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American Express Fraud Jobs (NOW HIRING)

This Manager position in the Credit and Fraud Risk Controllership (C&FRC) Controllership ... At American Express, our culture is built on a 175-year history of innovation, shared values and ...

Sr Mgr - Audit

New York, NY · On-site

$98K - $135K/yr

... fraud, compliance, and operational resiliency. At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to ...

Manager-Risk Management

Manhattan, NY · On-site

$89K - $150K/yr

Whether you're finding new ways to prevent identity fraud or enabling customers to start a new ... About Us At American Express, our culture is built on a 175-year history of innovation, shared ...

Manager-Risk Management

Manhattan, NY · On-site

$89K - $150K/yr

Whether you're finding new ways to prevent identity fraud or enabling customers to start a new ... About Us At American Express, our culture is built on a 175-year history of innovation, shared ...

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American Express Fraud information

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How much do american express fraud jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for american express fraud in the United States is $23.07, according to ZipRecruiter salary data. Most workers in this role earn between $18.51 and $25.48 per hour, depending on experience, location, and employer.

What is an American Express Fraud?

An American Express Fraud job involves detecting, investigating, and preventing fraudulent transactions on customer accounts. Fraud analysts or specialists use monitoring tools, data analysis, and security protocols to identify suspicious activity. They may work with customers to verify transactions, report fraud cases, and support chargeback investigations. Their role helps protect both American Express and its cardholders from financial losses due to fraud.

What are the typical daily responsibilities of someone working in American Express Fraud?

Professionals in the American Express Fraud department are responsible for monitoring transactions for suspicious activity, analyzing account behavior, and taking action to prevent potential fraud. On a typical day, you may review transaction alerts, investigate claims of unauthorized charges, interact with card members to verify legitimacy, and work closely with other departments like customer service or legal. Team members also document findings, stay updated on emerging fraud trends, and participate in regular training sessions. The role is dynamic and requires a proactive, detail-oriented approach to ensure both customer protection and regulatory compliance.

What are the key skills and qualifications needed to thrive in the American Express Fraud position, and why are they important?

To thrive in an American Express Fraud role, you need strong analytical skills, knowledge of fraud detection techniques, and experience in financial services or risk management. Familiarity with fraud monitoring software, case management systems, and relevant certifications such as Certified Fraud Examiner (CFE) are valuable assets. Excellent attention to detail, problem-solving ability, and effective communication help you resolve cases efficiently and work well within a team. These skills are crucial for protecting clients and the company from financial losses while maintaining client trust and upholding regulatory standards.

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What cities are hiring for American Express Fraud jobs?

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What are the most commonly searched types of American Express Fraud jobs?

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Infographic showing various American Express Fraud job openings in the United States as of August 2026, with employment types broken down into 2% As Needed, 76% Full Time, 18% Part Time, and 4% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $47,994 per year, or $23.1 per hour.

Director, Product Development - Agentic Commerce Partner Integrations

American Express

New York, NY • On-site

Full-time

Re-posted 14 days ago


American Express rating

8.6

Company rating: 8.6 out of 10

Based on 37 frontline employees who took The Breakroom Quiz

25th of 154 rated financial services


Job description

About American Express Digital Labs 

American Express Digital Labs catalyzes digital innovation across the enterprise by originating, incubating, and scaling products and platforms that matter to our customers' digital lives. We combine creativity, customer centricity, and technical excellence to reimagine how Card Members experience payments and membership in a digital world. 

As a fast-moving, entrepreneurial team, we partner with leading technology companies and strategic partners to bring differentiated digital payment solutions and engaging membership experiences to market. 

Role Overview

We are seeking a Director of Product Development to lead strategic partner integrations for Agentic Commerce at American Express.

Reporting to the Vice President of Product Development, Agentic Commerce, this leader will play a critical role in bringing Agentic Commerce capabilities to market through partnerships with AI platforms, wallets, merchants, PSPs, technology providers, and other ecosystem participants.

The role is responsible for translating the broader Agentic Commerce vision and platform strategy into partner-specific roadmaps, experiences, and integration models. It will focus on defining partner requirements, shaping implementation approaches, and driving launch and iteration with external partners so that capabilities can scale across the ecosystem.

As a trusted, closed-loop network, American Express is uniquely positioned to extend its authentication, authorization, identity, and risk capabilities into AI-powered commerce experiences. This leader will help accelerate adoption of Agentic Commerce by ensuring those capabilities can be successfully implemented across strategic partners while maintaining high standards for customer experience, trust, security, and operational excellence.

This role requires deep engagement with AI platforms, PSPs, merchants, wallet providers, technology companies, and emerging ecosystem participants. Success will require strong cross-functional leadership and the ability to align stakeholders across product, engineering, risk management, policy, operations, legal, commercial, network, and partner organizations. 

Minimum Qualifications

  • 10+ years of progressive product leadership experience, with significant depth in payments, fintech, platform partnerships, developer ecosystems, digital commerce, or other complex technology environments.
  • Proven experience leading strategic integrations, platform partnerships, or ecosystem products.
  • Demonstrated track record of launching new products, capabilities, or partnerships in emerging or rapidly evolving markets.
  • Strong understanding of APIs, platform architectures, developer ecosystems, and integration models.
  • Experience working directly with strategic technology partners and navigating complex cross-company initiatives.
  • Strong understanding of payments infrastructure, authentication, authorization, tokenization, and transaction processing systems.
  • Proven ability to operate effectively in highly matrixed environments and align stakeholders across business, engineering, risk, policy, legal, operations, network, and commercial organizations.
  • Exceptional communication skills and executive presence, with the ability to influence both internal and external stakeholders.
  • Customer-obsessed mindset with experience using research, data, and analytics to shape product decisions and partner strategy.
  • Ability to evaluate complex technical, customer, regulatory, and commercial tradeoffs and make high-quality decisions in ambiguous environments.

