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Chief Risk Officer Jobs in Texas (NOW HIRING)

Texascapitalbank

Credit Review Officer

Dallas, TX

To provide for independence, Credit Review reports functionally to the Risk Committee of the Board of Directors and administratively to the Chief Risk Officer. Responsibilities * Manage and execute ...

Texas Capital Bank

Credit Review Officer

Dallas, TX · On-site

To provide for independence, Credit Review reports functionally to the Risk Committee of the Board of Directors and administratively to the Chief Risk Officer. Responsibilities * Manage and execute ...

Texas Capital Bank

Credit Review Officer

Dallas, TX · On-site

To provide for independence, Credit Review reports functionally to the Risk Committee of the Board of Directors and administratively to the Chief Risk Officer. Responsibilities * Manage and execute ...

RSM

Senior Associate - Process Risk and Controls

Houston, TX · On-site

$77K - $95K/yr

In the Process Risk and Controls Practice we frequently work as or alongside a client's internal audit function, the chief risk officer or risk function, Sarbanes-Oxley project team, and various ...

Civil CFO

Fractional CFO

Dallas, TX

$305K/yr

What Civil CFO Does We serve 8-figure construction firms -- typically stuck around 3% net margin ... Help owners make real decisions about pricing, cash, growth, and risk * Translate financial ...

RSM

$77K - $95K/yr

In the Process Risk and Controls Practice we frequently work as or alongside a client's internal audit function, the chief risk officer or risk function, Sarbanes-Oxley project team, and various ...

RSM

$77K - $95K/yr

We frequently work as or alongside a client's internal audit function, the chief risk officer or risk function, and various other members of management tasked with managing risk. Our advisors help ...

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Showing results 41-60

All JobsChief Risk Officer JobsChief Risk Officer Jobs in Texas

Chief Risk Officer information

See Texas salary details

$92.2K

$178.7K

$357.8K

How much do chief risk officer jobs pay per year?

As of Aug 9, 2026, the average yearly pay for chief risk officer in Texas is $178,657.00, according to ZipRecruiter salary data. Most workers in this role earn between $157,000.00 and $177,500.00 per year, depending on experience, location, and employer.

What is a chief risk officer?

A chief risk officer (CRO) oversees financial risks for a business or other organization. As a CRO, your job duties involve identifying business risks, developing risk management policies, and performing risk assessments of new projects. You usually collaborate with all departments in your organization, as well as stakeholders and board members, to determine suitable levels of financial risk. It is essential to monitor company policies to ensure that all projects meet industry standards and government regulations. Chief risk officers may also be in charge of internal auditing, IT security, and insurance needs.

What is the difference between Chief Risk Officer vs Risk Manager?

AspectChief Risk OfficerRisk Manager
CredentialsTypically requires advanced degrees (MBA, Master’s in Risk Management) and professional certifications (FRM, CRM)Often holds a bachelor’s degree; certifications like CRM or FRM are common but not always required
Work EnvironmentExecutive-level, strategic planning, overseeing entire risk management frameworkOperational role, implementing risk policies, analyzing specific risks
Industry UsageUsed across finance, insurance, corporate sectors at the executive levelFound in various industries, focusing on day-to-day risk assessment and mitigation

The Chief Risk Officer (CRO) is a senior executive responsible for the overall risk management strategy of an organization, requiring advanced credentials and strategic oversight. In contrast, a Risk Manager handles specific risk assessments and mitigation activities, often with less seniority and fewer certifications. Both roles are vital but differ in scope, responsibilities, and level of seniority.

What is a chief risk officer?

A Chief Risk Officer (CRO) is a senior executive responsible for identifying, assessing, and mitigating risks that could impact an organization’s operations or objectives. The CRO oversees risk management strategies, ensures compliance with regulatory requirements, and works closely with other executives to develop policies that protect the company from financial, operational, and reputational harm. This role is especially important in industries such as finance, insurance, and healthcare, where risk management is critical to organizational success.

What are some common challenges a chief risk officer faces in aligning risk management strategies across different departments?

A Chief Risk Officer (CRO) often encounters challenges in ensuring that risk management policies are consistently implemented across departments with varying objectives and risk appetites. Communication gaps, differing priorities, and varying levels of risk awareness can make it difficult to create a unified risk culture. CROs must work closely with department heads to tailor risk strategies that align with business goals while maintaining compliance and minimizing exposure. Building strong relationships and fostering ongoing education are key to overcoming these challenges and promoting effective enterprise-wide risk management.

What does a chief risk officer make?

A Chief Risk Officer (CRO) typically earns a salary ranging from $150,000 to over $300,000 annually, depending on the industry, company size, and location. They often receive bonuses, stock options, and other benefits, reflecting their senior management role responsible for identifying and managing organizational risks.

What are the key skills and qualifications needed to thrive as a chief risk officer, and why are they important?

To thrive as a Chief Risk Officer, you need deep expertise in risk management, financial analysis, regulatory compliance, and typically an advanced degree in finance, law, or business. Familiarity with risk assessment software, governance frameworks (such as COSO or ISO 31000), and relevant certifications like FRM or CRM is highly valued. Strategic thinking, leadership, and strong communication skills enable effective collaboration across executive teams and clear risk reporting. These capabilities are vital for identifying threats, safeguarding organizational assets, and ensuring sound decision-making in a complex regulatory environment.
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Chief Risk Officer jobs near you
Infographic showing various Chief Risk Officer job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 10% Part Time, and 3% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $178,657 per year, or $85.9 per hour.

