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Senior Automotive Credit Analyst Jobs (NOW HIRING)

First Horizon Bank

Credit Analyst Sr

Knoxville, TN

Summary Credit Analyst, Sr (CA Sr.) position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers ...

First Horizon

Credit Analyst Sr

Knoxville, TN · On-site

Summary Credit Analyst, Sr (CA Sr.) position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers ...

altbanq

Senior Credit Analyst

Manhattan, NY · On-site

$100K - $150K/yr

Senior Credit Analyst Altbanq | Midtown Manhattan (On-Site) A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at Altbanq is a ...

altbanq

Senior Credit Analyst

Manhattan, NY · On-site

$100K - $150K/yr

Senior Credit Analyst Altbanq | Midtown Manhattan (On-Site) A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at Altbanq is a ...

UW Credit Union

Senior Credit Analyst

Madison, WI · On-site

Overview The Senior Credit Analyst plays a key role in the Investment Property Lending (IPL) underwriting process, as they are responsible for reviewing financial information for the borrower ...

UW Credit Union

Senior Credit Analyst

Madison, WI · On-site

$38.39 - $42.50/hr

Overview The Senior Credit Analyst plays a key role in the Investment Property Lending (IPL) underwriting process, as they are responsible for reviewing financial information for the borrower ...

UW Credit Union

Senior Credit Analyst

Madison, WI

$38.39/hr

The Senior Credit Analyst plays a key role in the Investment Property Lending (IPL) underwriting process, as they are responsible for reviewing financial information for the borrower, collateral, and ...

Dedham Savings

Senior Credit Analyst

Dedham, MA · On-site

$83K - $111K/yr

SUMMARY The Senior Credit Analyst is responsible for performing in-depth credit and financial statement analysis to assess and evaluate the financial condition and creditworthiness of businesses that ...

Talently

Senior Credit Analyst

Franklin, MA · On-site

$90K - $100K/yr

Job Title: Senior Credit Analyst Location: On Site - Franklin, Massachusetts, United States Salary: $90,000-$100,000 Skills: Commercial Credit, Commercial Credit Analysis, Excel, Loans, Loan ...

Fifth Third

Senior Credit Analyst

Indianapolis, IN

The Senior Credit Analyst is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks and ...

Dtna

Senior Commercial Credit Analyst

Charlotte, NC · On-site

Senior Dealer Credit Analyst Key Account Management Specialist Regional Credit Analyst Posting ... Experience in accounting, dealership operations, automotive/trucking industry finance, floorplan ...

First Horizon

Senior Credit Analyst

New Orleans, LA · On-site

Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in ...

First Horizon Bank

Senior Credit Analyst

Mobile, AL · On-site

Summary The Credit Analyst, Sr position provides high level analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in ...

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All JobsAutomotive Credit Analyst JobsSenior Automotive Credit Analyst Jobs

Senior Automotive Credit Analyst information

See salary details

$49.5K

$94.3K

$174K

How much do senior automotive credit analyst jobs pay per year?

As of Jul 31, 2026, the average yearly pay for senior automotive credit analyst in the United States is $94,288.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Automotive Credit Analyst, and why are they important?

To thrive as a Senior Automotive Credit Analyst, you need strong analytical abilities, in-depth knowledge of credit risk assessment, and a background in finance or accounting, often supported by a bachelor’s degree. Proficiency with credit analysis software, financial modeling tools, and industry-specific platforms like Moody’s or S&P Global is typically expected. Excellent attention to detail, clear communication, and sound judgment are standout soft skills for this role. These skills and qualities are crucial for accurately assessing creditworthiness, managing risk, and supporting sound lending decisions in the automotive finance sector.

What are Senior Automotive Credit Analysts?

Senior Automotive Credit Analysts are experienced professionals who assess the creditworthiness of individuals and businesses applying for automotive loans or financing. They analyze financial statements, credit reports, and market conditions to determine the risk involved in lending. Their role often includes making recommendations on loan approvals, setting credit limits, and ensuring compliance with lending policies. They may also mentor junior analysts and help develop credit risk strategies for automotive finance companies. Their expertise supports sound lending decisions and helps minimize financial risks.

What are some common challenges faced by Senior Automotive Credit Analysts, and how can they overcome them?

