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Commission Health Insurance Jobs in Minnesota (NOW HIRING)

Health Insurance Sales Agent

Delano, MN · Hybrid

$50K - $65K/yr

Average annual earnings $50K - $65K through a combination of base plus sales commissions * Top ... Health Saving account * Dental, Vision, Life& AD&D Insurance along with Short-term disability and ...

Automotive Technician

Bloomington, MN · On-site

$60K - $120K/yr

Compensation; $50+ per hour (On commission) * Health and Dental Insurance * Paid Vacations and Holidays * Company Matching 401K * Paid Training * Discounts * Paid Uniforms Automotive Technician ...

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Commission Health Insurance information

See Minnesota salary details

$11

$25

$58

How much do commission health insurance jobs pay per hour?

As of Jul 27, 2026, the average hourly pay for commission health insurance in Minnesota is $25.97, according to ZipRecruiter salary data. Most workers in this role earn between $19.76 and $29.90 per hour, depending on experience, location, and employer.

What insurance pays the most commission?

In commission-based health insurance sales, plans with higher premiums, such as certain supplemental or specialized policies, often offer higher commissions. Typically, commissions are a percentage of the policy's premium, so more expensive plans tend to yield greater earnings for agents. However, commission rates vary by insurer and product type, and successful agents often focus on building client relationships and understanding product details.

How do life insurance brokers get paid with 80% commission?

Life insurance brokers typically earn commissions based on a percentage of the policy premium, with some earning up to 80% on initial sales. This high commission rate is common in the industry and incentivizes brokers to sell policies, often paid directly by the insurance companies. Ongoing renewals may generate additional commissions, depending on the broker's agreement and the policy type.

How much do health insurance agents make on commission?

Health insurance agents typically earn commissions that range from 20% to 40% of the first-year premium for new policies, with ongoing renewal commissions often lower, around 5% to 10%. Compensation varies based on the insurer, the complexity of policies, and the agent's experience and sales skills.

Do insurance workers get commission?

Many insurance agents and brokers, including those selling health insurance, earn commissions based on the policies they sell. Commission structures vary by employer and product, and some roles may also include salary or bonuses in addition to commissions. Licensing and sales skills are often required for commission-based insurance jobs.

What is the difference between Commission Health Insurance vs Insurance Agent?

AspectCommission Health InsuranceInsurance Agent
CredentialsLicensing required, often specific to health insuranceLicensing required, often includes multiple insurance types
Work EnvironmentPrimarily in health insurance sales, either independently or with agenciesSales across various insurance products, including health, auto, and life
Employer & IndustryInsurance companies, health plans, or brokers specializing in health coverageInsurance agencies, brokerages, or direct insurers

Commission Health Insurance professionals focus specifically on health insurance products, earning commissions based on sales. Insurance Agents may sell a broader range of insurance types, including health, auto, and life, often holding similar licenses. While both roles require licensing and involve sales, Commission Health Insurance specialists concentrate on health plans, making their expertise more targeted in the health insurance industry.

What are the key skills and qualifications needed to thrive as a Commission Health Insurance Agent, and why are they important?

To thrive as a Commission Health Insurance Agent, you need a thorough understanding of health insurance products, sales techniques, and must hold a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting platforms is typically required. Exceptional interpersonal skills, self-motivation, and the ability to explain complex concepts clearly help agents stand out. These skills and tools are crucial for effectively identifying client needs, building trust, and closing sales in a competitive, commission-driven market.

What are some common challenges faced by commission-based health insurance agents, and how can they be addressed?

Commission-based health insurance agents often face challenges such as income variability, client acquisition, and staying updated with frequently changing regulations. Building a strong referral network and regularly attending industry trainings can help agents maintain a steady pipeline of potential clients. Additionally, leveraging CRM tools and staying organized with follow-ups can improve client retention and satisfaction, ultimately leading to increased commissions. Proactively seeking mentorship or joining supportive agency teams can also provide valuable guidance and motivation in a competitive environment.

What are commission health insurance agents?

Commission health insurance agents are professionals who help individuals and businesses select suitable health insurance plans. They earn a commission from insurance companies for each policy they sell or renew, rather than receiving a salary from the client. These agents provide guidance on plan options, coverage details, enrollment, and claims processes. Their expertise can help clients navigate complex insurance choices, and their compensation is typically included in the cost of the policy, so clients do not pay extra for their services.
What are the most commonly searched types of Health Insurance jobs in Minnesota? The most popular types of Health Insurance jobs in Minnesota are:

Life & Health Insurance Sales Rep

AAA Minneapolis Insurance Agency

Duluth, MN • On-site

$80K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago


Job description

AAA Minneapolis Insurance Agency is seeking a Licensed Insurance Sales Representative Health & Life to join our growing remote team. Candidates must be located in Duluth, MN, or reside within approximately 30 -45 minutes of the Duluth area. This role is responsible for driving agency growth by selling Medicare products during enrollment periods and life insurance during the off-season. You'll provide personalized insurance solutions, build lasting client relationships, and contribute to our mission of delivering trusted protection with empathy and integrity. This is a hybrid position, 3 days in the office, with strong support, training, and year-round income opportunity.

Are you newly licensed in the insurance industry? Great, your base salary will start around $52,000 and first-year commissions and bonus are expected to be around $50,000

Are you an experienced insurance sales veteran looking for a change of scenery? Your base salary will start around $58,000 and our top earners made $75,000 in commission and bonus last year.


Benefits

Annual Base Salary + Commission + Bonus Opportunities

Paid Time Off (PTO)

Work from Home

Flexible Schedule

Health Insurance

Dental Insurance

Hands on Training

Vision Insurance

Mon-Fri Schedule

Retirement Plan

Parental Leave

Disability Insurance

Life Insurance

Career Growth Opportunities


Responsibilities
  • Sell Medicare Advantage, Supplement, and Prescription Drug Plans during enrollment periods, and life insurance during the off-season
  • Conduct needs-based assessments to deliver tailored insurance solutions that align with client goals
  • Leverage agency-provided leads and grow business through referrals and community engagement
  • Build and maintain long-term client relationships, providing ongoing support and policy guidance
  • Utilize quoting tools and CRM systems to deliver accurate, compliant proposals and track client activity

Requirements
  • Licensing: Must hold an active Life and Health Insurance license
  • Experience: Prior insurance sales experience, particularly in health and life sectors.
  • Communication Skills: Excellent interpersonal and communication abilities.
  • Customer-Focused: Demonstrable commitment to client satisfaction and an ability to tailor advice to individual needs.
  • Remote Work: Proficient in managing tasks and communication in a fully remote environment.
  • Tech Proficiency: Comfortable using CRM systems and virtual communication tools effectively.
  • Adaptability: Ability to quickly learn and apply new processes and procedures.