ZipRecruiter

Log In

1

Home Based Unlicensed Insurance Agent Jobs in Kentucky

Shelter Insurance

$55 - $95/hr

If you are no longer a Shelter agent for any reason, your financial responsibilities are limited to ... We provide a variety of insurance options for our customers including auto, home, life and business ...

New

Kemper

Insurance Agent Trainee

Lexington, KY · On-site

For new unlicensed agents, your journey begins with a paid training period. During this time, we ... The compensation for the role is fully commission-based. Benefits: Kemper offers competitive ...

Kemper

Insurance Agent Trainee

Louisville, KY · On-site

Our strength lies in our dedication to frequent personal home visits with new and existing ... For new unlicensed agents, your journey begins with a paid training period. During this time, we ...

Davis Insurance Inc

Insurance Agent

Bowling Green, KY · On-site

$50K - $70K/yr

Davis Insurance is an independent agency that's been protecting Kentucky and Tennessee families and ... Quote and write personal lines (auto, home, life, umbrella) and commercial lines (BOPs, commercial ...

Davis Insurance Inc

Insurance Agent

Bowling Green, KY · On-site

$50K - $70K/yr

Davis Insurance is an independent agency that's been protecting Kentucky and Tennessee families and ... Quote and write personal lines (auto, home, life, umbrella) and commercial lines (BOPs, commercial ...

Texas Professional Insurance Agents

$51.58/hr

... tech-based solutions for one of the world's best-known brands. If you're ready to grow with a ... Work from a quiet, distraction-free home environment,maintainingprofessionalism in all ...

New

Kemper

Licensed Insurance Agent

Lexington, KY · On-site

Our strength lies in our dedication to frequent personal home visits with new and existing ... The compensation for the role is fully commission-based. Benefits: Kemper offers competitive ...

Allstate Northern Ireland Limited

$53 - $76/hr

... from home call center environment. * Use your insurance expertise to uncover customer needs ... If unlicensed, ability to obtain a Personal Lines or Property & Casualty Producer license with ...

Posted today

Latorre Insurance Group

$55 - $90/hr

The agency is based in Charlotte, North Carolina, and has branch offices in Greensboro and Raleigh ... Insurance Agent to join our team. This position is ideal for a licensed Property & Casualty ...

New

Costulessdirect

$54 - $66/hr

Unlimited/uncapped commission - based on individual sales performance, including policies sold and ... As an Insurance Agent, your primary responsibility is selling nonstandard auto insurance, though ...

New

Promoted2

Remote Insurance Agent

Lexington, KY · Remote

$60K - $110K/yr

Remote Insurance Sales Agent | $60k-$110k+ First Year | No Cold Calling Earn strong first-year ... 100% from home. 1099 independent contractor role ideal for self-motivated individuals seeking ...

next page

Showing results 1-20

All JobsHome Based Unlicensed Insurance Agent JobsHome Based Unlicensed Insurance Agent Jobs in Kentucky

Home Based Unlicensed Insurance Agent information

What is a home based unlicensed insurance agent?

A Home Based Unlicensed Insurance Agent is someone who works remotely, typically from their own home, to assist licensed insurance agents or agencies with tasks that do not require an insurance license. These tasks can include administrative support, appointment setting, customer service, data entry, and providing general information about insurance products (without advising on coverage or selling policies). Unlicensed agents are not permitted to discuss specific insurance policies, provide coverage recommendations, or complete sales, as those activities require a valid insurance license. Their role is primarily to support the sales process and assist licensed agents in managing their workload.

What are the key skills and qualifications needed to thrive as a home based unlicensed insurance agent?

To excel as a Home Based Unlicensed Insurance Agent, you need strong sales acumen, customer service skills, and a solid understanding of insurance products, though formal licensing is not required for lead generation or administrative support roles. Familiarity with CRM software, online communication platforms, and insurance quoting tools is beneficial. Outstanding interpersonal skills, self-motivation, and effective time management are essential for building trust and managing a remote workload. These competencies are important for driving client engagement and meeting sales or support targets in a remote, regulated industry.

What are some common challenges faced by home based unlicensed insurance agents, and how can they overcome them?

Home based unlicensed insurance agents often face challenges such as limited access to direct mentorship, staying motivated without in-person supervision, and managing time effectively. They may also encounter difficulties in building client trust without a physical office. To overcome these challenges, agents can leverage virtual training resources provided by their agency, set clear daily and weekly goals, participate in online networking forums, and maintain regular communication with their supervising licensed agent. Being proactive in seeking feedback and staying up to date on industry regulations is also essential for long-term success.

