ZipRecruiter

Log In

1

Senior Automotive Credit Analyst Jobs (NOW HIRING)

Commercial Alliance

Senior Credit Analyst

Troy, MI

SENIOR CREDIT ANALYST Commercial Alliance provides a comprehensive suite of lending services designed to help credit unions succeed with business members across six states. As a Senior Credit Analyst ...

RedBuilt LLC

Credit Analyst/Senior Credit Analyst

Boise, ID · On-site

$62K - $80K/yr

We are looking for a full-time Credit Analyst or Senior Credit Analyst to join the Credit Team. They are expected to be a conceptual thinker with strong communication skills. The ideal candidate will ...

Sauk Valley Bank

Senior Credit Analyst

Harvard, IL · On-site

SS SUMMARY Commercial and Agribusiness Senior Credit Analyst is responsible to analyze various historical and projected financial statements of individuals and businesses to identify the degree of ...

Sauk Valley Bank

Senior Credit Analyst

Harvard, IL

SS SUMMARY Commercial and Agribusiness Senior Credit Analyst is responsible to analyze various historical and projected financial statements of individuals and businesses to identify the degree of ...

RedBuilt LLC

Credit Analyst/Senior Credit Analyst

Boise, ID · On-site

$62K - $80K/yr

We are looking for a full-time Credit Analyst or Senior Credit Analyst to join the Credit Team. They are expected to be a conceptual thinker with strong communication skills. The ideal candidate will ...

Independent Correspondent Bankers' Bank, Inc.

Be Seen First

Credit Analyst

Frankfort, KY · On-site

$53K - $63K/yr

Credit Analyst Reports To: Sr. Credit Manager and/or Chief Credit Officer Location: Hybrid with some in-office requirements Position Summary The Credit Analyst plays a pivotal role in shaping the ...

Dext Capital LLC

Senior Credit Analyst

Lake Oswego, OR · On-site

$110K - $130K/yr

The ideal Senior Credit Analyst candidate will have demonstrated equipment underwriting experience of large ticket transactions and data evaluation. The ideal candidate is a senior level analyst with ...

Fifth Third

Senior Credit Analyst

Detroit, MI · On-site

The Senior Credit Analyst supportsend-to-endunderwriting and portfolio monitoring activities through close collaboration with Portfolio Managers, Underwriters, and Credit Risk partners. The roleis ...

Fifth Third

Senior Credit Analyst

Frisco, TX

The Senior Credit Analyst supportsend-to-endunderwriting and portfolio monitoring activities through close collaboration with Portfolio Managers, Underwriters, and Credit Risk partners. The roleis ...

Fifth Third

Senior Credit Analyst

Dallas, TX · On-site

The Senior Credit Analyst supportsend-to-endunderwriting and portfolio monitoring activities through close collaboration with Portfolio Managers, Underwriters, and Credit Risk partners. The roleis ...

Capital Farm Credit

Credit Analyst

Lubbock, TX · On-site

Assists senior-level credit analysts with complex loan applications as necessary. * Participates in the development of loan/lease relationships with other lenders, potential borrowers, applicants ...

Ion Bank

Senior Credit Analyst

Naugatuck, CT · On-site

As a Senior Credit Analyst, you are responsible for: Ensuring sound commercial loan and mortgage underwriting to maintain and or limit the scope and risk in the Bank's loan portfolio. Providing ...

previous page

Showing results 41-60

All JobsFinance and Insurance JobsCredit JobsCredit Analyst JobsSenior Automotive Credit Analyst Jobs

Senior Automotive Credit Analyst information

See salary details

$49.5K

$94.3K

$174K

How much do senior automotive credit analyst jobs pay per year?

As of Sep 1, 2026, the average yearly pay for senior automotive credit analyst in the United States is $94,288.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is a senior automotive credit analyst?

Senior Automotive Credit Analysts are experienced professionals who assess the creditworthiness of individuals and businesses applying for automotive loans or financing. They analyze financial statements, credit reports, and market conditions to determine the risk involved in lending. Their role often includes making recommendations on loan approvals, setting credit limits, and ensuring compliance with lending policies. They may also mentor junior analysts and help develop credit risk strategies for automotive finance companies. Their expertise supports sound lending decisions and helps minimize financial risks.

What are the key skills and qualifications needed to thrive as a senior automotive credit analyst, and why are they important?

To thrive as a Senior Automotive Credit Analyst, you need strong analytical abilities, in-depth knowledge of credit risk assessment, and a background in finance or accounting, often supported by a bachelor’s degree. Proficiency with credit analysis software, financial modeling tools, and industry-specific platforms like Moody’s or S&P Global is typically expected. Excellent attention to detail, clear communication, and sound judgment are standout soft skills for this role. These skills and qualities are crucial for accurately assessing creditworthiness, managing risk, and supporting sound lending decisions in the automotive finance sector.

What are some common challenges faced by senior automotive credit analysts, and how can they overcome them?

