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Senior Automotive Credit Analyst Jobs (NOW HIRING)

MDMS Recruiting

Sr. Credit Analyst

Manhattan, NY · On-site

Sr. Credit Analyst Location: New York, NY (4 days onsite) Duration: 6 Months + Description: Position Summary: Senior Credit Analyst in charge of credit analysis and preparation of credit insurance ...

City Bank

Senior Credit Analyst

Houston, TX

Senior Credit Analysts are expected to underwrite credit requests of all sizes and complexity. * Participate in the credit review process and insure that all underwriting, policy, and compliance ...

Kendall Bank

Senior Credit Analyst

Overland Park, KS · On-site

Senior Credit Analyst Are you an experienced credit professional who excels at financial analysis, risk assessment, and relationship support? Kendall Bank is seeking a Senior Credit Analyst to play a ...

UW Credit Union

Senior Credit Analyst

Madison, WI

Overview The Senior Credit Analyst plays a key role in the Investment Property Lending (IPL) underwriting process, as they are responsible for reviewing financial information for the borrower ...

Kendall Bank

Senior Credit Analyst

Overland Park, KS · On-site

Senior Credit AnalystAre you an experienced credit professional who excels at financial analysis, risk assessment, and relationship support? Kendall Bank is seeking a Senior Credit Analyst to play a ...

UW Credit Union

Senior Credit Analyst

Madison, WI · On-site

$38.39 - $42.50/hr

Overview The Senior Credit Analyst plays a key role in the Investment Property Lending (IPL) underwriting process, as they are responsible for reviewing financial information for the borrower ...

altbanq

Senior Credit Analyst

Manhattan, NY · On-site

Senior Credit Analyst Altbanq | Midtown Manhattan (On-Site) A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at Altbanq is a ...

altbanq

Senior Credit Analyst

Manhattan, NY · On-site

$100K - $150K/yr

Senior Credit Analyst Altbanq | Midtown Manhattan (On-Site) A dynamic and analytical professional who thrives in a detail-oriented, fast-paced environment. The Senior Credit Analyst at Altbanq is a ...

UW Credit Union

Senior Credit Analyst

Madison, WI

$38.39/hr

The Senior Credit Analyst plays a key role in the Investment Property Lending (IPL) underwriting process, as they are responsible for reviewing financial information for the borrower, collateral, and ...

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Senior Automotive Credit Analyst information

See salary details

$49.5K

$94.3K

$174K

How much do senior automotive credit analyst jobs pay per year?

As of Aug 31, 2026, the average yearly pay for senior automotive credit analyst in the United States is $94,288.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is a senior automotive credit analyst?

Senior Automotive Credit Analysts are experienced professionals who assess the creditworthiness of individuals and businesses applying for automotive loans or financing. They analyze financial statements, credit reports, and market conditions to determine the risk involved in lending. Their role often includes making recommendations on loan approvals, setting credit limits, and ensuring compliance with lending policies. They may also mentor junior analysts and help develop credit risk strategies for automotive finance companies. Their expertise supports sound lending decisions and helps minimize financial risks.

What are the key skills and qualifications needed to thrive as a senior automotive credit analyst, and why are they important?

To thrive as a Senior Automotive Credit Analyst, you need strong analytical abilities, in-depth knowledge of credit risk assessment, and a background in finance or accounting, often supported by a bachelor’s degree. Proficiency with credit analysis software, financial modeling tools, and industry-specific platforms like Moody’s or S&P Global is typically expected. Excellent attention to detail, clear communication, and sound judgment are standout soft skills for this role. These skills and qualities are crucial for accurately assessing creditworthiness, managing risk, and supporting sound lending decisions in the automotive finance sector.

What are some common challenges faced by senior automotive credit analysts, and how can they overcome them?

Senior Automotive Credit Analysts often encounter challenges such as evaluating complex loan applications, staying updated with shifting market trends, and balancing risk assessment with sales objectives. Navigating these challenges requires strong analytical skills, continuous learning about regulatory changes, and effective communication with sales and underwriting teams. Proactively collaborating with colleagues, leveraging advanced data analysis tools, and participating in ongoing professional development can help analysts stay ahead and make well-informed credit decisions.

What is the difference between Senior Automotive Credit Analyst vs Automotive Credit Analyst?