Director, U.S. Specialty Finance Credit Risk / Global Risk Management

Scotiabank

Dallas, TX • On-site

Full-time

Posted 25 days ago

Job description

Requisition ID: 268086
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.
Global Banking and Markets
Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank's strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world.
Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious & metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group.
Be part of an innovative, Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients across industries! We work together to drive ambition for every future!
Position: Director, U.S. Specialty Finance Credit Risk / Global Risk Management
Purpose
The position is responsible for managing U.S. Specialty Finance Credit Risk, which may include, but is not limited to, the following sectors: financial technology, non-bank lending, asset management and market structure
The candidate will:
  • Provide risk leadership for the bank's U.S. Specialty Finance business that effectively balances the time-sensitive, urgent needs of individual deals and broader business considerations;
  • Help refine and implement a U.S. Specialty Finance credit risk management framework, including the bank's risk appetite, to ensure that Scotiabank's expansion of financial institution lending into non-investment grade is conducted in a safe and sound manner;
  • Assess proposed specialty finance company transactions and monitor the overall underwriting portfolio and the portfolio of held loans;
  • The candidate will report to MD, Head of Non-Investment Grade Credit Risk and will work closely with the U.S. Head of Credit Risk, and the U.S. Chief Risk Officer, to present specialty finance credit risk management considerations to senior management; and
  • Participate in specialty finance credit risk related discussions with Scotiabank's U.S. regulators.

Accountabilities
  • Participating in the refinement and maintenance of U.S. non-bank credit risk frameworks and risk appetite statements that are aligned with industry standards and local regulatory expectations;
  • Critically reviewing individual deals and independently leading the deal process from inception through approval. This includes review and diligence of the forecast cash flow / EBITDA and adjustments, capital structure, syndication issues, and risk / reward tradeoffs and making credit decisions within delegated authority or recommendations to senior management regarding credit approvals and declines;
  • Critically review and produce reports on the specialty finance loan book to ensure the bank's portfolio is aligned with its risk appetite and / or identify issues for escalation to senior management and the Board of Directors;
  • Partnering with the business to ensure day-to-day business activities are conducted within the bank's risk appetite and to manage the alignment of the bank's U.S. strategy, risk appetite and risk culture.
  • Driving a customer focused culture that deepens client relationships and leverages broader Bank relationships, systems and knowledge;
  • Building a high-performance environment and implementing a people strategy that attracts, retains, develops, and motivates their team by (1) fostering an inclusive work environment and using a coaching mindset and behaviors, (2) communicating vison/values/business strategy, and (3) managing succession and development planning for the team; and
  • Creating an environment in which the candidate's team pursues effective and efficient operations of their respective areas in accordance with Scotiabank's Values, its Code of Conduct and other policies.
  • Assist in the training and development of junior members of team, which includes putting direct reports in situations where they can present transactions and gain visibility within the organization.
  • Effectively communicate with senior management, head office and the relevant Risk Committees to ensure proper risk management and sound corporate governance across the SBUS operations.
  • Represent U.S. CRM at Senior Credit Committee including presentation of credit transactions and reviews from assigned portfolio.
  • Participate in, and assist with, internal audits, regulatory reviews, and projects.

Reporting Relationships
Primary Manager: MD, Head of Non-Investment Grade Credit Risk / Global Risk Management
Direct Reports: Specialty Finance credit analysts
Education / Experience / Other Information:
  • In depth specialty finance and non-bank financials credit risk expertise;
  • Expert knowledge and understanding of U.S. bank regulator lending considerations and issues;
  • Experience making timely, sound risk judgements, and succinctly communicating with senior management;
  • Experience preparing and presenting non-bank financial company credit risk management issues to senior management; and
  • At least 8-10 years of progressively higher levels of credit risk related responsibility
  • The successful candidate will also be an excellent communicator and relationship builder who:
            • Understands how to bring the best out of the Director's team by complementing their existing skills
            • Has an expert ability to balance competing or conflicting goals of various departments / countries / stakeholders via adopting a mature, diplomatic approach and using highly developed negotiation and influencing skills;
            • Effectively liaises with key internal stakeholders, industry participants, and regulatory bodies.
  • The candidate must have a Bachelor's degree in a related discipline. A Master's degree, a recognized professional designation in a specialized area of finance or business, or equivalent, is an asset

Working Conditions
  • Work in a standard office-based environment; non-standard hours are a common occurrence.
  • Fast paced, quickly changing environment.
  • Extended hours as needed to meet transaction deadlines.

Interested?
If your experience is closely related but doesn't align perfectly with every qualification, we do encourage you to apply - you might be the right candidate for this or other roles at Scotiabank!
At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That's why we work to grow and diversify talent and engage employees in a performance-oriented culture.
What's in it for you?
Scotiabank wants you to be able to bring your best self to work - and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.
#GBM
Location(s): United States : Texas : Dallas
Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.
At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.
Scotiabank is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law.

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