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Independent Property Adjuster Jobs in Indiana (NOW HIRING)

Erie Insurance

Property Adjuster II

Terre Haute, IN · On-site +1

$63K - $100K/yr

Position Summary Exercises independent discretion or judgment in handling all types of property ... The hiring manager will also consider candidates for Property Adjuster I. Level of position offered ...

Erie Insurance

Property Adjuster II

Terre Haute, IN · On-site

$63K - $100K/yr

Position Summary Exercises independent discretion or judgment in handling all types of property ... The hiring manager will also consider candidates for Property Adjuster I. Level of position offered ...

Erie Insurance

Property Adjuster II

Indianapolis, IN · On-site +1

$63K - $100K/yr

Position Summary Exercises independent discretion or judgment in handling all types of property ... The hiring manager will also consider candidates for Property Adjuster I. Level of position offered ...

Erie Insurance

Property Adjuster II

Lafayette, IN · On-site

$63K - $100K/yr

Position Summary Exercises independent discretion or judgment in handling all types of property ... The hiring manager will also consider candidates for Property Adjuster I. Level of position offered ...

Erie Insurance

Property Adjuster II

Lafayette, IN · On-site +1

$63K - $100K/yr

Position Summary Exercises independent discretion or judgment in handling all types of property ... The hiring manager will also consider candidates for Property Adjuster I. Level of position offered ...

Erie Insurance

Property Adjuster II

Indianapolis, IN · On-site

$63K - $100K/yr

Position Summary Exercises independent discretion or judgment in handling all types of property ... The hiring manager will also consider candidates for Property Adjuster I. Level of position offered ...

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All JobsIndependent Property Adjuster JobsIndependent Property Adjuster Jobs in Indiana

Independent Property Adjuster information

See Indiana salary details

$22.4K

$67.8K

$92.8K

How much do independent property adjuster jobs pay per year?

As of Aug 21, 2026, the average yearly pay for independent property adjuster in Indiana is $67,813.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,700.00 and $82,300.00 per year, depending on experience, location, and employer.

What is an independent property adjuster?

An Independent Property Adjuster is a professional who investigates and evaluates insurance claims on behalf of insurance companies, but works as an independent contractor rather than as a direct employee of a single insurer. They assess property damage, determine the extent of the insurer's liability, and help resolve claims by negotiating settlements between the insurance company and the policyholder. Independent adjusters may work on a variety of claims, from residential and commercial property damage to catastrophe claims following natural disasters. Their flexibility allows them to work for multiple insurance companies, often traveling to areas where their expertise is needed most.

What are the key skills and qualifications needed to thrive as an independent property adjuster?

To thrive as an Independent Property Adjuster, you need in-depth knowledge of property insurance policies, strong investigative skills, and typically a state adjuster license. Familiarity with claims management software, digital estimating tools like Xactimate, and industry certifications such as those from the National Association of Independent Insurance Adjusters are highly valued. Excellent communication, negotiation, and time management skills help adjusters build trust with clients and efficiently manage multiple claims. These abilities are crucial for accurate claim resolution, client satisfaction, and maintaining compliance within a competitive field.

What are some common challenges faced by independent property adjusters when handling multiple claims simultaneously?

Independent Property Adjusters often juggle several claims at once, which can be challenging due to varying deadlines, complexity of cases, and the need to travel between inspection sites. Effective time management and strong organizational skills are essential to prioritize tasks, communicate promptly with clients and insurers, and keep thorough documentation for each claim. Adjusters also need to adapt quickly to changing circumstances, such as sudden weather events that can lead to a surge in claims volume.

Is being an independent property adjuster worth it?

Independent property adjusters evaluate insurance claims, often working on a contract basis and handling claims remotely or in the field. The role offers flexibility and the potential for high earnings, but it requires strong communication skills, industry knowledge, and the ability to manage variable workloads and schedules.

Is it hard to become an independent property adjuster?

Becoming an independent property adjuster typically requires relevant experience in insurance claims, knowledge of construction and repair estimates, and often a state license or certification. The process can involve passing exams, completing training, and building a network of clients, making it moderately challenging for newcomers without industry background.

What are popular job titles related to Independent Property Adjuster jobs in Indiana?

For Independent Property Adjuster jobs in Indiana, the most frequently searched job titles are:

What job categories do people searching Independent Property Adjuster jobs in Indiana look for?

The top searched job categories for Independent Property Adjuster jobs in Indiana are:

What cities in Indiana are hiring for Independent Property Adjuster jobs?

Cities in Indiana with the most Independent Property Adjuster job openings:

Independent Property Adjuster jobs near you
Infographic showing various Independent Property Adjuster job openings in Indiana as of August 2026, with employment types broken down into 81% Full Time, and 19% Contract. Highlights an 62% In-person, 14% Hybrid, and 24% Remote job distribution, with an average salary of $67,813 per year, or $32.6 per hour.

