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Automotive Credit Analyst Jobs (NOW HIRING)

GM Financial

GMF Sr Credit Analyst I

Raleigh, NC · On-site

This team member has contact with other company departments, as well as automobile dealers, and other finance and credit sources. In addition, the Senior Credit Analyst will manage relationships and ...

GM Financial

GMF Sr Credit Analyst I

Raleigh, NC · Hybrid

Knowledge of the retail automobile finance industry. * Knowledge of indirect retail auto financing ... The Senior Credit Analyst is responsible for researching and analyzing credit risks, assessing ...

GM Financial

ACF Sr Credit Analyst I

Lynnwood, WA · On-site

$61K - $116K/yr

The Senior Credit Analyst is responsible for researching and analyzing credit risks, assessing ... Capture automotive finance contracts that meet Americredit/GM Financial profitability criteria for ...

Daimler

Retail Credit Senior Support

Fort Worth, TX · On-site

We offer a comprehensive range of automotive financial and insurance products that make it easy for ... Analyze and investigate retail and lease credit applications with Senior Retail Credit Analyst ...

MSCCN

Credit Analyst - (260000G6) - Plano, TX

Plano, TX · On-site

$45K - $60K/yr

All Credit Analyst responsibilities should be handled in an expeditious manner per HCA's KPI ... year automotive finance experience (Desirable) • Experience with Collections, Funding, Dealer ...

GM Financial

ACF Sr Credit Analyst I

Lynnwood, WA · Hybrid

$61K - $116K/yr

Strong understanding of the consumer finance and banking landscape, including retail automobile ... Proven ability to analyze credit risk, identify issues, and develop effective solutions.

JP Morgan Chase

Credit Support Analyst

Tempe, AZ · On-site

Join a team that delivers wholesale financial solutions to automobile dealer clients and supports an excellent end-to-end closing experience. Job Summary As a Credit Support Analyst in Commercial ...

JPMorgan Chase & Co

Credit Support Analyst

Tempe, AZ · On-site

Join a team that delivers wholesale financial solutions to automobile dealer clients and supports an excellent end-to-end closing experience. Job Summary As a Credit Support Analyst in Commercial ...

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Automotive Credit Analyst information

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How much do automotive credit analyst jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for automotive credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Automotive Credit Analyst position, and why are they important?

To thrive as an Automotive Credit Analyst, you need a strong understanding of credit risk assessment, financial analysis, and lending practices, typically supported by a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, industry-specific software (such as Dealertrack or RouteOne), and relevant certifications like Certified Credit Analyst can be advantageous. Excellent attention to detail, analytical thinking, and effective communication skills help you collaborate with dealers and internal teams. These capabilities are vital to accurately evaluate loan applications, minimize financial risk, and support customer financing solutions in the automotive industry.

What are the typical day-to-day responsibilities of an Automotive Credit Analyst?

Automotive Credit Analysts are responsible for reviewing and evaluating credit applications, analyzing applicant financial data, and making recommendations on loan approvals or terms. They frequently interact with automotive dealers, sales teams, and underwriters to gather additional information and clarify lending criteria. Daily tasks often include monitoring loan performance, preparing credit reports, and staying updated on lending regulations and market trends. The role requires balancing detailed independent work with responsive teamwork to help ensure sound and timely credit decisions.

What does an Automotive Credit Analyst do?

An Automotive Credit Analyst evaluates loan applications from individuals or businesses seeking financing for vehicles. They assess creditworthiness by reviewing financial documents, credit reports, and payment history to determine the risk of lending. Their role involves analyzing data, making recommendations on loan approvals or terms, and ensuring compliance with company policies and regulations. Strong analytical skills, attention to detail, and knowledge of lending practices are essential for this position.

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Automotive Credit Analyst jobs near you
Infographic showing various Automotive Credit Analyst job openings in the United States as of June 2026, with employment types broken down into 87% Full Time, 9% Part Time, and 4% Contract. Highlights an 83% In-person, 4% Hybrid, and 13% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
GMF Sr Credit Analyst I

GMF Sr Credit Analyst I

GM Financial

Raleigh, NC • On-site

Full-time

Retirement

Posted 6 days ago

GM Financial rating

7.7

Company rating: 7.7 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

74th of 142 rated vehicle equipment hire

Job description

Job Description
Why GM Financial?
GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.
At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.
Our Purpose: We pioneer the innovations that move and connect people to what matters.
This position will be posted until filled.
Responsibilities
About the role:
The Senior Credit Analyst is responsible for researching and analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers. This team member has contact with other company departments, as well as automobile dealers, and other finance and credit sources. In addition, the Senior Credit Analyst will manage relationships and negotiate with automobile dealers, administer inbound applications and phone calls, and adhere to State and Federal regulations and compliance standards.
In this role you will:
  • Analyze credit data to determine the degree of risk involved in extending credit.
  • Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws.
  • Develop sufficient dealer relationships that ensure volume objectives and credit quality.
  • Capture automotive finance contracts that meet GM Financial profitability criteria for pricing and performance.
  • Ensure compliance with applicable policies and procedures.
  • Ensure branch office cooperation with other departments to maximize efficiency within the company.
  • Ensure all queues are worked to acceptable service levels.
  • Perform outbound telemarketing calls to the dealer customer.
  • Conduct joint dealer calls with Dealer Account Representative (DAR) on an as needed basis.
  • Ensure proper documentation is received on all deals.

Qualifications
What makes You an ideal candidate?
  • Knowledge of sales, credit and funding processes in consumer finance.
  • Knowledge of motor vehicle retail installment documentation.
  • Knowledge of the Company's credit policies.
  • Working knowledge of consumer credit, credit laws and regulations.
  • Knowledge of the retail automobile finance industry.
  • Knowledge of indirect retail auto financing.
  • Knowledge of State and Federal regulatory requirements.
  • Knowledge consumer finance and banking environment.
  • Strong work ethic.
  • Strong analytical and problem solving skills.
  • Effective communication skills including verbal, written and presentation.
  • Excellent credit underwriting skills.
  • Superior customer relations skills.
  • Sales skills necessary to develop and maintain productive dealer relationships.
  • Negotiation skills.
  • Ability to work under pressure and make decisions in a fast-paced environment.
  • Ability to professionally represent GM Financial.
  • Ability to multi-task.

Additional Knowledge and Skills
Working effectively within an AI enabled environment:
  • Ability to use AI tools (e.g., Microsoft Copilot) to support daily work.
  • Skills in evaluating AI outputs for accuracy, compliance, and bias.
  • Experience integrating AI into workflows to improve efficiency or insights.
  • Familiarity with AI assisted research, summarization, and content generation.
  • Understanding of responsible AI use, including ethics and data protection.

Work Experience & Education
  • 2-3 years of relevant experience preferred.
  • High School Diploma or equivalent required.
  • Bachelor's Degree in related field preferred.

What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.
Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.
Compensation: Competitive pay and bonus eligibility.
Work Life Balance: Flexible hybrid work environment, 2-days a week in office.
NOTE: We are unable to consider candidates who require visa sponsorship for this position
This position is not open to agency submissions
#GMFJobs #LI-Hybrid #LI-AV1

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