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Automotive Credit Analyst Jobs (NOW HIRING)

GM Financial

GMF Sr Credit Analyst I - Zone C

Seattle, WA · Hybrid

$61 - $116/hr

Knowledge of the retail automobile finance industry. * Knowledge of indirect retail auto financing ... In addition, the Senior Credit Analyst will manage relationships and negotiate with automobile ...

Daimler

Dealer and Fleet Credit Manager

Fort Worth, TX · On-site

We offer a comprehensive range of automotive financial and insurance products that make it easy for ... Responsibilities: 1. Lead, mentor, and develop Senior Dealer Credit Analysts and Dealer Credit ...

Credit Agricole CIB

General information Entity About Credit Agricole Corporate and Investment Bank (Credit Agricole CIB ... US Analyst - Automotive Portfolio Contract type Fixed-Term Contract Term (in months) 24 Expected ...

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How much do automotive credit analyst jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for automotive credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Automotive Credit Analyst position, and why are they important?

To thrive as an Automotive Credit Analyst, you need a strong understanding of credit risk assessment, financial analysis, and lending practices, typically supported by a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, industry-specific software (such as Dealertrack or RouteOne), and relevant certifications like Certified Credit Analyst can be advantageous. Excellent attention to detail, analytical thinking, and effective communication skills help you collaborate with dealers and internal teams. These capabilities are vital to accurately evaluate loan applications, minimize financial risk, and support customer financing solutions in the automotive industry.

What are the typical day-to-day responsibilities of an Automotive Credit Analyst?

Automotive Credit Analysts are responsible for reviewing and evaluating credit applications, analyzing applicant financial data, and making recommendations on loan approvals or terms. They frequently interact with automotive dealers, sales teams, and underwriters to gather additional information and clarify lending criteria. Daily tasks often include monitoring loan performance, preparing credit reports, and staying updated on lending regulations and market trends. The role requires balancing detailed independent work with responsive teamwork to help ensure sound and timely credit decisions.

What does an Automotive Credit Analyst do?

An Automotive Credit Analyst evaluates loan applications from individuals or businesses seeking financing for vehicles. They assess creditworthiness by reviewing financial documents, credit reports, and payment history to determine the risk of lending. Their role involves analyzing data, making recommendations on loan approvals or terms, and ensuring compliance with company policies and regulations. Strong analytical skills, attention to detail, and knowledge of lending practices are essential for this position.

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Automotive Credit Analyst jobs near you
Infographic showing various Automotive Credit Analyst job openings in the United States as of June 2026, with employment types broken down into 87% Full Time, 9% Part Time, and 4% Contract. Highlights an 83% In-person, 4% Hybrid, and 13% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
ACF Sr Credit Analyst I - Zone A

ACF Sr Credit Analyst I - Zone A

GM Financial

San Antonio, TX • On-site

Full-time

Retirement

Posted 4 days ago

GM Financial rating

7.7

Company rating: 7.7 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

74th of 142 rated vehicle equipment hire

Job description

Job Description
Why AmeriCredit?
We've spent the past 30+ years creating a culture that's second to none in the auto finance industry. Other employers only talk about their culture, we actually live it every day. It's the primary reason that approximately 50% of our team members have been here for more than 5 years. Sure, we could mention that AmeriCredit is a division of GM Financial, the wholly-owned captive finance subsidiary of General Motors, a Fortune 50 company. That might be what attracts talent to our team but it's our culture that keeps them coming back. Our culture is what's driven AmeriCredit's success and what's allowed us to build strong, last relationships with our dealers and consumer customers that we serve. But mostly, our culture is what allows us to prioritize employee development, to create a diverse, equitable and inclusive environment and to enrich their professional experience where they can discover, thrive and belong.
If you are looking for an environment that welcomes new ideas, fosters integrity and creates a sense of community and belonging, AmeriCredit just might be your dream employer.
This position will be posted until filled.
Responsibilities
In this role you will:
  • Analyze credit data to determine the degree of risk involved in extending credit
  • Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
  • Develop sufficient dealer relationships that ensure volume objectives and credit quality
  • Capture automotive finance contracts that meet Americredit/GM Financial profitability criteria for pricing and performance
  • Ensure branch office cooperation with other departments to maximize efficiency within the company
  • Ensure all queues are worked to acceptable service levels
  • Conduct joint dealer calls with Dealer Relationship Manager (DRM) on an as needed basis
  • Perform outbound telemarketing calls to the dealer customer
  • Establish and track monthly goals for assigned dealers
  • Ensure proper documentation is received on all deals

Qualifications
What makes You an ideal candidate?
Knowledge and Skills
  • Knowledge consumer finance and banking environment
  • Knowledge of State and Federal regulatory requirements
  • Knowledge of indirect retail auto financing
  • Knowledge of motor vehicle retail installment documentation
  • Knowledge of sales, credit, and funding processes in consumer finance
  • Knowledge of the Company's credit policies
  • Knowledge of the retail automobile finance industry
  • Working knowledge of consumer credit, credit laws, and regulations
  • Ability to multi-task
  • Ability to professionally represent GM Financial
  • Ability to work under pressure and make decisions in a fast-paced environment
  • Credit underwriting skills
  • Customer relations skills
  • Display commitment to continuous improvement of business
  • Effective communication skills including verbal, written, and presentation
  • Innovative thinker with strong ability for strategic vision
  • Negotiation skills
  • Sales skills necessary to develop and maintain productive dealer relationships
  • Strong analytical and problem solving skills
  • Strong work ethic

Education & Work Experience
  • High School Diploma or equivalent required
  • 2-3 years of underwriting/sales in the automotive industry preferred

What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.
Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.
Compensation: Competitive pay and bonus eligibility.
Work Life Balance: Flexible hybrid work environment, 2-days a week in office.
NOTE: We are unable to consider candidates who require visa sponsorship for this position
This position is not open to agency submissions
#GMFJobs #LI-Hybrid #LI-TL1

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