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Contract Life Insurance Agent Jobs in Washington, DC

Kimbrell Agency

Life Insurance Agent

Washington, DC · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

HealthMarkets, Inc.

Insurance Agent

Woodbridge, VA

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

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All JobsContract Life Insurance Agent JobsContract Life Insurance Agent Jobs in Washington, DC

Contract Life Insurance Agent information

See Washington, DC salary details

$20.4K

$100.8K

$164.2K

How much do contract life insurance agent jobs pay per year?

As of Sep 3, 2026, the average yearly pay for contract life insurance agent in Washington, DC is $100,765.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,100.00 and $138,200.00 per year, depending on experience, location, and employer.

What is a contract life insurance agent?

A Contract Life Insurance Agent is a professional who sells life insurance policies on behalf of an insurance company, typically working as an independent contractor rather than as a direct employee. These agents help clients choose appropriate life insurance coverage based on their needs and financial situations. As contractors, they often have flexible schedules and may represent multiple insurance carriers. Their responsibilities include prospecting for new clients, explaining policy options, and assisting with the application and claims process.

What are the key skills and qualifications needed to thrive as a contract life insurance agent?

To thrive as a Contract Life Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing as a basic qualification. Familiarity with customer relationship management (CRM) software, digital quoting platforms, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and self-motivation help agents build trust and effectively address client needs. These skills ensure agents can navigate complex products, comply with regulations, and achieve sales targets while fostering long-term client relationships.

What are some common challenges faced by contract life insurance agents, and how can they be overcome?

Contract life insurance agents often face challenges such as building a strong client base from scratch, managing fluctuating income, and staying up-to-date with changing products and regulations. To overcome these challenges, agents can focus on networking, leveraging referrals, and continuing professional education to enhance their knowledge and credibility. Additionally, establishing a consistent routine for prospecting and following up with clients can help maintain steady business growth and income stability.

What is the difference between Contract Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectContract Life Insurance AgentFull-Time Life Insurance Agent
CredentialsLicensing required, no additional certifications necessarilyLicensing required, may pursue advanced certifications
Work EnvironmentIndependent, flexible schedule, often remote or on commissionOffice-based or field, regular hours, salaried or commission-based
Employer & Industry UsageWorks independently or with agencies on a contract basisEmployed by insurance companies or agencies full-time

Contract Life Insurance Agents typically operate independently with flexible hours and are paid on a commission basis, often working on a contract basis. Full-Time Life Insurance Agents are employed directly by insurance companies or agencies, with regular hours and benefits. Both roles require licensing, but contract agents usually have more flexibility and less job security compared to full-time agents.

Can being a contract life insurance agent be a side hustle?

Yes, contract life insurance agents often work independently and can pursue their role as a side hustle, provided they meet licensing requirements and manage their schedule accordingly. Many agents choose part-time work to supplement income while maintaining other employment or commitments.

What are the most commonly searched types of Life Insurance Agent jobs in Washington, DC?

The most popular types of Life Insurance Agent jobs in Washington, DC are:

What are popular job titles related to Contract Life Insurance Agent jobs in Washington, DC?

For Contract Life Insurance Agent jobs in Washington, DC, the most frequently searched job titles are:

What job categories do people searching Contract Life Insurance Agent jobs in Washington, DC look for?

The top searched job categories for Contract Life Insurance Agent jobs in Washington, DC are:

Contract Life Insurance Agent jobs near you
Infographic showing various Contract Life Insurance Agent job openings in Washington, DC as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $100,765 per year, or $48.4 per hour.

Life Insurance Agent

Mike W Jones Insurance

Arlington, VA • Remote

Other

Re-posted 9 days ago

Job description

Summary

We are looking for a dedicated, competitive, and passionate Life Insurance Agent to join our growing team. In this position, you will play a vital role in helping us expand our market and customer base through our innovative portfolio of life insurance and annuity products. At the same time, you will also help us build meaningful relationships with new and existing members. You will also be a part of a company with a proud history of helping others and giving back to the communities where our members live. Are you ready for a career that makes a difference? If so, read on and apply!

Responsibilities
  • Build, grow and expand Company’s membership base
  • Establish new accounts through prospecting, leads, and networking
  • Maintain client relationships
  • Develop weekly work plans that involve calling and scheduling appointments
  • Submit weekly activities and result reports
  • Service existing member accounts
  • Attend educational/training seminars as needed
Requirements
  • Great work ethic
  • Prior experience (or willing to learn) in the life insurance industry
  • Excellent customer service skills
  • Self-motivated and competitive
  • Optimistic and positive attitude
  • Has strong community connections and involvement
  • Strong desire to be successful
  • Willingness to learn
  • Outgoing personality
  • Strong communication and people skills
  • Entrepreneur spirit
  • Honesty and integrity