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Allegacy Federal Credit Union Jobs (NOW HIRING)

Member Advisor

Charlotte, NC · On-site

$14.25 - $18.25/hr

Ability to discuss and sell Allegacy Financial products and services and to operate in a sales oriented environment. * Knowledge of Consumer Lending, Risk Based Lending and Credit Scoring and Credit ...

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Allegacy Federal Credit Union information

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$12

$32

$96

How much do allegacy federal credit union jobs pay per hour?

As of Sep 1, 2026, the average hourly pay for allegacy federal credit union in the United States is $32.60, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $19.23 per hour, depending on experience, location, and employer.

What is Allegacy Federal Credit Union?

Allegacy Federal Credit Union is a not-for-profit financial cooperative that provides a range of banking and financial services to its members. Established in 1967, it serves individuals, families, and businesses, primarily in North Carolina. Members can access services such as checking and savings accounts, loans, mortgages, investment options, and financial education resources. As a credit union, Allegacy is owned by its members and aims to support their financial wellbeing through competitive rates and personalized service.

What are some common challenges faced by member service representatives at Allegacy Federal Credit Union, and how can new employees effectively overcome them?

Member Service Representatives at Allegacy Federal Credit Union frequently encounter challenges such as handling complex customer inquiries, managing high volumes of transactions, and staying current with evolving financial products and regulations. To overcome these challenges, new employees can benefit from thorough on-the-job training, proactive communication with team members, and utilizing available resources like knowledge bases or mentorship programs. Building strong relationships with members and maintaining attention to detail also help ensure excellent service and foster professional growth within the organization.

What are the key skills and qualifications needed to thrive as an employee at Allegacy Federal Credit Union, and why are they important?

To thrive at Allegacy Federal Credit Union, you typically need a background in finance or business, attention to detail, and strong customer service skills, often supported by relevant experience or a degree. Familiarity with banking software, financial products, and regulatory compliance systems is important for daily operations. Exceptional communication, problem-solving abilities, and a commitment to integrity help employees build trust and rapport with members. These skills ensure accurate transactions, regulatory adherence, and a positive member experience in a competitive financial services environment.

What is the difference between Allegacy Federal Credit Union vs Loan Officer?

AspectAllegacy Federal Credit UnionLoan Officer
CredentialsCredit union membership, possibly some financial certificationsFinancial certifications like Mortgage Loan Originator (MLO) license, sometimes a degree in finance or related field
Work EnvironmentCredit union branches, customer service, financial advisingBank branches, client meetings, financial analysis
Industry UsageFinancial services, credit unionsBanking, mortgage lending, financial institutions

Allegacy Federal Credit Union primarily employs staff in customer service and financial advising roles within credit unions, focusing on member services. Loan Officers, on the other hand, specialize in evaluating and approving loan applications, often requiring specific licensing. While both roles operate within the financial industry, Loan Officers typically have more specialized lending credentials and work in banks or mortgage companies, whereas Allegacy staff focus on broader financial services within a credit union setting.

More about Allegacy Federal Credit Union jobs

What cities are hiring for Allegacy Federal Credit Union jobs?

Cities with the most Allegacy Federal Credit Union job openings:

What states have the most Allegacy Federal Credit Union jobs?

States with the most job openings for Allegacy Federal Credit Union jobs include:

Infographic showing various Allegacy Federal Credit Union job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 20% Part Time, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $67,800 per year, or $32.6 per hour.

Commercial Credit Officer

Allegacy Federal Credit Union

Winston Salem, NC • On-site

Full-time

Posted 23 days ago


Allegacy Federal Credit Union rating

7.5

Company rating: 7.5 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

Role Accountability
At Allegacy, our roots run deep - anchored in a longstanding commitment to doing right by our members and the communities we serve. Every role within our organization plays a vital part in nurturing the relationships that make that promise real. As a member of our team, you'll be empowered to live out our brand every day, building meaningful connections that support the financial wellbeing of those who count on us most.
In order to achieve this state of success, this position will counsel our commercial lenders with regard to cash flow, risk analysis, loan structure, and resource referrals. Additionally, this position will identify problem loans and direct these to the VP, Commercial Credit Officer in a timely fashion.
Major Duties and Responsibilities:
  • Support lending staff in the identification and assessment of business-purpose loan opportunities.
  • Complete financial statement analysis, spreads, projections, personal cash flow analysis, consolidated cash flow analysis, and risk grade documentation.
  • Demonstrate mentoring regarding loan structure, eligibility, credit issues and underwriting to members of the commercial banking department.
  • Assist in the evaluation of loan requests by performing initial underwriting and risk grade analysis in preparation for approval.
  • Perform industry research and assessment when needed by the VP, Commercial Credit Officer.
  • Identify problem loans and direct this to the VP, Commercial Credit Officer in a timely fashion.
  • Support the VP, Commercial Credit Officer in NCUA Examinations and CUNA Risk Assessments
  • Monitor Special Asset credits and work with Commercial Credit Officer to develop and execute viable exit strategies and business plans.
  • Develop a network for information exchange with other financial institutions to insure best practices.
  • Develop and refine underwriting and analysis tools for Commercial/Industrial, Commercial Real Estate, and other business purpose loans.
  • Ensure and manage the portfolio for accurate loan documentation, exception issues and loan processing in accordance with NCUA regulations and standard operating procedures and Allegacy Lending policy.
  • Completion of all required compliance training to include BSA.
  • Represent AFCU in the communities we serve by actively participating in civic affairs and local and professional organizations to enhance AFCU's image.
  • Assume additional responsibilities as requested.

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