Associate Analyst Jobs in Ontario (NOW HIRING)

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About Capital One Canada

For 30 years, we've been on a mission to change banking for good. We challenge the traditional bank stereotype, fostering a culture where innovation thrives and bold ideas are celebrated.

You'll be empowered to grow your career in a supportive environment where you can own and shape your journey on your own terms. You'll redefine what's possible by contributing to work that impacts millions of Canadians, taking ownership of your decisions and outcomes, supported by mentors who will push you to think bigger and challenge the status quo.

Are you ready to redefine what's next?

About the Role

As a Strategy Analyst, you'll develop and apply analytical rigour, problem solving skills and critical thinking from day one. Embedded within a cross-functional team, you'll bring your strategies to life from conception and analytical business case building to in-market delivery, measuring their impact through testing and monitoring, and ultimately being accountable for both customer and financial outcomes.

You'll spend time gathering and visualizing data, storytelling through presentations, collaborating with experts in areas like legal and technology, and influencing senior leadership on critical decisions.

You'll work with tools like SQL to query data, use spreadsheets and Python-based notebooks to organize it, and slides to present it, along with a number of other modern analytics tools. Working in an agile, cross-functional team you'll also have the opportunity to learn from other job families like data scientists, process managers, and product owners.

Our strategy analysts are deployed across all areas of our business - product design, fraud, customer acquisitions, customer management strategy, and more - and analysts over time get the opportunity to rotate to different areas of the business to help them build a well rounded understanding of our business. Here are a few of the ways our Strategy Analysts are helping people take control of their credit:

• Underwriting (Credit Policy & Valuations): Strategy Analysts are responsible for assisting in developing & maintaining statistical models and the associated credit policies that help us determine who we extend credit to. Analysts in the space perform analysis on credit performance to help influence how we update and optimize our models & policies.

• Fraud: Strategy Analysts are responsible for developing the defences and policies to mitigate fraud losses for Capital One, creating a safe and secure experience for our customers. Analysts in the space perform diligent monitoring to understand emerging fraud trends and propose actions to prevent fraudulent behaviour.

• Product Development: Strategy Analysts are responsible for developing the strategies to test and scale new financial product offerings. Analysts conduct market & customer research, and couple these insights with internal data modeling to propose new solutions for our customers. Analysts in this space work with process and technology experts to get new products in the hands of our customers, and iterate upon our offerings based on consumer reception.\

As a new Strategy Analyst, you'll join the Canada Analyst Development Program (CADP), which takes place over your first year with us and involves hands-on training, a case competition, social and networking events, and more.

Your Responsibilities:

You will get to work with a team of fellow strategy analysts, along with associates in other job families such as Data Scientists and Product Managers, working to execute on and accomplish the following:

• Perform modeling/analytics to assist new product and pricing strategies for various lending products.

• Develop direct-to-consumer marketing strategy and initiatives to support business growth objectives.

• Help build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go to market strategies.

• Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behaviour, creating risk models, and testing hypotheses using rigorous monitoring and analysis.

Basic Qualifications:

• Graduate in 2027 with a Master's or Bachelor's Degree in Commerce, Finance, Marketing, Economics, Business Administration, Engineering, Mathematics, Statistics or a related field

Preferred Qualifications:

• Experience in basic coding and/or data visualization (e.g. SQL, Python, Tableau, QuickSight). If you know how to build models or write code, that's awesome. If not, don't worry as long as you have an interest in and aptitude for learning it.

• Experience in analytical problem-solving.

Working at Capital One

Here you'll uncover personal strengths, explore new interests and make an impact that matters. The work you'll find here will keep you inspired and guide you in your career journey.

• Take ownership of your own potential: As you begin your career, you'll define your own path by gaining exposure across the business, learning new skills, and having access to tools and mentorship to understand your potential.

• Find your rhythm: We believe trust fosters the flexibility and autonomy required to balance personal needs with a focus on high performance. We support a hybrid model - with 3 days in the office per week - that gives room for both collaboration and personal commitments.

• A supportive community from day one: Through our robust onboarding program, orientation sessions, buddy program for new hires and early career development programs, you'll get foundational training while building connections with your peers and leaders - cultivating a supportive community you can lean on for support and guidance.

You'll find that Capital One is committed to helping you thrive and evolve every step of the way.

This posting is for an existing vacancy.

The expected annual salary for this position is $100,000.

Weembrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).