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Auto Damage Adjuster Jobs in Indiana (NOW HIRING)

May handle first party non-liability-based injury claim (Medical Payment, PIP, Inland Marine, auto physical damage). Your Work: * Assigned as owning adjuster when injury exposure is identified.

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Auto Damage Adjuster information

See Indiana salary details

$61.1K

$69.4K

$75.9K

How much do auto damage adjuster jobs pay per year?

As of Jul 27, 2026, the average yearly pay for auto damage adjuster in Indiana is $69,421.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,800.00 and $73,000.00 per year, depending on experience, location, and employer.

What type of adjuster gets paid the most?

In the auto damage adjusting field, independent or claims adjusters who handle complex or high-value claims tend to earn the highest salaries. Specialized adjusters with certifications, such as those in catastrophe or total loss claims, often receive higher pay due to their expertise and the demanding nature of their work.

What are some common challenges Auto Damage Adjusters face when assessing claims in the field?

Auto Damage Adjusters often encounter challenges such as working in varying weather conditions, managing multiple claims simultaneously, and effectively communicating with policyholders who may be stressed after an accident. They must accurately assess vehicle damage on-site, sometimes with limited information, and negotiate settlements with repair shops and customers. Adaptability, strong time management skills, and attention to detail are crucial to overcoming these challenges and ensuring fair claim resolutions.

What Does an Auto Damage Adjuster Do?

The responsibilities of an auto damage adjuster include evaluating an insurance claim and determining an appropriate settlement. You evaluate the damage done to a vehicle and determine automotive repair costs that insurance companies pay. Your responsibilities include providing an estimate of the costs of parts and labor based on standard industry prices, working with repair shops to determine a final cost for the insurance company, and preparing insurance forms recording those costs and other recommendations. If there is a disagreement with an auto shop and the repairs needed, you hire an appraiser to settle the issue. Other duties include writing contracts and deciding whether repairs are needed. You may check the vehicle’s market value before the accident and if any of the value is eligible for reimbursement. You also gather information such as photos, videos, and audio recordings of accident witnesses.

What is an Auto Damage Adjuster?

An Auto Damage Adjuster is a professional who evaluates vehicle damage after an accident to determine the amount an insurance company should pay for repairs or replacement. They inspect damaged vehicles, review insurance policies, interview involved parties, and prepare detailed reports. Their work helps ensure that claims are settled fairly and efficiently for both the insurer and the policyholder.

How much does a Geico auto damage adjuster make?

Auto damage adjusters at Geico typically earn between $45,000 and $70,000 annually, depending on experience, location, and certifications. Entry-level adjusters may start lower, while experienced professionals with certifications like I-CAR or ASE can earn higher salaries. The role often involves inspecting vehicles, estimating repair costs, and working with claims management systems.

Is claim adjusting a dying field?

Claim adjusting, including auto damage adjusting, remains a vital part of the insurance industry, with steady demand for skilled adjusters to evaluate vehicle damage and process claims. While technology such as claim management software and virtual inspections are increasingly used, the need for human adjusters persists due to the complexity of damage assessment and customer interaction.

Is auto claims adjuster a hard job?

Auto damage adjusters evaluate vehicle damage claims, which can be challenging due to the need for attention to detail, technical knowledge, and customer communication skills. The job often involves working under pressure to meet deadlines and may require certifications such as the I-CAR or state licensing, but it can be manageable with proper training and experience.

What are the key skills and qualifications needed to thrive as an Auto Damage Adjuster, and why are they important?

