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Commercial Lending Associate Jobs (NOW HIRING)

JOB SUMMARY The Lending Assistant supports the commercial lending team by performing administrative ... Associate degree or higher preferred. * 1 or more years of banking or similar financial services ...

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Commercial Lending Associate information

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$36K

$141.7K

$193K

How much do commercial lending associate jobs pay per year?

As of Jul 4, 2026, the average yearly pay for commercial lending associate in the United States is $141,717.00, according to ZipRecruiter salary data. Most workers in this role earn between $123,500.00 and $171,500.00 per year, depending on experience, location, and employer.

What jobs make $1,000,000 a year?

In the context of a Commercial Lending Associate, earning $1,000,000 annually is uncommon and typically limited to high-level executives, successful entrepreneurs, or top-tier investment bankers. Such compensation often includes base salary, bonuses, and profit sharing, and usually requires extensive experience, advanced skills, and a strong professional network. Most roles in commercial lending or finance do not reach this income level without significant additional income sources or ownership stakes.

What are the key skills and qualifications needed to thrive as a Commercial Lending Associate, and why are they important?

To thrive as a Commercial Lending Associate, you need a solid understanding of financial analysis, credit risk assessment, and commercial loan structuring, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, financial modeling software, and relevant regulatory compliance tools is important. Strong interpersonal skills, attention to detail, and effective communication set top performers apart when working with clients and internal teams. These skills and qualities are crucial for accurately evaluating loan applications, mitigating risk, and building trusted client relationships in a competitive financial environment.

What does a lending associate do?

A commercial lending associate assists in evaluating, processing, and approving business loan applications. They analyze financial statements, assess creditworthiness, and prepare documentation to support loan decisions, often using banking software and adhering to regulatory guidelines.

What is the difference between Commercial Lending Associate vs Loan Officer?

AspectCommercial Lending AssociateLoan Officer
CredentialsTypically requires a bachelor's degree in finance, business, or related field; certifications like CAMS or loan processing training are commonOften requires a bachelor's degree; licenses or certifications like NMLS may be needed for certain loan types
Work EnvironmentWorks in banks, credit unions, or financial institutions, supporting commercial loan processesWorks in banks, mortgage companies, or lending firms, directly interacting with clients to originate loans
Employer & Industry UsageUsed in commercial banking and lending sectors, focusing on supporting loan origination and processingCommon in retail and mortgage banking, focusing on client engagement and loan sales

The Commercial Lending Associate and Loan Officer roles share similarities in industry and work environment, often requiring related credentials. While associates support the loan process behind the scenes, loan officers actively originate and approve loans. Both roles are essential in the lending process but differ mainly in client interaction and responsibilities.

How much does a loan officer make on a $500,000 loan?

A commercial lending associate or loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2% of the loan value. For a $500,000 loan, this could translate to $5,000 to $10,000 in fees or commissions, depending on the institution and specific compensation structure.

What are Commercial Lending Associates?

Commercial Lending Associates are financial professionals who support the loan process for businesses seeking financing from banks or other financial institutions. They assist loan officers and relationship managers by analyzing financial statements, preparing loan documents, conducting due diligence, and helping to structure loan deals. Their role is vital in ensuring that commercial loans are processed efficiently and in compliance with banking regulations. Commercial Lending Associates often serve as a key liaison between clients, credit officers, and internal teams throughout the loan lifecycle.

What are some common challenges Commercial Lending Associates face when managing multiple loan applications simultaneously?

Commercial Lending Associates often handle several loan applications at once, which can create challenges in prioritizing tasks and meeting tight deadlines. Balancing accuracy in documentation, compliance checks, and effective communication with both clients and internal teams is essential to ensure smooth processing. Strong organizational skills and the ability to adapt quickly to shifting priorities are key to overcoming these challenges and maintaining client satisfaction.

Is a commercial lender a good career?