What is the difference between Home Based Unlicensed Insurance Agent vs Home Based Licensed Insurance Agent?

AspectHome Based Unlicensed Insurance AgentHome Based Licensed Insurance Agent
CredentialsNo licensing requiredRequires state licensing and certifications
Work EnvironmentRemote, flexible, often independentRemote or office-based, client meetings may be in person
Employer & Industry UsageInsurance agencies, brokers, or independent agentsInsurance companies, agencies, brokers
Job FunctionsAssist with policy research, lead generation, administrative tasksSell policies, provide advice, handle claims

In summary, a Home Based Unlicensed Insurance Agent typically performs administrative and support tasks without licensing, while a Home Based Licensed Insurance Agent is authorized to sell policies and provide insurance advice. Licensing enables the latter to directly engage in sales and client consultations.

What are the most commonly searched types of Unlicensed Insurance Agent jobs in Kentucky?

The most popular types of Unlicensed Insurance Agent jobs in Kentucky are:

What are popular job titles related to Home Based Unlicensed Insurance Agent jobs in Kentucky?

For Home Based Unlicensed Insurance Agent jobs in Kentucky, the most frequently searched job titles are:

What job categories do people searching Home Based Unlicensed Insurance Agent jobs in Kentucky look for?

The top searched job categories for Home Based Unlicensed Insurance Agent jobs in Kentucky are:

What cities in Kentucky are hiring for Home Based Unlicensed Insurance Agent jobs?

Cities in Kentucky with the most Home Based Unlicensed Insurance Agent job openings:

Home Based Unlicensed Insurance Agent jobs near you
Infographic showing various Home Based Unlicensed Insurance Agent job openings in Kentucky as of August 2026, with employment types broken down into 80% Full Time, and 20% Contract. Highlights an 60% In-person, and 40% Remote job distribution.

Insurance Agent

Cornerstone Senior Services

Bowling Green, KY • On-site

Other

Medical, Life, Retirement

Posted 2 days ago

New

Job description

Company Description Cornerstone Senior Services has been helping seniors and their families make informed decisions about health insurance, life insurance, and retirement solutions since 1995. As a subsidiary of Guarantee Trust Life Insurance Company, founded in 1936, Cornerstone operates independently from any single carrier, allowing agents to offer options from multiple leading insurers. The company focuses exclusively on the senior market, including Medicare Advantage, Medicare Supplements, prescription drug plans, final expense and life insurance, and retirement products, using an educational, face-to-face approach. Cornerstone supports more than 100 field agents across multiple states by setting appointments so agents can focus on serving clients rather than chasing leads. Licensed agents and career changers receive guidance on licensing, comprehensive training, leads, and the independence of a 1099 role backed by a long-established organization.

Role Description This is a full-time hybrid Insurance Agent role based in Bowling Green, KY, with some work-from-home flexibility. The Insurance Agent will meet with seniors and their families in person and virtually to explain Medicare plans, life insurance, final expense products, and retirement solutions, focusing on education and informed decision-making. Daily responsibilities include reviewing client needs, presenting suitable insurance options from multiple carriers, completing applications, and following up to ensure a smooth enrollment process. The role involves managing a schedule of pre-set appointments, maintaining accurate client records, and staying current on product updates and regulatory changes. The Insurance Agent will collaborate with the Cornerstone team for training, lead management, and ongoing professional development while building a sustainable independent book of business.

Qualifications

  • Strong proficiency in Insurance Sales, with practical knowledge of Insurance products for the senior market.
  • Experience or familiarity with Insurance Brokerage, including working with multiple carriers and plan options.
  • Understanding of basic Finance concepts related to retirement solutions, premiums, and budgeting for clients.
  • Excellent Customer Service skills, with the ability to build trust, listen actively, and explain complex information clearly.
  • Current life and health insurance license in Kentucky, or willingness to obtain one with company guidance.
  • Comfort with hybrid work: in-home and in-office client meetings, plus remote follow-up and documentation.
  • Strong organizational skills, reliability in managing appointments, and attention to regulatory and compliance requirements.
  • Valid driver’s license, reliable transportation for field appointments, and ability to work flexible hours based on client availability.
  • Prior experience with Medicare, senior insurance products, or sales is beneficial but not required; career changers are encouraged to apply.

Apply