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Auto Loan Jobs (NOW HIRING)

At OneMain, our Auto Loan Representatives in the auto purchase department serve as the initial contact for customers acquiring a vehicle. They help customers complete the financing of a vehicle ...

At OneMain, our Auto Loan Representatives in the auto purchase department serve as the initial contact for customers acquiring a vehicle. They help customers complete the financing of a vehicle ...

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Auto Loan information

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How much do auto loan jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for auto loan in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

What are some common challenges faced by Auto Loan Officers, and how can they be effectively managed?

Auto Loan Officers often encounter challenges such as meeting sales targets, managing a high volume of applications, and ensuring compliance with lending regulations. Balancing customer service with the need to assess creditworthiness can also be demanding. Effective time management, staying updated on industry regulations, and maintaining clear communication with both clients and internal teams are key strategies for success in this role. Building strong relationships with dealerships and using technology to streamline processes can also help overcome these challenges.

What is the difference between Auto Loan vs Auto Finance Specialist?

AspectAuto LoanAuto Finance Specialist
Primary RoleProvides loans for vehicle purchasesAssists customers in securing auto financing options
CredentialsTypically requires basic financial knowledge, sometimes licensingRequires knowledge of financing products, credit analysis
Work EnvironmentBank branches, credit unions, online platformsDealerships, finance offices
Industry UsageFinancial institutions, lendersAuto dealerships, finance companies

While an Auto Loan involves the actual lending process, an Auto Finance Specialist helps customers navigate financing options. Both roles require financial knowledge but differ in their focus and work environment.

What are the key skills and qualifications needed to thrive as an Auto Loan Officer, and why are they important?

To thrive as an Auto Loan Officer, you need a strong understanding of lending principles, credit analysis, and financial documentation, typically supported by a background in finance or banking. Familiarity with loan origination software, credit scoring systems, and compliance regulations is essential. Excellent customer service, attention to detail, and effective communication skills help build trust with clients and ensure accurate processing. These skills and qualities are crucial for assessing risk, meeting lending standards, and providing a positive customer experience.

What are auto loans?

Auto loans are a type of financing that allows individuals to purchase a vehicle by borrowing money from a lender, such as a bank, credit union, or dealership. The borrower agrees to repay the loan amount plus interest over a set period, typically in monthly installments. The vehicle usually serves as collateral for the loan, meaning the lender can repossess the car if payments are not made. Auto loans can be secured for both new and used vehicles, and terms and interest rates can vary based on the borrower's credit score and the lender's policies.

How much would a $30,000 car payment be a month?

Auto loan specialists or financial advisors can estimate monthly payments based on the loan amount, interest rate, and loan term. For a $30,000 car loan, typical monthly payments range from about $500 to $700 over 60 months at interest rates around 4-6%. Actual payments depend on the specific loan terms and creditworthiness of the borrower.
More about Auto Loan jobs
What cities are hiring for Auto Loan jobs? Cities with the most Auto Loan job openings:
What states have the most Auto Loan jobs? States with the most job openings for Auto Loan jobs include:
Infographic showing various Auto Loan job openings in the United States as of May 2026, with employment types broken down into 1% As Needed, 82% Full Time, 11% Part Time, and 6% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.
Auto Loan Rep (Part-Time)

Auto Loan Rep (Part-Time)

OneMain Financial

Tempe, AZ • On-site

Part-time

Medical, Retirement, PTO

Posted 24 days ago


OneMain Financial rating

7.6

Company rating: 7.6 out of 10

Based on 95 frontline employees who took The Breakroom Quiz

106th of 138 rated financial services


Job description

At OneMain, ourAuto Loan Representativesin the auto purchase department serve as the initial contact for customers acquiring a vehicle. They help customers complete the financing of a vehicle through a local dealership while working closely with the dealership's sales agents, in a call center environment. They communicate with dealers, merchants, and customers in handling the appropriate products or services OneMain offers by listening and understanding their financial situation. Our Auto Loan Representatives in the auto purchase department exercise good judgment and discretion to facilitate business decisions, have strong product knowledge and drive for results, multitask, and have excellent time management skills. We're currently offering part time positions based on business needs.

In the Role

  • Reach out to customersvia outbound calls or responding to inbound callsfrom potential customers
  • Communicate with dealer and merchants in handling escalated situations
  • Form close partnerships with supporting business partners such as Product Support Managers, Verifications, and Underwriting
  • Assist in collateral swaps and unwinding of purchase loans
  • Identify defects which will delay our defined timeline with the customer and escalate to ensure all pertinent parties are notified and new timelines are mutually agreed upon. In addition, work with senior management and project teams for necessary process and system enhancements.
  • Partner closely with team and peers, with an understanding that the above defined milestone events are of the utmost importance
  • Process applications and closing secured title or auto loans
  • Implement key strategies to drive growth as well as demonstrating exemplary customer service standards and a high level of energy to exceed goals
  • Read and understand credit bureau reports and maintain a high level of personal lending product knowledge.
  • Maintain awareness of company policies and procedures, federal / state laws and providing guidance to other team members to ensure compliance
  • Actively market and sell OneMain lending products and services and demonstrate strong collaborative skills within a team environment

Requirements

  • High School Diploma or GED.
  • Sense of urgency in meeting or exceeding application processing goals

Preferred:

  • 2 or more years' experience in inside sales, customer service, retail, or call center environment.
  • Basic understanding of credit or personal finance concepts.
  • Bilingual: Spanish

Location:Onsite - Tempe, AZ

Department Schedule:Flexible scheduling available within hours listed.

Mon-Fri 8:00 AM-9:00 PM, Saturday 8:00 AM -8:00 PM (Rotating every 3 Saturdays).

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with:

  • Health and wellbeing options for team members and their dependents
  • Up to 4% matching 401(k)
  • Employee Stock Purchase Plan (10% share discount)
  • Tuition reimbursement
  • Continuing education
  • Bonus eligible
  • Paid time off
  • Paid volunteer time
  • And more

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.


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