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Commission Insurance Agent information

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$25K

$65K

$121.5K

How much do commission insurance agent jobs pay per year?

As of Jun 27, 2026, the average yearly pay for commission insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is the difference between Commission Insurance Agent vs Insurance Broker?

AspectCommission Insurance AgentInsurance Broker
CredentialsLicensing varies by state, often requires state-specific insurance licenseSame licensing requirements as agents, often requires additional certifications
Work EnvironmentTypically employed by insurance companies or agencies, selling policies directlyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageCommonly employed by insurance companies or agenciesWorks with multiple insurers, providing clients with various options
Search & Comparison IntentOften compared for sales roles and commission structuresCompared for broader client representation and policy options

In summary, Commission Insurance Agents primarily sell policies for specific insurers and work within their company's framework, earning commissions on sales. Insurance Brokers, on the other hand, act as independent representatives, offering clients a range of policies from multiple insurers. Both roles require similar licensing but differ in work environment and client interaction.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are often specialized or executive positions, such as senior or managing insurance agents, or those working in high-net-worth client segments. These roles typically offer higher commissions, bonuses, and profit-sharing opportunities, especially with experience, strong sales skills, and industry certifications.

What is the highest commission for insurance agents?

Commission rates for insurance agents vary widely depending on the type of insurance and the company, but top earners can receive commissions of 20% to 40% of the premium for certain policies, especially in life, health, or commercial insurance. High-performing agents with strong client bases and specialized skills can earn significant commissions, sometimes exceeding six figures annually when combined with renewals and bonuses.

How much do commission-based insurance agents make?

Commission-based insurance agents typically earn between 50% and 100% of the premiums they sell, with total earnings often ranging from $40,000 to $100,000 annually. Top performers with experience and strong client networks can earn significantly more, especially with bonuses and renewals.

What type of insurance pays the highest commissions?

In the insurance industry, life insurance policies, especially whole life and variable life policies, tend to offer the highest commissions for agents. These commissions can range from 50% to 100% of the first year's premium, making them more lucrative than many other types of insurance such as auto or health insurance. Successful commission insurance agents often focus on selling these high-value policies to maximize earnings.
What cities are hiring for Commission Insurance Agent jobs? Cities with the most Commission Insurance Agent job openings:
What are the most commonly searched types of Insurance Agent jobs? The most popular types of Insurance Agent jobs are:
What states have the most Commission Insurance Agent jobs? States with the most job openings for Commission Insurance Agent jobs include:
Commission Insurance Agent jobs near you

Insurance Agent Producer

APS - Advanced Professional Services

Pasadena, TX • On-site, Remote

$15/hr

Full-time

Posted 26 days ago

Job description

Motivated Insurance Agent Partners
Are you ready to have your own book of business?
JAMCO Insurance is a growing independent insurance agency that is looking for responsible, motivated individuals. Work from the office or from home. When you are ready, you'll be able to open your own branch office.
Compensation:
Paid on the job training while you grow your book of business and earn commission.
$15.00 Hr. - Training
70% New Business Commission
20-40% Renewal Commission
Insurance Agent Job Duties:
  • Auto, Home, Flood Insurance Sales for an independent insurance agency.
  • Develops base for long-term sources of clients by using referrals, occupational, and special-interest groups to compile lists of prospects.
  • Approaches potential clients by utilizing mailings and phone solicitation; making presentations to groups at company-sponsored gatherings; speaking publicly to community groups on the subject of financial well-being.
  • Determines clients' particular needs and financial situations by scheduling fact-finding appointments; determining extent of present coverage and investments; ascertaining long-term goals.
  • Develops a coordinated protection plan by calculating and quoting rates for immediate coverage action and long-term strategy implementation.
  • Obtains underwriting approval by completing application for coverage.
  • Completes coverage by delivering policy; planning future follow-up visits and evaluations of needs.
  • Provides continuing service by providing direct deposit forms; processing changes and processing renewals.
  • Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.
  • Enhances insurance agency reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments.
Insurance Agent Skills and Qualifications:
  • Insurance License Required
  • Laptop and Cell Phone
Prospecting Skills, Meeting Sales Goals, Motivation for Sales, Selling to Customer Needs, Client Relationships, People Skills, Product Knowledge, General Math Skills, Organization, Dependability.
Submit your resume now!
www.jamcoinsurance.com