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$19K

$74.1K

$228K

How much do agent 1099 jobs pay per year?

As of Jun 10, 2026, the average yearly pay for agent 1099 in the United States is $74,131.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What should I expect in terms of schedule flexibility and work structure as an Agent 1099?

As an Agent 1099, you operate as an independent contractor, which means you generally have the flexibility to set your own schedule and manage your daily tasks. While you may need to coordinate meetings or calls during standard business hours to accommodate clients or team needs, much of your work can be completed on your own terms. The independent nature of the role requires strong time management skills and self-motivation, as you are responsible for driving your own productivity and results. This structure can offer excellent work-life balance, but it also means you must proactively manage your workflow and client outreach to achieve your goals.

What is an Agent 1099 job?

An Agent 1099 job refers to a position where an individual works as an independent contractor rather than an employee. This means they are responsible for their own taxes, benefits, and business expenses. Agent 1099 roles are common in industries like sales, real estate, and insurance, where professionals earn commissions instead of a fixed salary. Since they are self-employed, they have more flexibility but also need to manage their own financial and operational responsibilities.

What are the key skills and qualifications needed to thrive in the Agent 1099 position, and why are they important?

To thrive as an Agent 1099, you need strong self-motivation, sales acumen, and a solid understanding of independent contractor requirements, often supported by prior experience in sales or customer service roles. Familiarity with CRM software, prospecting tools, and an understanding of tax documentation for independent contractors (such as IRS Form 1099) are typically important. Excellent communication, networking, and organization skills help you build client relationships and manage your workload efficiently. These attributes are essential for meeting sales targets, managing your own business operations, and succeeding in a commission-driven, independent work environment.

More about Agent 1099 jobs
What cities are hiring for Agent 1099 jobs? Cities with the most Agent 1099 job openings:
What states have the most Agent 1099 jobs? States with the most job openings for Agent 1099 jobs include:
What job categories do people searching Agent 1099 jobs look for? The top searched job categories for Agent 1099 jobs are:
Agent 1099 jobs near you

Life Insurance Agent

Team Nexa Insurance Solutions

Waco, TX • Remote

$55K - $275K/yr

Contractor

Posted 5 days ago

Job description

Life Insurance Agent – Final Expense & Mortgage Protection (Waco, TX Area)

Team Nexa Insurance Solutions

Location: Waco, TX & surrounding areas (Hybrid / Field / Remote Options)
Compensation: Commission-based (Advances, renewals, overrides available)
Position Type: Independent Agent (1099)

About the Opportunity

Team Nexa Insurance Solutions is expanding in Central Texas and is actively seeking motivated life insurance agents to help families protect what matters most.

We specialize in Final Expense, Mortgage Protection, Term, Indexed Universal Life and other life insurance products, working with multiple top-rated carriers to ensure our agents can match clients with the right coverage — without being tied to a single product or company.

Whether you are an experienced producer or a newly licensed agent, we provide the systems, support, and training to help you build a sustainable book of business.

What You’ll Do

  • Meet with clients who have requested information about life insurance

  • Present Final Expense and life insurance solutions clearly and ethically

  • Help families secure coverage that fits their needs and budget

  • Manage follow-ups, applications, and client service with support from our team

  • Build long-term income through renewals and persistency

What We Offer

  • Multiple A-rated carriers (no captive contracts)

  • Competitive commissions with advances

  • Weekly pay & Daily pay

  • Renewals and growth opportunities

  • Leads Programs available (no cold-calling required for lead-based agents)

  • Structured onboarding & ongoing training

  • Mentorship and team support — you’re never on your own

  • Opportunity to build a team and earn overrides (optional)

Who We’re Looking For

  • Active life insurance license (or willing to obtain one quickly)

  • Coachable, self-motivated professionals

  • Strong communication and people skills

  • Reliable transportation and basic tech skills

  • Desire to build long-term income, not just make a quick sale

Why Team Nexa?

We focus on doing business the right way — with transparency, strong carrier relationships, and a culture built around training, accountability, and agent success.

If you’re tired of:

  • Limited product options

  • Poor support after onboarding

  • Unclear compensation structures

…you’ll find Team Nexa to be a refreshing change.

Join our Live Informational Session where you can get your questions answeredRegister Here

Join Team Nexa Insurance Solutions and build a business — not just a job

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