Senior Automotive Credit Analysts often encounter challenges such as evaluating complex loan applications, staying updated with shifting market trends, and balancing risk assessment with sales objectives. Navigating these challenges requires strong analytical skills, continuous learning about regulatory changes, and effective communication with sales and underwriting teams. Proactively collaborating with colleagues, leveraging advanced data analysis tools, and participating in ongoing professional development can help analysts stay ahead and make well-informed credit decisions.

What is the difference between Senior Automotive Credit Analyst vs Automotive Credit Analyst?

AspectSenior Automotive Credit AnalystAutomotive Credit Analyst
Required CredentialsBachelor's degree, credit analysis certifications (e.g., CAM, FICO)Bachelor's degree, credit analysis certifications (e.g., CAM, FICO)
Work EnvironmentMore complex credit evaluations, mentorship rolesEntry to mid-level credit assessments, data analysis
Employer & Industry UsageUsed by banks, auto lenders, financial institutionsUsed by auto dealerships, lenders, financial firms
Search & Comparison IntentUnderstanding senior roles, career progressionEntry-level understanding, role responsibilities

The main difference between a Senior Automotive Credit Analyst and an Automotive Credit Analyst lies in experience and responsibilities. Senior analysts handle more complex credit evaluations, mentor junior staff, and often participate in strategic decision-making. Both roles require similar credentials and are used within auto finance industries, but the senior position indicates a higher level of expertise and leadership.

What cities are hiring for Senior Automotive Credit Analyst jobs? Cities with the most Senior Automotive Credit Analyst job openings:
What are the most commonly searched types of Automotive Credit Analyst jobs? The most popular types of Automotive Credit Analyst jobs are:
What states have the most Senior Automotive Credit Analyst jobs? States with the most job openings for Senior Automotive Credit Analyst jobs include:
Senior Automotive Credit Analyst jobs near you
Infographic showing various Senior Automotive Credit Analyst job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 86% Full Time, 6% Part Time, 1% Temporary, and 5% Contract. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $94,288 per year, or $45.3 per hour.

Credit Analyst/Senior Credit Analyst

Western Ag Credit

Spanish Fork, UT • On-site

Full-time

Re-posted 20 days ago

Job description

POSITION: Credit Analyst / Senior Credit Analyst
LOCATION: Spanish Fork, Utah
COMPENSATION:
Salary Range: Depending on education and experience, plus up to 15% additional performance based variable incentive compensation. Comprehensive benefits package also provided.
RESPONSIBILITY:
Completes thorough financial analyses to evaluate creditworthiness, identifies emerging trends and operational impacts, prepares comprehensive credit memoranda, and monitors loan performance across the portfolio, particularly related to large and complex loans, including agribusiness loans. Monitors the maintenance of accurate loan file documentation. Ensures accurate reporting and compliance with Association policies and procedures. Collaborates with relationship managers to recommend or approve/deny loans within delegated authority, prepare recommendations for committee review, and address legal or title issues as needed. Provides training to junior analysts, supports team projects, and may conduct collateral evaluations. Additional duties as assigned.
QUALIFICATIONS:
BA/BS degree with emphasis in accounting, agriculture, or business required.
Will consider an entry level candidate, prefer minimum of three (3) years of agricultural credit, accounting or financial reporting experience required.
Demonstrates advanced analytical and financial analysis capabilities, enabling effective assessment of creditworthiness. Possesses comprehensive knowledge of financial accounting and financial statements, including proficiency in complex consolidations, tax return evaluations, global cash flow analysis, and reconciliations.
Working knowledge and understanding of Farm Credit regulations preferred.
Strong knowledge of agriculture, accounting, business law and economics.
Applicants must have ability to interact effectively with people at all levels of the organization and to convey ideas clearly. Skills in planning and organization. Must be self-motivated with a good work ethic. Ability to exercise initiative and judgment.
Must be proficient in the use of computers and the Microsoft Office suite of software products (i.e. Excel, Word, Windows, etc.)
GENERAL DATA:
For over 100 years, the Association has been providing agricultural lending services to borrowers in Utah and portions of Wyoming, Nevada and Arizona.
FINAL FILING DATE: Applications will be accepted until the position is filled.
If you have any questions or need additional information please call (801) 571-9200.
Date: June 10, 2026
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
EEO/AA Employer M/F/V/D

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