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Contract Life Insurance Agent Jobs (NOW HIRING)

Life Insurance Agent Have you been looking for a career change? Are you passionate about helping others? Are you tired of working hard for someone else? If you're ready to build a career where your ...

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Life Insurance Agent

Melville, NY ยท On-site

$60K - $100K/yr

Full-time agents and their dependents are immediately eligible for medical, dental, vision, long-term disability, and group term life insurance. Our blended training and development program is ...

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Life Insurance Agent

Plano, TX ยท Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

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Life Insurance Agent

Lawrenceville, GA ยท Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

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Life Insurance Agent

Towson, MD ยท Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

Our insurance agency is expanding and needs the help of a life insurance agent to grow our list of prospective clients and onboard new clients. Our ideal candidate is great with people, a naturally ...

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Contract Life Insurance Agent information

See salary details

$18K

$89K

$145K

How much do contract life insurance agent jobs pay per year?

As of Jul 15, 2026, the average yearly pay for contract life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a Contract Life Insurance Agent?

A Contract Life Insurance Agent is a professional who sells life insurance policies on behalf of an insurance company, typically working as an independent contractor rather than as a direct employee. These agents help clients choose appropriate life insurance coverage based on their needs and financial situations. As contractors, they often have flexible schedules and may represent multiple insurance carriers. Their responsibilities include prospecting for new clients, explaining policy options, and assisting with the application and claims process.

What is the difference between Contract Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectContract Life Insurance AgentFull-Time Life Insurance Agent
CredentialsLicensing required, no additional certifications necessarilyLicensing required, may pursue advanced certifications
Work EnvironmentIndependent, flexible schedule, often remote or on commissionOffice-based or field, regular hours, salaried or commission-based
Employer & Industry UsageWorks independently or with agencies on a contract basisEmployed by insurance companies or agencies full-time

Contract Life Insurance Agents typically operate independently with flexible hours and are paid on a commission basis, often working on a contract basis. Full-Time Life Insurance Agents are employed directly by insurance companies or agencies, with regular hours and benefits. Both roles require licensing, but contract agents usually have more flexibility and less job security compared to full-time agents.

What are some common challenges faced by contract life insurance agents, and how can they be overcome?

Contract life insurance agents often face challenges such as building a strong client base from scratch, managing fluctuating income, and staying up-to-date with changing products and regulations. To overcome these challenges, agents can focus on networking, leveraging referrals, and continuing professional education to enhance their knowledge and credibility. Additionally, establishing a consistent routine for prospecting and following up with clients can help maintain steady business growth and income stability.

What are the key skills and qualifications needed to thrive as a Contract Life Insurance Agent, and why are they important?

To thrive as a Contract Life Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing as a basic qualification. Familiarity with customer relationship management (CRM) software, digital quoting platforms, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and self-motivation help agents build trust and effectively address client needs. These skills ensure agents can navigate complex products, comply with regulations, and achieve sales targets while fostering long-term client relationships.
More about Contract Life Insurance Agent jobs
What cities are hiring for Contract Life Insurance Agent jobs? Cities with the most Contract Life Insurance Agent job openings:
What are the most commonly searched types of Life Insurance Agent jobs? The most popular types of Life Insurance Agent jobs are:
What states have the most Contract Life Insurance Agent jobs? States with the most job openings for Contract Life Insurance Agent jobs include:
Infographic showing various Contract Life Insurance Agent job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

Team Nexa Insurance Solutions

Dover, DE โ€ข Remote

$55K - $275K/yr

Contractor

Re-posted 10 days ago


Job description

Life Insurance Agent โ€“ National Team | High Commissions
| Daily Live Training | No Cost Lead System

Join Team Nexa Insurance Solutions โ€“ Where Agents Come First.

Are you tired of outrageous lead costs, empty promises, or feeling like you're on your own? At Team Nexa Insurance Solutions, we're changing the game.

We are a national agency with a proven, supportive system built for agents who want real income, real support, and real opportunity.

๐Ÿ’ผ What We Offer:
  • Highly Competitive Commissions โ€“ Among the best in the industry.

  • Access to Top Carriers โ€“ Including options for Day One Coverage for clients with:

    • COPD

    • Past Cancer

    • Kidney Failure
      ...and more!

  • Daily Live Training โ€“ Real-time coaching, mentorship, and roleplay sessions to help you improve daily.

  • Real-Time Leads โ€“ Say goodbye to expensive leads. Our low-cost, proven system eliminates nearly all out-of-pocket costs to you.

  • Team-Oriented Culture โ€“ You're never alone. Get support, share wins, and grow together.

โœ… Ideal Candidate:
  • Licensed (or willing to become licensed) in life insurance

  • Coachable and self-motivated

  • Looking for a long-term opportunity in a growing national agency

  • Committed to helping families and building a strong personal income

๐Ÿš€ Whether You're Experienced or New โ€“ Weโ€™ll Help You Win

We believe in empowering our agents with tools, training, and zero-gimmick support to write more business and keep more of what they earn.


Apply today and become part of Team Nexa Insurance Solutions.
Letโ€™s build your future โ€“ together.
Learn More & Get your Questions Answered.
Preregister for our online Opportunity Meeting.ย  Preregistration is Required.
Registration Link
*Individual Results May Vary*

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