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Contract Life Insurance Agent Jobs (NOW HIRING)

SENIOR TRUST LIFE LLC

Life Insurance Agent

Houston, TX · On-site

$20/hr

Opportunities for advancement We are seeking a professional Life Insurance Agent to join our team. In this role, you will be responsible for ensuring that each client has a positive experience when ...

SENIOR TRUST LIFE LLC

Life Insurance Agent

Houston, TX · On-site

$20/hr

Opportunities for advancement We are seeking a professional Life Insurance Agent to join our team. In this role, you will be responsible for ensuring that each client has a positive experience when ...

AO Globe Life

Life Insurance Agent

San Clemente, CA · Remote

$80K - $120K/yr

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients.

Apex Partners Financial

Be Seen First

Life Insurance Agent

Salt Lake City, UT · Remote

$10K - $1M/yr

Life Insurance Agent * We are seeking licensed life insurance agents only to join our growing team ... We offer high starting contracts compared to competitors , along with company-paid leads to help ...

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How much do contract life insurance agent jobs pay per year?

As of Jun 1, 2026, the average yearly pay for contract life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Contract Life Insurance Agent, and why are they important?

To thrive as a Contract Life Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing as a basic qualification. Familiarity with customer relationship management (CRM) software, digital quoting platforms, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and self-motivation help agents build trust and effectively address client needs. These skills ensure agents can navigate complex products, comply with regulations, and achieve sales targets while fostering long-term client relationships.

What are some common challenges faced by contract life insurance agents, and how can they be overcome?

Contract life insurance agents often face challenges such as building a strong client base from scratch, managing fluctuating income, and staying up-to-date with changing products and regulations. To overcome these challenges, agents can focus on networking, leveraging referrals, and continuing professional education to enhance their knowledge and credibility. Additionally, establishing a consistent routine for prospecting and following up with clients can help maintain steady business growth and income stability.

What is a Contract Life Insurance Agent?

A Contract Life Insurance Agent is a professional who sells life insurance policies on behalf of an insurance company, typically working as an independent contractor rather than as a direct employee. These agents help clients choose appropriate life insurance coverage based on their needs and financial situations. As contractors, they often have flexible schedules and may represent multiple insurance carriers. Their responsibilities include prospecting for new clients, explaining policy options, and assisting with the application and claims process.

Can I get life insurance with lupus?

A contract life insurance agent understands that individuals with lupus can qualify for life insurance, but approval depends on disease severity, treatment, and overall health. Insurers may require medical exams and detailed health information, and coverage options could be limited or more expensive for those with autoimmune conditions.

What is the difference between Contract Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectContract Life Insurance AgentFull-Time Life Insurance Agent
CredentialsLicensing required, no additional certifications necessarilyLicensing required, may pursue advanced certifications
Work EnvironmentIndependent, flexible schedule, often remote or on commissionOffice-based or field, regular hours, salaried or commission-based
Employer & Industry UsageWorks independently or with agencies on a contract basisEmployed by insurance companies or agencies full-time

Contract Life Insurance Agents typically operate independently with flexible hours and are paid on a commission basis, often working on a contract basis. Full-Time Life Insurance Agents are employed directly by insurance companies or agencies, with regular hours and benefits. Both roles require licensing, but contract agents usually have more flexibility and less job security compared to full-time agents.

More about Contract Life Insurance Agent jobs
What cities are hiring for Contract Life Insurance Agent jobs? Cities with the most Contract Life Insurance Agent job openings:
What are the most commonly searched types of Life Insurance Agent jobs? The most popular types of Life Insurance Agent jobs are:
What states have the most Contract Life Insurance Agent jobs? States with the most job openings for Contract Life Insurance Agent jobs include:
What job categories do people searching Contract Life Insurance Agent jobs look for? The top searched job categories for Contract Life Insurance Agent jobs are:
Contract Life Insurance Agent jobs near you
Infographic showing various Contract Life Insurance Agent job openings in the United States as of May 2026, with employment types broken down into 1% Internship, 56% Full Time, 38% Part Time, 1% Temporary, 2% Contract, and 2% Nights. Highlights an 68% Physical, 5% Hybrid, and 27% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

SENIOR TRUST LIFE LLC

Houston, TX • On-site

$20/hr

Full-time

Life

Posted 16 days ago

Job description

Benefits/Perks
  • Competitive pay
  • Training and development
  • Performance bonus 
  • Opportunities for advancement
Job Description
We are seeking a professional Life Insurance Agent to join our team. In this role, you will be responsible for ensuring that each client has a positive experience when reaching out to our agency. You will respond promptly to inquiries, maintain accurate records, and generally provide excellent customer service. The ideal candidate is detail-oriented, friendly, and familiar with life insurance products. 
Responsibilities
  • Answer customer questions via phone and email
  • Assist clients with new quotes, updating policies, payments, and other services
  • Schedule appointments and maintain calendar
  • Maintain detailed records of client interactions
  • Assisting clients with insurance policy selection and enrollment
  • Maintaining compliance with insurance regulations and company policies
  • Providing accurate product information and customer support 
  • Managing client records and follow-ups 
  • Provide life and final expense insurance consultations to individuals and families
  • Conduct needs analysis and recommends coverage based on financial goals and budgets
  • Explain policy features, benefits, and long-term protection strategies in clear, simple terms 
  • Process applications, underwriting documents, and compliance forms
  • Maintain ongoing client communication, follow-ups, and policy updates
  • Collaborate with colleagues to provide comprehensive customer service
    Qualifications
  • Knowledge of life insurance 
  • High school diploma/GED required, bachelor’s degree preferred
  • Life insurance license required
  • Excellent communication skills
  • Excellent customer service skills
  • Familiarity with Microsoft Office and other software applications