A commercial lending associate typically works in financial institutions, evaluating and approving business loan applications. The role offers opportunities for career growth, requires strong analytical skills, and often involves working with financial statements and credit analysis. It can be a stable and rewarding career for those interested in finance and business development.
More about Commercial Lending Associate jobs
What cities are hiring for Commercial Lending Associate jobs? Cities with the most Commercial Lending Associate job openings:
What are the most commonly searched types of Commercial Lending jobs? The most popular types of Commercial Lending jobs are:
What states have the most Commercial Lending Associate jobs? States with the most job openings for Commercial Lending Associate jobs include:
Commercial Lending Operations Specialist

Commercial Lending Operations Specialist

Sun East Federal Credit Union

Aston, PA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 12 days ago

Be an early applicant


Job description

Sun East Federal Credit Union in Aston, PA is seeking a Commercial Lending Operations Specialist to join our team. Are you a positive "people person" who has a strong work ethic and shares in the credit union philosophy of "people helping people"? Are you interested in starting a career with a stable and respected financial institution which offers opportunities for professional growth and advancement? If so, please read on!

This position earns a competitive wage, depending on experience. We also offer a robust benefits package including medical, dental, vision, a flexible spending account (FSA), a 401(k) plan with company match, life insurance, an interest rate reduction on loans, and employee discounts on things such as movie tickets, theme park tickets and discounted tickets to local events. If this sounds like the opportunity in the financial industry that you've been looking for, apply now!

RESPONSIBILITIES

  • Coordinate processing of commercial real estate (CRE), C&I, construction, and SBA loans.
  • Review loan packages for completeness and adherence to credit approvals.
  • Order and track third-party reports (appraisals, environmental, title, UCC, flood determinations).
  • Prepare and/or review closing documentation in collaboration with legal counsel.
  • Coordinate loan closings and ensure accurate funding.
  • Ensure timely and accurate onboarding of loans to core and servicing systems.
  • Monitor pipeline reports and track loan status to ensure timely movement to closing.
  • Identify bottlenecks and recommend process improvements.
  • Maintain commercial loan procedures and documentation checklists.
  • Assist in testing and implementation of LOS and system enhancements.
  • Support post-closing review and documentation exception tracking.
  • Ensure documentation aligns with approved credit memos and policy requirements.
  • Assist with internal audits, loan reviews, and regulatory examinations.
  • Track covenant compliance and reporting requirements as needed.
  • Serve as operational subject matter expert for commercial loan products.
  • Provide feedback on guideline clarity and operational feasibility.
  • Assist in training lending staff on documentation and processing standards.
  • Coordinate the annual review process to ensure it is completed in a timely manner.
  • Review personal and business financial statements for completeness and accuracy.
  • Ensure that loans are risk rated consistent with credit union policies and industry standards.
  • Manage and maintain the document tickler report. Work with Relationship Managers to ensure the timely collection of financials, updated insurance, property tax payments, and other tickler items.
  • Prepare monthly portfolio reporting on the commercial portfolio as requested by management.
  • Satisfy mortgages or other liens in a timely manner.
  • Perform other related duties as assigned.

PHYSICAL REQUIREMENTS

Work is of a generally sedentary nature with limited need to lift or otherwise move objects (10 lbs or under). Must be able to sit for extended periods of time. Requires manual dexterity and visual ability to work at a computer terminal, utilize keyboard, telephone and other standard office equipment. Must also be able to deliver and receive verbal communication.

SKILLS AND/OR QUALIFICATIONS

  • Associate or bachelor's degree in business, Finance, or related field preferred
  • 3-5+ years of commercial loan processing experience or commercial lending operations experience
  • Experience with CRE loans required
  • Credit union experience preferred
  • Strong understanding of commercial loan documentation and collateral perfection
  • Familiarity with UCC filings, title policies, environmental reports, and construction draws
  • Knowledge of commercial lending regulations (NCUA, FHLB, HMDA, ECOA) and risk management principles
  • Experience with loan origination (Salesforce) systems and core banking systems (Epysis, Symitar, Synergy, Jack Henry)
  • Strong organizational skills with attention to detail
  • Ability to manage multiple complex files simultaneously

Please be advised that credit, criminal, employment, and education background checks are conducted on potential candidates. A post-offer, pre-employment drug test is also conducted.


Job Posted by ApplicantPro