Mortgage Underwriter
Frisco, TX · On-site
Make timely, compliant underwriting decisions in line with SoFi and investor standards. * Manage a high-volume pipeline, balancing quality (QC) and production SLAs - goal of 5+ new credit decisions ...
60 Sofi Product Manager Jobs Hiring Near You
Mortgage Underwriter
Frisco, TX · On-site
Make timely, compliant underwriting decisions in line with SoFi and investor standards. * Manage a high-volume pipeline, balancing quality (QC) and production SLAs - goal of 5+ new credit decisions ...
SoFi is seeking an energetic, detail-oriented, self-motivated, and intellectually curious ... Serve as the accountable 2LOD Risk Manager for the Invest business, maintaining an enterprise-wide ...
SoFi is seeking an energetic, detail-oriented, self-motivated, and intellectually curious ... Serve as the accountable 2LOD Risk Manager for the Invest business, maintaining an enterprise-wide ...
Staff Cryptography Engineer
Seattle, WA · On-site
... management, and insecure implementation patterns. * Review product and platform architecture ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Staff Cryptography Engineer
Seattle, WA · On-site
... management, and insecure implementation patterns. * Review product and platform architecture ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Digital Identity runs Tier-0 infrastructure: the highest criticality rating at SoFi. Every product ... management, and fine-grained authorization. You own the technical strategy across all of them ...
Digital Identity runs Tier-0 infrastructure: the highest criticality rating at SoFi. Every product ... management, and fine-grained authorization. You own the technical strategy across all of them ...
... SoFi, encompassing all lending products-including Personal Loans, Home Loans, Student Loan ... Manage the offshore team, providing project assignments, technical guidance, and coaching. Act as ...
... SoFi, encompassing all lending products-including Personal Loans, Home Loans, Student Loan ... Manage the offshore team, providing project assignments, technical guidance, and coaching. Act as ...
Digital Identity runs Tier-0 infrastructure: the highest criticality rating at SoFi. Every product ... management, and fine-grained authorization. You own the technical strategy across all of them ...
Digital Identity runs Tier-0 infrastructure: the highest criticality rating at SoFi. Every product ... management, and fine-grained authorization. You own the technical strategy across all of them ...
SoFi is seeking an energetic, detail-oriented, self-motivated, and intellectually curious ... Serve as the accountable 2LOD Risk Manager for the Invest business, maintaining an enterprise-wide ...
SoFi is seeking an energetic, detail-oriented, self-motivated, and intellectually curious ... Serve as the accountable 2LOD Risk Manager for the Invest business, maintaining an enterprise-wide ...
... product launch readiness and knowledge management-the role focuses on AI-enabled, data-driven ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
... product launch readiness and knowledge management-the role focuses on AI-enabled, data-driven ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
SoFi is seeking a highly motivated, strategic, and detail-oriented Direct Mail Project Manager who ... production timelines. * Create, manage, and continuously refine project plans and JIRA tickets ...
SoFi is seeking a highly motivated, strategic, and detail-oriented Direct Mail Project Manager who ... production timelines. * Create, manage, and continuously refine project plans and JIRA tickets ...
... enables SoFi engineers to create and deliver high-quality solutions. You will collaborate and ... Collaborate with product engineering teams to understand requirements and design platform ...
... enables SoFi engineers to create and deliver high-quality solutions. You will collaborate and ... Collaborate with product engineering teams to understand requirements and design platform ...
SoFi is seeking a highly motivated, strategic, and detail-oriented Direct Mail Project Manager who ... Embraces AI and emerging technologies as productivity tools, identifying opportunities to improve ...
SoFi is seeking a highly motivated, strategic, and detail-oriented Direct Mail Project Manager who ... Embraces AI and emerging technologies as productivity tools, identifying opportunities to improve ...
Mortgage Underwriter
Frisco, TX · Hybrid
Make timely, compliant underwriting decisions in line with SoFi and investor standards. * Manage a high-volume pipeline, balancing quality (QC) and production SLAs - goal of 5+ new credit decisions ...
Mortgage Underwriter
Frisco, TX · Hybrid
Make timely, compliant underwriting decisions in line with SoFi and investor standards. * Manage a high-volume pipeline, balancing quality (QC) and production SLAs - goal of 5+ new credit decisions ...
... Management (IRM) and serves as a senior second-line-of-defense (2LOD) risk leader supporting SoFi's international growth strategy. The Senior Director will lead risk oversight for new products ...
... Management (IRM) and serves as a senior second-line-of-defense (2LOD) risk leader supporting SoFi's international growth strategy. The Senior Director will lead risk oversight for new products ...
Home Loans Member Advocate
Charlotte, NC · On-site
Work with management to create, optimize, and evolve retention strategies to keep clients in the ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Home Loans Member Advocate
Charlotte, NC · On-site
Work with management to create, optimize, and evolve retention strategies to keep clients in the ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
... Management (IRM) and serves as a senior second-line-of-defense (2LOD) risk leader supporting SoFi's international growth strategy. The Senior Director will lead risk oversight for new products ...
