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Virtual Insurance Jobs in Kentucky (NOW HIRING)

HMG Careers

Remote Life Insurance Agent

London, KY · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

New

HMG Careers

Remote Life Insurance Agent

Owensboro, KY · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

New

HMG Careers

Remote Life Insurance Agent

Somerset, KY · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

New

HMG Careers

Remote Life Insurance Agent

Ashland, KY · Remote

$69K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

New

Stratford Davis

Virtual Sales Associate

Louisville, KY · Remote

$85K - $150K/yr

As a Virtual Sales Associate, you will connect directly with clients, assess their unique goals ... Options for medical, dental, and vision coverage, plus life insurance benefits. * Commission-Based ...

New

Peoples Bank

Virtual Banker

Lexington, KY · On-site

$16.75 - $20.50/hr

The Virtual Banker is responsible for providing comprehensive relationship and portfolio management ... insurance, investment, and retail referrals. * Execute an individual business plan aligned to ...

Peoples Bank

Virtual Banker

Lexington, KY · On-site

$17.75 - $21.50/hr

The Virtual Banker is responsible for providing comprehensive relationship and portfolio management ... insurance, investment, and retail referrals. * Execute an individual business plan aligned to ...

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Virtual Insurance information

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$21

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How much do virtual insurance jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for virtual insurance in Kentucky is $21.19, according to ZipRecruiter salary data. Most workers in this role earn between $17.74 and $23.80 per hour, depending on experience, location, and employer.

What is a virtual insurance agent?

A Virtual Insurance Agent is a professional who sells and manages insurance policies remotely, typically using online platforms, phone calls, and video conferencing instead of meeting clients in person. They help clients understand their insurance needs, recommend suitable policies, and assist with claims or policy changes. Virtual Insurance Agents can work for insurance companies, brokers, or as independent agents, and their remote approach allows them to serve clients from various locations efficiently. This role requires strong communication skills and a deep understanding of insurance products.

How to become a virtual insurance agent?

To become a virtual insurance agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, developing strong communication skills, familiarity with insurance products, and proficiency with digital communication tools are important for success in a virtual environment.

How do virtual insurance agents typically collaborate with clients and team members in a remote work setting?

Virtual insurance agents primarily interact with clients through phone calls, emails, and video meetings, ensuring personalized service while working remotely. Collaboration with underwriters, claims specialists, and other team members is usually managed via digital platforms like CRM systems, chat tools, and virtual meetings. This remote structure requires strong communication skills and self-discipline, but also offers flexibility and the chance to develop expertise in digital customer service. Regular virtual team check-ins help maintain a supportive environment and keep everyone aligned on goals.

What is the difference between Virtual Insurance vs Insurance Agent?

AspectVirtual InsuranceInsurance Agent
CredentialsTypically requires licensing, insurance knowledge, and sometimes certificationsRequires licensing, certifications vary by state and product
Work EnvironmentRemote, online platforms, digital communicationOffice-based or in-person client meetings, some remote work
Employer & Industry UsageInsurance companies, online brokerages, digital platformsInsurance agencies, brokerages, direct sales
Search & Comparison IntentUnderstanding virtual insurance services, remote insurance rolesTraditional insurance sales, client consultations

Virtual Insurance professionals focus on providing insurance services remotely through digital platforms, often requiring specific licenses and knowledge of online tools. Insurance Agents typically work directly with clients in person or via phone, offering personalized advice and sales. While both roles require licensing, Virtual Insurance emphasizes remote, tech-driven interactions, whereas Insurance Agents often operate in physical locations. The choice depends on your preferred work environment and career focus within the insurance industry.

What are the key skills and qualifications needed to thrive as a virtual insurance agent, and why are they important?

To thrive as a Virtual Insurance Agent, you need a solid understanding of insurance products, sales experience, and often a state-issued insurance license. Familiarity with digital CRM platforms, quoting tools, and secure communication systems is typically required. Exceptional customer service, strong communication skills, and self-motivation help agents build trust and effectively assist clients remotely. These skills and qualities ensure agents can efficiently sell policies, provide reliable support, and maintain compliance in a digital work environment.
What are the most commonly searched types of Insurance jobs in Kentucky? The most popular types of Insurance jobs in Kentucky are:
What are popular job titles related to Virtual Insurance jobs in Kentucky? For Virtual Insurance jobs in Kentucky, the most frequently searched job titles are:
What job categories do people searching Virtual Insurance jobs in Kentucky look for? The top searched job categories for Virtual Insurance jobs in Kentucky are:
What cities in Kentucky are hiring for Virtual Insurance jobs? Cities in Kentucky with the most Virtual Insurance job openings:
Virtual Insurance jobs near you
Infographic showing various Virtual Insurance job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $44,077 per year, or $21.2 per hour.

Residential High Value Insurance Appraiser - Paducah, KY

exl

Paducah, KY

Full-time, Contractor

Re-posted yesterday

ExlService Holdings rating

7.8

Company rating: 7.8 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

131st of 485 rated business services

Job description

The Company

Commercial and personal line insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control services to support our clients’ underwriting processes. EXL delivers industry-leading professionalism, quality and turn-around time, and our innovative solutions help our clients keep ahead of the competition. Castle High Value is the premier provider of high value residential insurance surveys to the insurance industry
nationwide. https://www.exlservice.com/industries/insurance/castle-high-value

The Position

Castle High Value is looking for self-directed independent contractors to work from their own home or office and service both virtual and physical survey/inspection assignments in the Paducah, KY area and other locations within a radius of 100 miles of Paducah.

Experience in real estate, insurance, inspection, construction or appraising experience is a plus, but all interested candidates are encouraged to submit their qualifications. A 15 hour online training course can get you certified. Fees are negotiable depending on experience and the unique aspects of selected jobs.

You will be responsible to schedule and conduct both site-based and virtual High Value Home property surveys that will be used for homeowners’ insurance purposes. This involves coordinating and completing surveys within your own schedule, managing work assignments you accept, and solid computer skills as all reports are web-based and completed online.

If you are looking for flexibility, the ability to work independently, and have an interest in real-estate, construction, or interior design, then this might be the right opportunity for you.

More on the Job Responsibilities

Primary Requirements:

  • Professionally interact over the phone, via email, and in-person
    with homeowners and insurance agents
  • Conduct on-site and/or virtual property surveys on high value
    homes as per customer specific guidelines and procedures
  • Identify and document the construction materials/characteristics
    and unique features of the home
  • Obtain measurements of the home and other structures on the
    property
  • Generate an estimated replacement value of the home, and identify
    major hazards
  • Communicate the information gathered during on-site inspection in
    the provided web-based client requested forms accessed through the Castle
    website

Tools or Items You Must Provide:

  • Digital camera
  • Windows based computer (not a Mac)
  • High speed internet access
  • Reliable vehicle
  • Measuring device such as: laser, 100 ft. tape, or measuring wheel
  • Auto and General Liability Insurance

What ExlService Holdings employees say

Pay

Hours and flexibility

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