-run business with a strong focus on customer support and high integrity, and are growing in need of a strong mortgage processor to assist in the growth of the company. We are looking for someone who wants to grow with us and be a part of something bigger than just being a number somewhere.