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Chief Risk Officer Jobs in Dallas, TX (NOW HIRING)

American National Bank

Chief Risk Officer

Terrell, TX · On-site

$150 - $200/hr

The Chief Risk Officer will have responsibility for the overall direction of risk management function. In addition to the risk functions related to traded and underwritten products, this individual ...

Texascapitalbank

Credit Review Officer

Dallas, TX

To provide for independence, Credit Review reports functionally to the Risk Committee of the Board of Directors and administratively to the Chief Risk Officer. Responsibilities * Manage and execute ...

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Chief Risk Officer information

See Dallas, TX salary details

$97.9K

$189.7K

$379.9K

How much do chief risk officer jobs pay per year?

As of Jul 29, 2026, the average yearly pay for chief risk officer in Dallas, TX is $189,698.00, according to ZipRecruiter salary data. Most workers in this role earn between $166,700.00 and $188,400.00 per year, depending on experience, location, and employer.

What Is a Chief Risk Officer?

A chief risk officer (CRO) oversees financial risks for a business or other organization. As a CRO, your job duties involve identifying business risks, developing risk management policies, and performing risk assessments of new projects. You usually collaborate with all departments in your organization, as well as stakeholders and board members, to determine suitable levels of financial risk. It is essential to monitor company policies to ensure that all projects meet industry standards and government regulations. Chief risk officers may also be in charge of internal auditing, IT security, and insurance needs.

What is the difference between Chief Risk Officer vs Risk Manager?

AspectChief Risk OfficerRisk Manager
CredentialsTypically requires advanced degrees (MBA, Master’s in Risk Management) and professional certifications (FRM, CRM)Often holds a bachelor’s degree; certifications like CRM or FRM are common but not always required
Work EnvironmentExecutive-level, strategic planning, overseeing entire risk management frameworkOperational role, implementing risk policies, analyzing specific risks
Industry UsageUsed across finance, insurance, corporate sectors at the executive levelFound in various industries, focusing on day-to-day risk assessment and mitigation

The Chief Risk Officer (CRO) is a senior executive responsible for the overall risk management strategy of an organization, requiring advanced credentials and strategic oversight. In contrast, a Risk Manager handles specific risk assessments and mitigation activities, often with less seniority and fewer certifications. Both roles are vital but differ in scope, responsibilities, and level of seniority.

What is a Chief Risk Officer?

A Chief Risk Officer (CRO) is a senior executive responsible for identifying, assessing, and mitigating risks that could impact an organization’s operations or objectives. The CRO oversees risk management strategies, ensures compliance with regulatory requirements, and works closely with other executives to develop policies that protect the company from financial, operational, and reputational harm. This role is especially important in industries such as finance, insurance, and healthcare, where risk management is critical to organizational success.

What are some common challenges a Chief Risk Officer faces in aligning risk management strategies across different departments?

A Chief Risk Officer (CRO) often encounters challenges in ensuring that risk management policies are consistently implemented across departments with varying objectives and risk appetites. Communication gaps, differing priorities, and varying levels of risk awareness can make it difficult to create a unified risk culture. CROs must work closely with department heads to tailor risk strategies that align with business goals while maintaining compliance and minimizing exposure. Building strong relationships and fostering ongoing education are key to overcoming these challenges and promoting effective enterprise-wide risk management.

What are the key skills and qualifications needed to thrive as a Chief Risk Officer, and why are they important?

To thrive as a Chief Risk Officer, you need deep expertise in risk management, financial analysis, regulatory compliance, and typically an advanced degree in finance, law, or business. Familiarity with risk assessment software, governance frameworks (such as COSO or ISO 31000), and relevant certifications like FRM or CRM is highly valued. Strategic thinking, leadership, and strong communication skills enable effective collaboration across executive teams and clear risk reporting. These capabilities are vital for identifying threats, safeguarding organizational assets, and ensuring sound decision-making in a complex regulatory environment.
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Chief Risk Officer jobs near you
Infographic showing various Chief Risk Officer job openings in Dallas, TX as of July 2026, with employment types broken down into 1% As Needed, 90% Full Time, 7% Part Time, and 2% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $189,698 per year, or $91.2 per hour.

