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Catastrophe Claims Jobs (NOW HIRING)

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Catastrophe Claims information

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How much do catastrophe claims jobs pay per hour?

As of Jul 17, 2026, the average hourly pay for catastrophe claims in the United States is $21.05, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $22.84 per hour, depending on experience, location, and employer.

What are catastrophe claims?

Catastrophe claims are insurance claims filed in response to large-scale disasters or catastrophic events, such as hurricanes, earthquakes, floods, or wildfires. These claims are typically made by policyholders whose properties or belongings have been damaged or destroyed by such events. Catastrophe claims professionals assess the extent of the damage, help policyholders understand their coverage, and assist in processing compensation. The goal is to ensure fast and fair settlements during times of widespread loss, often under challenging and urgent circumstances.

What are some common challenges faced by professionals working in catastrophe claims, and how can they prepare for them?

Catastrophe claims professionals often face challenges such as high claim volumes following major disasters, emotionally charged interactions with policyholders, and the need to quickly adapt to changing environments. To prepare, it's helpful to develop strong organizational skills, stress management techniques, and effective communication strategies. Familiarity with mobile claims technology and a willingness to travel or work irregular hours are also important, as catastrophe events often require on-site assessments and extended shifts.

What is the difference between Catastrophe Claims vs Property Claims Adjuster?

AspectCatastrophe ClaimsProperty Claims Adjuster
CredentialsInsurance license, claims handling experienceInsurance license, claims handling experience
Work EnvironmentHigh-pressure, disaster sites, often outdoorsOffice or field, residential or commercial properties
Industry UsageInsurance companies, catastrophe response teamsInsurance companies, property damage assessments
Common Search/ComparisonYesNo

Catastrophe Claims specialists focus on large-scale disaster events like hurricanes or earthquakes, often working in challenging environments. Property Claims Adjusters handle a broader range of property damage claims, including minor and major incidents, typically in more controlled settings. While both roles require similar credentials and industry knowledge, Catastrophe Claims roles are more specialized for disaster response, making them distinct in scope and environment.

What are the key skills and qualifications needed to thrive as a Catastrophe Claims Adjuster, and why are they important?

To thrive as a Catastrophe Claims Adjuster, you need expertise in insurance policies, claims investigation, and property damage assessment, typically backed by relevant industry certifications or experience. Familiarity with claims management software, estimating tools like Xactimate, and mobile inspection technologies is common in this role. Strong interpersonal skills, adaptability, and effective communication are crucial for managing clients in high-stress situations and collaborating with various stakeholders. These skills ensure accurate, timely settlements and positive customer experiences during disaster recovery.
More about Catastrophe Claims jobs
What cities are hiring for Catastrophe Claims jobs? Cities with the most Catastrophe Claims job openings:
What states have the most Catastrophe Claims jobs? States with the most job openings for Catastrophe Claims jobs include:
Infographic showing various Catastrophe Claims job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 79% Full Time, 3% Part Time, 14% Contract, and 3% Nights. Highlights an 75% Physical, 7% Hybrid, and 18% Remote job distribution, with an average salary of $43,783 per year, or $21 per hour.
Catastrophe Property Claims Examiner III (Remote)

Catastrophe Property Claims Examiner III (Remote)

California FAIR Plan Association

Los Angeles, CA โ€ข On-site, Remote

$90K - $100K/yr

Full-time

Posted 4 days ago


Job description

POSITION SUMMARY
The Catastrophe Claims Examiner III processes insurance claims for property losses based on coverage, appraisal, and verifiable damage. They interact with independent adjusters and policy holders, review claim forms and other records to determine insurance coverage. Make payment recommendations and settlements in accordance with company practices, procedures, and Fair Claims Settlement Practices regulations.
PRINCIPAL DUTIES & RESPONSIBILITIES
โ€ข Investigate, evaluate, and resolve claims, applying technical knowledge and human relations skills to promote fair and prompt settlement of claims.
โ€ข Adjust reserves and provide reserve recommendations to ensure reserving activities are consistent with company policies.
โ€ข Enter claim transactions, in a clear and concise manner.
โ€ข Examine claims inspected by independent adjusters, including further investigation of questionable claims, verification of coverage, and timely issuance of payments to policyholders.
โ€ข Conduct daily diary reviews on claim files to ensure status letters are sent to policyholders in accordance with Department of Insurance regulations.
โ€ข Pay and process claims within designated authority level.
โ€ข Supervise independent adjusters to ensure adherence to CFP IA Guidelines.
โ€ข Maintain compliance with the Department of Insurance and Company policy and procedures.
โ€ข Create correspondence to policyholders that is accurate and complete. Communicate with insureds and/or others involved to secure missing information.
โ€ข Promptly negotiate settlements, making sure that the settlement reflects the actual insured losses while ensuring that the insurer is protected from invalid claims.
โ€ข Confer with Claims Management and legal counsel on claims involving litigation.
โ€ข Requires up to 25% travel, limited to periods of catastrophic events.
ADDITIONAL DUTIES & RESPONSIBILITIES
Catastrophe Claims Examiner III: This role may include handling the entire claim (except inspection), or may be responsible for a specific coverage, such as Personal Property or Fair Rental Value. This role will focus on claims over $300,000 in damages, but the Claims Examiner III may receive smaller claims when necessary.
EDUCATION & EXPERIENCE
โ€ข Minimum bachelor's degree or equivalent preferred.
โ€ข Excellent oral and written communication skills.
โ€ข Working experience with MS-Office (especially Word and Excel) is required.
โ€ข 2 + years property claims experience and excellent customer service.
โ€ข Certified in CEA and Fair Claims Settlement Practices.
ADDITIONAL REQUIREMENTS (PRIOR EXPERIENCE)
Catastrophe Claims Examiner III: 5 years total claims experience, 2 years handling homeowner claims over $300,000.