... Management (IRM) and serves as a senior second-line-of-defense (2LOD) risk leader supporting SoFi's international growth strategy. The Senior Director will lead risk oversight for new products ...
... SoFi, encompassing all lending products-including Personal Loans, Home Loans, Student Loan ... It requires direct interface with marketing managers, channel owners, and third-party partners to ...
... SoFi, encompassing all lending products-including Personal Loans, Home Loans, Student Loan ... It requires direct interface with marketing managers, channel owners, and third-party partners to ...
Home Equity Processor
Frisco, TX · On-site
$27.20 - $51/hr
Responsible for processing, managing, and acting as the primary contact of a pipeline of Home ... Strive to exceed productivity expectations and standards. * Set appropriate expectations and point ...
Home Equity Processor
Frisco, TX · On-site
$27.20 - $51/hr
Responsible for processing, managing, and acting as the primary contact of a pipeline of Home ... Strive to exceed productivity expectations and standards. * Set appropriate expectations and point ...
Home Equity Loan Closer
Charlotte, NC · On-site
Ability to manage a mixed loan pipeline while meeting production and turnaround-time expectations ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Home Equity Loan Closer
Charlotte, NC · On-site
Ability to manage a mixed loan pipeline while meeting production and turnaround-time expectations ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Home Equity Processor
Frisco, TX · On-site
$27.20 - $51/hr
Responsible for processing, managing, and acting as the primary contact of a pipeline of Home ... Strive to exceed productivity expectations and standards. * Set appropriate expectations and point ...
Home Equity Processor
Frisco, TX · On-site
$27.20 - $51/hr
Responsible for processing, managing, and acting as the primary contact of a pipeline of Home ... Strive to exceed productivity expectations and standards. * Set appropriate expectations and point ...
... enables SoFi engineers to create and deliver high-quality solutions. You will collaborate and ... Collaborate with product engineering teams to understand requirements and design platform ...
... enables SoFi engineers to create and deliver high-quality solutions. You will collaborate and ... Collaborate with product engineering teams to understand requirements and design platform ...
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Job description
Employee Applicant Privacy Notice
Who we are:
Shape a brighter financial future with us.
Together with our members, we're changing the way people think about and interact with personal finance.
We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Role
SoFi is seeking an experienced Mortgage Underwriter to join our growing Mortgage Operations team in Frisco, TX or Charlotte, NC.
You'll review and assess Conventional and FHA loan applications using independent credit judgment, ensuring accuracy, compliance, and speed within a high-throughput production environment.
The ideal candidate brings recent mortgage underwriting and demonstrated expertise analyzing complex credit, income, asset, and property documentation. You'll thrive in a collaborative, metrics-driven culture focused on member experience, quality, and accountability.
What You'll Do
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
Who we are:
Shape a brighter financial future with us.
Together with our members, we're changing the way people think about and interact with personal finance.
We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Role
SoFi is seeking an experienced Mortgage Underwriter to join our growing Mortgage Operations team in Frisco, TX or Charlotte, NC.
You'll review and assess Conventional and FHA loan applications using independent credit judgment, ensuring accuracy, compliance, and speed within a high-throughput production environment.
The ideal candidate brings recent mortgage underwriting and demonstrated expertise analyzing complex credit, income, asset, and property documentation. You'll thrive in a collaborative, metrics-driven culture focused on member experience, quality, and accountability.
What You'll Do
- Review and underwrite mortgage applications using investor/GSE guidelines.
- Perform detailed analysis of borrower credit, income, and collateral - including complex and self-employed income calculations.
- Conduct liquidity tests for business entities using Schedule L (adjusting for inventory-heavy businesses).
- Make timely, compliant underwriting decisions in line with SoFi and investor standards.
- Manage a high-volume pipeline, balancing quality (QC) and production SLAs - goal of 5+ new credit decisions per day.
- Partner closely with processors and loan officers to resolve conditions and ensure efficient loan flow.
- Identify and escalate potential fraud risk or guideline exceptions.
- Apply deep working knowledge of DU/LP systems and investor overlays.
- Contribute to continuous process improvement through collaboration and feedback.
- Minimum 2+ years of recent underwriting experience with both Conventional and FHA loans.
- Strong analytical ability and independent risk assessment judgment.
- Proficiency in DU, LP, and FHA Connection systems.
- Demonstrated skill in self-employment income analysis and Schedule L liquidity testing.
- Thorough understanding of credit policy, financial statement analysis, and property evaluation.
- Strong communication skills - able to explain complex scenarios clearly and professionally.
- Experience maintaining both quality control metrics and high production throughput.
- Familiarity with Texas-specific lending nuances preferred.
- Hybrid work schedule: 2 days per week in the Frisco, TX office.
- Active SAR or VA credit authority
- Active FHA DE (Direct Endorsement) certification
- Experience underwriting Jumbo or USDA loans
- College degree
- Background in fraud detection or risk mitigation
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
About SoFi
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
1,001 - 5,000 Employees
Headquarters location
San Francisco, CA, US
Year founded
2011