Senior Automotive Credit Analysts often encounter challenges such as evaluating complex loan applications, staying updated with shifting market trends, and balancing risk assessment with sales objectives. Navigating these challenges requires strong analytical skills, continuous learning about regulatory changes, and effective communication with sales and underwriting teams. Proactively collaborating with colleagues, leveraging advanced data analysis tools, and participating in ongoing professional development can help analysts stay ahead and make well-informed credit decisions.

What is the difference between Senior Automotive Credit Analyst vs Automotive Credit Analyst?

AspectSenior Automotive Credit AnalystAutomotive Credit Analyst
Required CredentialsBachelor's degree, credit analysis certifications (e.g., CAM, FICO)Bachelor's degree, credit analysis certifications (e.g., CAM, FICO)
Work EnvironmentMore complex credit evaluations, mentorship rolesEntry to mid-level credit assessments, data analysis
Employer & Industry UsageUsed by banks, auto lenders, financial institutionsUsed by auto dealerships, lenders, financial firms
Search & Comparison IntentUnderstanding senior roles, career progressionEntry-level understanding, role responsibilities

The main difference between a Senior Automotive Credit Analyst and an Automotive Credit Analyst lies in experience and responsibilities. Senior analysts handle more complex credit evaluations, mentor junior staff, and often participate in strategic decision-making. Both roles require similar credentials and are used within auto finance industries, but the senior position indicates a higher level of expertise and leadership.

What cities are hiring for Senior Automotive Credit Analyst jobs?

Cities with the most Senior Automotive Credit Analyst job openings:

What are the most commonly searched types of Automotive Credit Analyst jobs?

The most popular types of Automotive Credit Analyst jobs are:

What states have the most Senior Automotive Credit Analyst jobs?

States with the most job openings for Senior Automotive Credit Analyst jobs include:

Senior Automotive Credit Analyst jobs near you
Infographic showing various Senior Automotive Credit Analyst job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 86% Full Time, 6% Part Time, 1% Temporary, and 5% Contract. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $94,288 per year, or $45.3 per hour.

Senior Credit Analyst

Commercial Alliance

Troy, MI

Full-time

Re-posted 10 days ago

Job description

SENIOR CREDIT ANALYST
Commercial Alliance provides a comprehensive suite of lending services designed to help credit unions succeed with business members across six states. As a Senior Credit Analyst, you will be responsible for assessing the credit worthiness of individuals and businesses seeking loans or credit lines. You will analyze financial data, evaluate risk factors, prepare credit memo write-ups, and provide recommendations regarding credit decisions. You will also review existing loans for financial performance and compliance with covenants and reassess risk ratings.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
  • Spread, review, and analyze financial statements, credit reports, collateral evaluations, and other relevant financial information of prospective borrowers. Prepare and underwrite credit presentations for recommendation.
  • Independently analyze new loan deal packages and assist in recommending loan structure in accordance with established policies and guidelines.
  • Evaluate the risk associated with extending credit to individuals or businesses based on factors such as income, debt levels, payment history, and market conditions.
  • Ensure compliance with company credit policies and procedures when evaluating credit applications.
  • Monitor the performance of existing credits, evaluate financial performance and covenant compliance, identify potential risks, and recommend appropriate actions per policy.
  • Stay informed about industry trends, economic indicators, and regulatory changes that may impact credit risk.
  • SBA underwriting or assistance with SBA programs or SBA packaging as LSP.
  • Perform other duties as assigned.
QUALIFICATIONS:
Required Skills/Abilities:
  • Previous experience in credit analysis.
  • Strong analytical skills with the ability to interpret financial data, lease agreements, and other contract documents.
  • Knowledge of loan structuring, financial markets, accounting principles, and credit risk assessment techniques.
  • Excellent communication and interpersonal skills.
  • Attention to detail and ability to work independently.
  • Familiarity with regulatory requirements and industry best practices in credit risk management preferred.
  • Familiarity with commercial loan documentation.
  • Conversant with advanced level accounting principles (cash/accrual basis, cost, and contractor), lending experience helpful.
  • Knowledge of and ability to read, interpret and draw accurate conclusions from financial and numerical material.
  • Ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to priority and time allocation.
  • Proficiency in Microsoft Office applications (Outlook, Teams, Excel, Word, PowerPoint).
EDUCATION AND EXPERIENCE:
Required:
  • Bachelor's degree in finance, accounting, economics, a related field, or equivalent related experience
Preferred:
  • 5+ years of commercial credit analysis experience
  • Familiarity with Abrigo or other LOS software

WHAT WE OFFER

Commercial Alliance offers exciting and challenging opportunities to thrive in a dynamic, collaborative, and innovative environment. As a member of our team, you'll benefit from a competitive salary and comprehensive benefits package. Additionally, you'll have access to unique opportunities for professional and personal growth, along with recognition and rewarding experiences.

If you are a strategic thinker with a passion for delivering exceptional products and working in a fast-paced environment, we would love to hear from you. Apply today to join our team!

Apply