Chief Risk Officer

American National Bank of Texas

Terrell, TX • On-site

Full-time

Re-posted 14 days ago

Job description

The Chief Risk Officer will have responsibility for the overall direction of risk management function. In addition to the risk functions related to traded and underwritten products, this individual may also be supersensible for loan products. In conjunction with senior management and/or a Risk Management Committee, the individual formulates the organization's risk management policies. Directs staff in establishing risk management procedures and standards; developing risk management analysis reports; developing approval procedures and guidelines on risk limits by type of product and/or transaction; and in establishing management and administrative procedures to ensure adherence to policies. Responsible for coordination of the origination's risk management policies. Provides counsel to business unit managers on risk management issues. Involved in evaluating new products and trading/hedging strategies for their impact on the firm's risk profile. Individual typically serves on (or chairs) a Risk Management Committee with other members of senior management. Acts as the firm's liaison with external regulatory or legal bodies on risk management issues.
  • Creates and protects shareholder value while continuously improving risk intelligence and visibility for the organization through the development and implementation of an Enterprise Risk Management (ERM) framework. The objective of the ERM framework is to provide the organization with the information needed to make strategic business decisions with the goal of optimization of risk, controls, and return within risk tolerance ranges of the Board and Executive Management. The ERM methodology must effectively align the risk management culture with the strategic plans of the organization while creating risk management ownership in the process owners throughout the organization
  • Chairs Risk Committee and is responsible for participation in strategic planning activities while providing management oversight to ensure and enhance organizational compliance with all applicable laws and regulations; evaluates and recommends improvement to the organizations' risk management and loss prevention programs
  • Serves as part of senior management and provides risk assessment in the development of long-range business planning and strategy; coordinates the development or revisions of policies, procedures, contracts, and agreements and provides for the review and approval of same initiated by other departments or functional areas to ensure regulatory compliance and support of overall business needs; communicates changes to impacted areas of the organization
  • Serves as an active member of the Executive Audit Committee; oversees the Audit and Compliance functions of the entire organization ensuring effective risk assessments are formulated and implemented to drive strategic plans, provides critical audit and compliance support to the organization in order to effectively evaluate the overall risk and benefit of current and future products and processes; ensures that risk is managed according to ANB's risk tolerances through regular audit and compliance reviews; ensures periodic reports to the Executive Audit and Compliance Committee, Board, CEO and other management as appropriate
  • Serves as regulatory liaison and works with the various regulatory agents for assigned areas of the bank to ensure efficient and effective communication and coordination; cooperates with general counsel as requested on matters involving questions regarding the organization's compliance with applicable laws and regulations
  • Assesses various rules, business processes, customer impacts, revenue impacts and risk exposure and presents business recommendations for developing, implementing and successfully integrating regulatory needs with overall business needs
  • Directs and controls lending processes to ensure loan policy and procedures are understood and implemented that will lend to efficiencies while maintaining a high-quality loan portfolio; assures processes are in place so that loans are properly documented and conform to regulatory requirements; formulates and reviews lending policies and procedures and presents recommendations to Board of Directors for approval
  • Assesses the reliability of overall risk management practices and the soundness of the loan portfolio, ensures allocation reserves adequately address portfolio risk, provides oversight for the disposition of bank problem assets
  • Builds and leads the appropriate team to accomplish the goals of the organization

Qualifications:
  • Bachelor's degree in business administration, finance, or accounting; Master's degree preferred
  • Demonstrated, progressive responsibility within a large community, regional or national financial institution within applicable risk domains
  • Successful managerial experience, including the recruitment, development, and retention of a high performing team
  • Experience planning, organizing and executing a risk program that measures, evaluates and identifies needed enhancements, policies procedures and controls to protect assets, prevent fraud, ensure regulatory compliance and maximize operational efficiencies and profitability
  • Knowledge of banking industry risk rating methodology and lending policies/practices
  • Strong working knowledge of bank related audit and compliance regulations, technology, processes and procedures
  • Ability to thoroughly analyze and make recommendations for complex credits and/or credit relationships on an independent basis
  • Highly proficient in all aspects of loan structuring with ability to underwrite and oversee underwriting of complex eight figure commercial, industrial, real estate and construction loans
  • Understanding of residential and land development construction lending, supervision and inspection process of construction loans
  • Possesses a combination of skill sets encompassing disciplines of risk management, lending credit quality and administration, finance, accounting, compliance, and strategic management
  • Ability to provide immediate contributions to the Bank's plan to grow and diversify its asset base and future business; strong verbal and written communication, customer service, organizational, time management, and multi-tasking skills

Skills:
  • Advanced knowledge of Microsoft Excel, PowerPoint and MS Word; basic keyboarding and calculator skills; must be able to do complex math and carry out complex written instructions
  • Travel to a variety of locations to perform work and/or attend meetings as required
  • Work occasionally requires more than 40 hours per week to perform the essential functions of the job
  • Lifting in an office setting may be required up to 30lbs.

ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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