Preferred Qualifications

  • Strong knowledge of card payments infrastructure, including issuer processing, card lifecycle management, card-on-file experiences, tokenization, digital wallets, network token frameworks, and credential provisioning.
  • Experience with digital wallet ecosystems such as Apple Pay, Google Pay, PayPal, merchant wallets, or tokenized payment experiences.
  • Exposure to fraud systems, risk modeling, financial controls, authorization systems, or transaction decisioning platforms.
  • Experience working with AI platforms, agent ecosystems, PSPs, wallets, marketplaces, or developer platforms.
  • Experience launching products across platform ecosystems and multi-sided networks.
  • Experience contributing to industry standards, interoperability initiatives, or ecosystem governance efforts.
  • Experience managing strategic technology partnerships with large-scale technology companies.
  • Experience partnering with policy, regulatory, compliance, or governance stakeholders in emerging technology domains.
  • MBA or advanced degree in Computer Science, Engineering, Data Science, Business, or a related field. 

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. 

Partner Strategy & Roadmap

Partner Vision and Strategy

  • Define partner-specific strategies and roadmaps that support the broader Agentic Commerce vision.
  • Develop a clear perspective on how American Express should engage with AI platforms, PSPs, wallet providers, merchants, and other ecosystem participants.
  • Identify opportunities to expand adoption of Agentic Commerce capabilities across strategic partners and emerging channels.
  • Shape partner implementations so they align with platform principles, customer expectations, and long-term ecosystem objectives.

Ecosystem Strategy

  • Monitor industry developments, partner roadmaps, and competitive dynamics to identify new opportunities and potential risks.
  • Develop a deep understanding of partner priorities, technical requirements, operating constraints, and business objectives.
  • Use market and partner insights to inform platform strategy, roadmap decisions, and future investment priorities.

Data, Analytics, and Iteration

  • Define the data and analytics needed to evaluate partner performance, adoption, customer outcomes, and operational health.
  • Translate launch data, usage patterns, and partner feedback into clear roadmap updates and product decisions.
  • Establish regular mechanisms to review results, refine requirements, and improve partner implementations over time.

Product Development & Partner Delivery

Strategic Integrations

  • Lead the development and execution of partner-specific roadmaps spanning AI platforms, wallets, PSPs, merchants, and other ecosystem participants.
  • Define partner requirements, integration approaches, customer experiences, and operating models required to launch and scale Agentic Commerce capabilities.
  • Translate platform capabilities into scalable partner implementations while balancing customer experience, technical feasibility, risk considerations, and commercial objectives.
  • Drive adoption of reusable platform capabilities while minimizing unnecessary partner-specific customization.

Launch & Scale

  • Lead end-to-end delivery of strategic partner integrations from concept through launch and ongoing optimization.
  • Establish launch readiness plans, success metrics, and adoption strategies for partner programs.
  • Continuously refine partner roadmaps and implementation approaches based on customer feedback, performance data, adoption trends, and market developments.

Cross-Functional Leadership

  • Drive alignment and execution across product, engineering, risk, policy, operations, legal, network, and commercial teams to deliver scalable and compliant partner solutions.
  • Mobilize stakeholders across a highly matrixed organization while managing competing priorities and timelines.
  • Serve as the primary product leader for assigned strategic partner relationships.

Ecosystem Development & External Engagement

Strategic Partner Leadership

  • Build and manage relationships with senior product, engineering, and business leaders across strategic ecosystem partners.
  • Influence partner roadmaps and integration priorities to align with American Express objectives.
  • Represent American Express in product, technical, and operational discussions with external partners.

Ecosystem Growth

  • Identify opportunities to expand adoption, engagement, and utilization of Agentic Commerce capabilities.
  • Evaluate new partnership opportunities and integration models.
  • Help shape American Express' participation within the evolving agentic commerce ecosystem.

Collaboration Across Agentic Commerce Teams

Platform & Product Strategy Collaboration

  • Partner closely with the Agentic Commerce Platform & Product Strategy team to ensure partner requirements are reflected in roadmap planning and platform investments.
  • Provide market intelligence, implementation learnings, and partner feedback to help inform future platform capabilities.
  • Collaborate on partner solutioning where platform architecture, standards, or strategic product decisions are required.

Network Collaboration

  • Partner closely with American Express Network teams to align on partner requirements, ecosystem priorities, and scaling strategies.
  • Collaborate on capabilities related to tokenization, authentication, authorization, spend controls, merchant enablement, and trust infrastructure.
  • Help ensure partner implementations align with broader network and ecosystem objectives.

Growth & Emerging Capabilities Collaboration

  • Partner with the Growth & Emerging Capabilities team to evaluate emerging ecosystem opportunities and new partnership models.
  • Support incubation efforts by identifying pilot partners and helping validate new concepts in market.
  • Help transition successful initiatives into scalable partner programs.

Adoption & Ecosystem Expansion

Adoption & Growth Optimization

  • Drive measurable adoption, engagement, and ecosystem growth across strategic partners.
  • Monitor performance, customer outcomes, and partner satisfaction to identify opportunities for optimization.
  • Adapt priorities and investment decisions based on learnings, adoption trends, and evolving market dynamics.

Team Leadership & Culture

Authentic Leadership

  • Lead with empathy and clarity, building a collaborative, high-performing product organization.
  • Serve as a strategic thought partner to the Vice President of Product Development, Agentic Commerce.

Team Building

  • Foster innovation, accountability, and continuous learning to elevate product management excellence and develop future product leaders.
  • Build a culture that balances customer obsession, execution excellence, strategic thinking, and operational rigor. 

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