To thrive as an Auto Damage Adjuster, you need a solid understanding of automotive repair, strong analytical skills, and typically a high school diploma or relevant experience in insurance or automotive fields. Familiarity with claims management software, estimating tools like CCC ONE or Audatex, and sometimes an adjuster’s license are important technical requirements. Outstanding customer service, negotiation skills, and attention to detail help you stand out in this role. These abilities ensure accurate claim assessments, efficient settlements, and positive client interactions, which are crucial to customer satisfaction and organizational success.
What are the most commonly searched types of Auto Damage Adjuster jobs in Indiana? The most popular types of Auto Damage Adjuster jobs in Indiana are:
What cities in Indiana are hiring for Auto Damage Adjuster jobs? Cities in Indiana with the most Auto Damage Adjuster job openings:
What are popular job titles related to Auto Damage Adjuster jobs in IN? For Auto Damage Adjuster jobs in IN, the most frequently searched job titles are:
Infographic showing various Auto Damage Adjuster job openings in Indiana as of July 2026, with employment types broken down into 92% Full Time, 5% Part Time, and 3% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution, with an average salary of $69,421 per year, or $33.4 per hour.
APD - Rideshare Commercial Claims Auto Physical Damage Adjuster

APD - Rideshare Commercial Claims Auto Physical Damage Adjuster

Liberty Mutual

Indianapolis, IN

$84K/yr

Full-time

Posted 3 days ago


Liberty Mutual rating

9.0

Company rating: 9.0 out of 10

Based on 145 frontline employees who took The Breakroom Quiz

37th of 299 rated insurance


Job description

Description
At Liberty, you'll thrive in a hybrid setting that fosters in-person collaboration, innovation and growth. This approach optimizes both remote and in-person interactions, enabling you to connect and ideate with your team and deepen valuable relationships across the company, while still enjoying the flexibility of remote work for focused tasks and projects.
Are you looking for an opportunity to join a claims team with a fast-growing company that has consistently outpaced the industry in year-over-year growth? Liberty Mutual has an excellent claims opportunity available. As a Commercial Insurance Claims Representative, you will review, and process simple and straightforward Commercial claims within assigned authority limits consistent with policy and legal requirements. In addition to a wide range of benefits, as a direct employee, your insurance education and training are paid by Liberty Mutual.
You will be required to go into the office twice a month if you reside within 50 miles of one of the following offices: Boston, MA; Westborough, MA; Hoffman Estates, IL; Weatogue, CT; Indianapolis, IN; Plano, TX; Suwanee, GA; or Lake Oswego, OR; Las Vegas, NV; Chandler, AZ. (Please note this policy is subject to change.)
Responsibilities:
  • Investigates claim using internal and external resources including speaking with the insured or other involved parties, analysis of reports, researching past claim activity, utilizing evaluation tools to make damage and loss assessments.
  • Extensive and timely direct interaction with Insured's, Claimants, Agent's and Internal Customers.
  • Determines policy coverage through analysis of investigation data and policy terms. Notifies agent and insured of coverage or any issues.
  • Establishes claim reserve requirements and makes adjustments, as necessary, during the processing of the claims.
  • Determines and negotiates settlement amount for damages claimed within assigned authority limits.
  • Write simple to moderately complex property damage estimates or review auto damage estimates.
  • Takes statements when necessary and works with the Field Appraisal, Subrogation, Special Investigative Unit (SIU) as appropriate.
  • Maintains accurate and current claim file/damage documentation and diaries throughout the life cycle of claim cases to ensure proper tracking and handling consistently with established guidelines and expectations.
  • Alerts Unit Leader to the possibility of fraud or subrogation potential for claims being processed.
Qualifications
  • Bachelor's Degree preferred. High school diploma or equivalent required.
  • 1-2 years of experience. Claims handling skills preferred.
  • Strong customer service and technology skills.
  • Able to navigate multiple systems, strong organizational and communication skills.
  • License may be required in multiple states by state law.
About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
  • California
  • Los Angeles Incorporated
  • Los Angeles Unincorporated
  • Philadelphia
  • San Francisco

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About Liberty Mutual

Sourced by ZipRecruiter

Since 1912, we've grown into the fifth largest global property and casualty insurer based on 2022 gross written premium. We also rank 86 on the Fortune 100 list of largest corporations in the US based on 2022 revenue. ​At Liberty Mutual Insurance we work hard every day to support our customers and our people, so they can protect their families, build their businesses and invest in their futures. We are headquartered in Boston, but our people, our customers and our reach span the globe. So to better serve our global customers and employees, we are organized into three business units.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Boston, MA, US

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