AspectSenior Automotive Credit AnalystAutomotive Credit Analyst
Required CredentialsBachelor's degree, credit analysis certifications (e.g., CAM, FICO)Bachelor's degree, credit analysis certifications (e.g., CAM, FICO)
Work EnvironmentMore complex credit evaluations, mentorship rolesEntry to mid-level credit assessments, data analysis
Employer & Industry UsageUsed by banks, auto lenders, financial institutionsUsed by auto dealerships, lenders, financial firms
Search & Comparison IntentUnderstanding senior roles, career progressionEntry-level understanding, role responsibilities

The main difference between a Senior Automotive Credit Analyst and an Automotive Credit Analyst lies in experience and responsibilities. Senior analysts handle more complex credit evaluations, mentor junior staff, and often participate in strategic decision-making. Both roles require similar credentials and are used within auto finance industries, but the senior position indicates a higher level of expertise and leadership.

What cities are hiring for Senior Automotive Credit Analyst jobs?

Cities with the most Senior Automotive Credit Analyst job openings:

What are the most commonly searched types of Automotive Credit Analyst jobs?

The most popular types of Automotive Credit Analyst jobs are:

What states have the most Senior Automotive Credit Analyst jobs?

States with the most job openings for Senior Automotive Credit Analyst jobs include:

Senior Automotive Credit Analyst jobs near you
Infographic showing various Senior Automotive Credit Analyst job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 86% Full Time, 6% Part Time, 1% Temporary, and 5% Contract. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $94,288 per year, or $45.3 per hour.

Franchise Senior Credit Analyst

Veros Credit, LLC

Santa Ana, CA

$31 - $42/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 18 days ago

Job description

Veros Credit is committed to making vehicle ownership possible for everyone. Through our vast network of independent and franchise dealers, we have helped countless customers with their financing needs, allowing them to drive off in the vehicle they deserve.

We realize that our greatest assets are our employees, which is why we strive to make work welcoming and fun but offer limitless opportunities for growth and advancement. At Veros Credit, you can look forward to company events, free meals quarterly, holiday activities, and more. You will be greeted by friendly, positive, and ambitious team members, and work alongside leaders who encourage and value your new ideas. We are proud to say that it is this sense of community that makes us excited to walk through the door every day.

Some of our benefit offerings include:

  • Medical, Dental, and Vision Insurance
  • Life Insurance
  • Flexible Spending Accounts (FSA)
  • Accident, Hospital, Indemnity Insurance
  • Short Term Disability (STD) and Long-Term Disability (LTD) Insurance
  • Employee Assistance Program (EAP)
  • 401(k) Plan
  • Tuition Reimbursement
  • Paid Holidays
  • Paid Time Off (PTO)
  • Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle)
  • Referral Bonus
  • Quarterly lunches
  • Daily fresh fruit
  • Office Starbucks Coffee/Latte/Espresso Machine
  • And a lot more!

The Franchise Senior Credit Analyst (Auto Finance) will be responsible for conducting an objective, independent analysis of complex credit data and financial statements of customers to determine the degree of risk involved in extending credit and underwriting loans accordingly. This is an in-house position based at our corporate office in Santa Ana, California.

Essential Responsibilities:

  • Review credit applications and make sound decisions based on Company guidelines.
  • Analyze credit risk and financial information such as payment to income, loan to value, credit history and other data to determine quality and profitability of a loan.
  • Provide leadership to other Credit Analysts, act as a department lead, and train/mentor other Credit Analysts as necessary.
  • Interact daily with automotive franchise dealerships to negotiate and capture approvals.
  • Build strong relationships with the Sales/Marketing team, Funders and Dealership Body to maximize potential business. 
  • Prepare or assist in the preparation of objective credit analysis reports including trend analysis, industry comparison, and projections for presentation to management and other departments.
  • Meet target goals for productivity and quality in a consistent manner.
  • Other duties as assigned.

Requirements:

  • 5+ years of credit review/analysis experience in the non-prime auto finance industry.
  • Effective communication and decision-making skills.
  • Strong analytical and organizational skills with attention to detail.
  • Strong negotiation and problem-solving skills.
  • Ability to interact with others in a professional, tactful, and sensitive manner.
  • Ability to thrive in a fast-paced work environment and to work independently as well as part of a team.
  • Proficient with the Microsoft suite of applications (Word, Excel, Outlook, PowerPoint, Visio, etc.)
  • Bachelor’s Degree in Business or equivalent work experience. 

 

Pay Range: $31.00 - $42.00 per hour + Bonus

Veros Credit, LLC is an equal opportunity employer.

**This Organization Participates in E-Verify

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