Property Adjuster II

Erie Insurance

Terre Haute, IN • On-site, Remote

$63K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 27 days ago

Erie Insurance Group rating

8.8

Company rating: 8.8 out of 10

Based on 84 frontline employees who took The Breakroom Quiz

56th of 311 rated insurance

Job description

Division or Field Office:

Property & Material Damage Div

Department of Position: Property Damage Dept 

Work from:

Field Salary Range:

$63,130.00 - $100,843.00 *

salary range is for this level and may vary based on actual level of role hired for

*This range represents a national range and the actual salary will depend on several factors including the scope and complexity of the role and the skills, education, training, credentials, location (State) based on ERIE's geographical differences, and experience of an applicant, as well as level of role for which the successful candidate is hired. Position may be eligible for an annual bonus payment.

At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a diverse and inclusive team that includes more than 6,000 employees and over 13,000 independent agencies.  Our Employees work in the Home Office complex located in Erie, PA, and in our Field Offices that span 12 states and the District of Columbia. 
Benefits That Go Beyond The Basics

We strive to be Above all in Service to our customers-and to our employees. That's why Erie Insurance offers you an exceptional benefits package, including:

  • Premier health, prescription, dental, and vision benefits for you and your dependents. Coverage begins your first day of work.
  • Low contributions to medical and prescription premiums. We currently pay up to 97% of employees' monthly premium costs.
  • Pension. We are one of only 13 Fortune 500 companies to offer a traditional pension plan. Full-time employees are vested after five years of service.
  • 401(k) with up to 4% contribution match. The 401(k) is offered in addition to the pension.
  • Paid time off. Paid vacation, personal days, sick days, bereavement days and parental leave.
  • Career development. Including a tuition reimbursement program for higher education and industry designations.
     

Additional benefits that include company-paid basic life insurance; short-and long-term disability insurance; orthodontic coverage for children and adults; adoption assistance; fertility and infertility coverage; well-being programs; paid volunteer hours for service to your community; and dollar-for-dollar matching of your charitable gifts each year.

Position Summary

Exercises independent discretion or judgment in handling all types of property claims. Also assists or acts on behalf of the claims supervisor when required.

  • This position operates from a home office but requires daily travel to conduct property inspections within the assigned territory.
  • The selected candidate will ideally live in Vigo, Clay, or Sullivan County or the close surrounding areas.
  • A company car and equipment to work from home will be provided.
  • Good time management and organization skills preferred.
  • Ability to drive/travel regularly within the assigned territory.
  • The hiring manager will also consider candidates for Property Adjuster I. Level of position offered will be based upon the depth and breadth of selected candidate's experience and qualifications.

 

Duties and Responsibilities
  • Conducts investigations, interviews, and inspects damage, driving to site of damage within assigned territory or other if required. Prepares estimates, makes recommendation, and handles coverage questions, and litigation.
  • Sets and maintains reserves, reviews reports and related materials, directs experts, determines coverage and claim value, issues or declines payment, and negotiates claims with plaintiff attorneys when necessary.
  • Documents claim files and submits report for closure.
  • Recognizes subrogation situations and initiates appropriate action.
  • Services assigned territory and brings assigned claims to conclusion.
  • Interacts with Agents and district sales managers on matters of mutual concern.
  • Assists claims supervisor or acts on his/her behalf, including representing the company at legal proceedings, as required.
  • Completes industry-related training programs and continues to attend training programs to remain informed on policy changes, interpretation or new legislation.
  • Assists in training of new claims adjusters.
  • Participates on Catastrophe Team when required.


The first five duties listed are the functions identified as essential to the job. Essential functions are those job duties that must be performed in order for the job to be accomplished.


This position description in no way states or implies that these are the only duties to be performed by the incumbent. Employees are required to follow any other job-related instruction and to perform any other duties as requested by their supervisor, or as become evident.

Duties and Responsibilities (cont'd if applicable)
Capabilities
  • Values Diversity
  • Nimble Learning
  • Self-Development
  • Collaborates
  • Customer Focus
  • Information Management Skills
  • Cultivates Innovation
  • Instills Trust
  • Job-Specific Knowledge
  • Optimizes Work Processes (IC)
  • Ensures Accountability
  • Decision Quality
Qualifications

Minimum Educational and Experience Requirements 

  • High School Diploma or GED and five years of claims handling experience, or equivalent required; or
  • Bachelor's Degree and two years of claims handling experience, or equivalent required.


Additional Experience 

  • Incumbent must live in territory assigned unless a change is approved by the company.
  • Position requires the incumbent to serve on Catastrophe Team, which may include travel on short notice to other locations for periods in excess of two consecutive weeks.


Designations and/or Licenses 

  • Willingness to obtain and maintain any required licenses.
  • Successful completion of Associate in Claims (AIC) program preferred.
  • Valid driver's license and good driving record required.
Physical Requirements
  • Use of Personal Protective Equipment (PPE) is required for this role.
  • Ability to move over 50 lbs using lifting aide equipment; Often (20-50%)
  • Climbing/accessing heights; Moderate (30-40%)
  • Driving; Frequent (50-80%)
  • Lifting/Moving 0-20 lbs; Often (20-50%)
  • Lifting/Moving 20-50 lbs; Often (20-50%)
  • Manual Keying/Data Entry/inputting information/computer use; Often (20-50%)
  • Pushing/Pulling/moving objects, equipment with wheels; Occasional (<20%)

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