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Contract Life Insurance Agent Jobs (NOW HIRING)

Dorr Agency

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Life Insurance Agent

Charlotte, NC · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Enhance Health LLC

Life Insurance Agent

Clearwater, FL · On-site

$25/hr

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

Dorr Agency

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Life Insurance Agent

Columbus, OH · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Dorr Agency

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Life Insurance Agent

Indianapolis, IN · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

C&G Consulting Group

Life Insurance Agent

Our insurance agency is expanding and needs the help of a life insurance agent to grow our list of prospective clients and onboard new clients. Our ideal candidate is great with people, a naturally ...

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one) * Self-motivated with a strong work ethic * Able to pass a background check If you're looking for a rewarding commission sales career with ...

The Koenig Agency

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Life Insurance Agent

Roswell, GA · Remote

$50K - $110K/yr

Remote Life Insurance Agent (Licensed or Willing to Obtain License) Build a Meaningful Career While Helping Families Protect Their Future The Koenig Life Group is a growing independent life insurance ...

New

Globe Life

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Life Insurance Agent

Alpharetta, GA · Remote

$4.0K - $8.0K/wk

Develop and present comprehensive life insurance solutions to prospective and existing clients * Conduct thorough needs assessments to recommend appropriate coverage options * Build and maintain ...

LionRock Financial Services TN

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Life Insurance Agent

Jefferson City, TN · On-site

$100K - $400K/yr

... rapidly growing life insurance brokerage revolutionizing the industry by making affordable ... Commission Increases → Hit consistent targets → unlock higher contract levels fast. * Agency ...

MGM Capital

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Life Insurance Agent

Troy, MI · On-site

$1.0K - $250K/yr

Contract advancement opportunities * Leadership advancement Earnings are not guaranteed. Actual ... life insurance and financial protection solutions. Our agents have access to multiple insurance ...

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Contract Life Insurance Agent information

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How much do contract life insurance agent jobs pay per year?

As of Aug 23, 2026, the average yearly pay for contract life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a contract life insurance agent?

A Contract Life Insurance Agent is a professional who sells life insurance policies on behalf of an insurance company, typically working as an independent contractor rather than as a direct employee. These agents help clients choose appropriate life insurance coverage based on their needs and financial situations. As contractors, they often have flexible schedules and may represent multiple insurance carriers. Their responsibilities include prospecting for new clients, explaining policy options, and assisting with the application and claims process.

What are the key skills and qualifications needed to thrive as a contract life insurance agent?

To thrive as a Contract Life Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing as a basic qualification. Familiarity with customer relationship management (CRM) software, digital quoting platforms, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and self-motivation help agents build trust and effectively address client needs. These skills ensure agents can navigate complex products, comply with regulations, and achieve sales targets while fostering long-term client relationships.

What are some common challenges faced by contract life insurance agents, and how can they be overcome?

Contract life insurance agents often face challenges such as building a strong client base from scratch, managing fluctuating income, and staying up-to-date with changing products and regulations. To overcome these challenges, agents can focus on networking, leveraging referrals, and continuing professional education to enhance their knowledge and credibility. Additionally, establishing a consistent routine for prospecting and following up with clients can help maintain steady business growth and income stability.

What is the difference between Contract Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectContract Life Insurance AgentFull-Time Life Insurance Agent
CredentialsLicensing required, no additional certifications necessarilyLicensing required, may pursue advanced certifications
Work EnvironmentIndependent, flexible schedule, often remote or on commissionOffice-based or field, regular hours, salaried or commission-based
Employer & Industry UsageWorks independently or with agencies on a contract basisEmployed by insurance companies or agencies full-time

Contract Life Insurance Agents typically operate independently with flexible hours and are paid on a commission basis, often working on a contract basis. Full-Time Life Insurance Agents are employed directly by insurance companies or agencies, with regular hours and benefits. Both roles require licensing, but contract agents usually have more flexibility and less job security compared to full-time agents.

Can being a contract life insurance agent be a side hustle?

Yes, contract life insurance agents often work independently and can pursue their role as a side hustle, provided they meet licensing requirements and manage their schedule accordingly. Many agents choose part-time work to supplement income while maintaining other employment or commitments.
More about Contract Life Insurance Agent jobs

What cities are hiring for Contract Life Insurance Agent jobs?

Cities with the most Contract Life Insurance Agent job openings:

What are the most commonly searched types of Life Insurance Agent jobs?

The most popular types of Life Insurance Agent jobs are:

What states have the most Contract Life Insurance Agent jobs?

States with the most job openings for Contract Life Insurance Agent jobs include:

What job categories do people searching Contract Life Insurance Agent jobs look for?

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Contract Life Insurance Agent jobs near you
Infographic showing various Contract Life Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

Dorr Agency

Charlotte, NC • Remote

$60K - $110K/yr

Other

Medical, Dental, Vision

Re-posted 8 days ago

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Job description

Licensed Life Insurance Agent (Remote) – Advanced Markets | High Paying | Forbes Ranked

We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced market training, direct mentorship, and clear pathways to leadership or agency ownership. If you're driven, coachable, and want a high-income career helping families protect and grow their wealth, this is a strong fit. #1 Insurtech and #1 Emerging FunTech in USA

About the Role

As a Life Insurance Agent, you will help clients build personalized protection and wealth strategies using life insurance, annuities, and retirement solutions. You’ll act as a trusted advisor—diagnosing needs, offering recommendations, and helping families gain financial confidence.
This role is 100% remote with flexible scheduling.

Key Responsibilities

  • Conduct client needs analyses for life insurance, annuities, and retirement planning
  • Recommend products aligned with client goals, budgets, and timelines
  • Represent top-rated carriers and guide clients through underwriting
  • Provide excellent customer service and maintain long-term relationships
  • Grow your client base through referrals, networking, digital marketing, and warm leads
  • Maintain accurate CRM records and follow all compliance requirements
  • Participate in advanced market training including:
    • IULs & Indexed Annuities (tax-free retirement planning)
    • Debt-Free Life / Infinite Banking concepts
    • Legacy, estate & wealth-transfer planning
    • Business owner solutions: key-person, buy-sell, executive bonus

Qualifications

  • Active Life Insurance License in your resident state (required)
  • Financial services or sales experience preferred (not required)
  • FINRA licenses a plus but not required
  • Strong communication and relationship-building skills
  • Organized, self-driven, and growth-oriented
  • Comfortable with CRM and virtual meeting platforms

What We Offer

  • Forbes Ranked — #9 in the U.S. for High-Paying Positions
  • High Compensation: 100% Commission + Bonuses (1099)
  • Unlimited income potential (no caps)
  • Full training, mentorship & fast-start programs
  • Access to 60+ A-rated carriers across life and annuity markets
  • Turnkey systems, scripts & marketing support
  • Leadership and agency ownership pathways
  • Remote schedule with complete flexibility
  • Partnership track with the #1 FinTech-enabled life insurance platform in the U.S.

Why Agents Choose Us

  • Warm lead options + automated marketing funnels
  • Industry-leading training in IULs, annuities, and tax-free income planning
  • Real mentorship and hands-on leadership support
  • Ability to build a team and earn overrides if desired

Company Description

At Symmetry, you’ll gain access to advanced-market training rarely offered in the independent space, including tax-free retirement strategies, IULs, indexed annuities, and business-owner solutions. We pair this with hands-on coaching, carrier support, and transparent promotion guidelines so your growth is always in your control.
If you’re looking for a long-term home where you can produce, lead, and eventually build an agency, Symmetry offers both the structure and freedom to do exactly that.