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Virtual Insurance Jobs in Kentucky (NOW HIRING)

At Shelter, we do not require a previous background in the insurance industry. While the experience ... virtual new agent training schools, paired with continuing industry education courses, helps you ...

Virtual Sales Rep

Ashland, KY ยท Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers ... Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ...

Virtual Sales Rep

Owensboro, KY ยท Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers ... Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ...

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

Virtual Banker

Lexington, KY ยท On-site

$16.75 - $20.50/hr

The Virtual Banker is responsible for providing comprehensive relationship and portfolio management ... insurance, investment, and retail referrals. * Execute an individual business plan aligned to ...

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

Virtual Banker

Lexington, KY ยท On-site

$17.75 - $21.50/hr

The Virtual Banker is responsible for providing comprehensive relationship and portfolio management ... insurance, investment, and retail referrals. * Execute an individual business plan aligned to ...

Remote Insurance Agent

Louisville, KY ยท Remote

$69K - $150K/yr

Supportive and collaborative virtual team environment Qualities We Value * Willingness to learn and ... Insurance license required or willingness to obtain one * Basic computer skills * Must reside in ...

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Virtual Insurance information

See Kentucky salary details

$10

$21

$29

How much do virtual insurance jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for virtual insurance in Kentucky is $21.19, according to ZipRecruiter salary data. Most workers in this role earn between $17.74 and $23.80 per hour, depending on experience, location, and employer.

What is a virtual insurance agent?

A Virtual Insurance Agent is a professional who sells and manages insurance policies remotely, typically using online platforms, phone calls, and video conferencing instead of meeting clients in person. They help clients understand their insurance needs, recommend suitable policies, and assist with claims or policy changes. Virtual Insurance Agents can work for insurance companies, brokers, or as independent agents, and their remote approach allows them to serve clients from various locations efficiently. This role requires strong communication skills and a deep understanding of insurance products.

How do virtual insurance agents typically collaborate with clients and team members in a remote work setting?

Virtual insurance agents primarily interact with clients through phone calls, emails, and video meetings, ensuring personalized service while working remotely. Collaboration with underwriters, claims specialists, and other team members is usually managed via digital platforms like CRM systems, chat tools, and virtual meetings. This remote structure requires strong communication skills and self-discipline, but also offers flexibility and the chance to develop expertise in digital customer service. Regular virtual team check-ins help maintain a supportive environment and keep everyone aligned on goals.

What are the key skills and qualifications needed to thrive as a virtual insurance agent, and why are they important?

To thrive as a Virtual Insurance Agent, you need a solid understanding of insurance products, sales experience, and often a state-issued insurance license. Familiarity with digital CRM platforms, quoting tools, and secure communication systems is typically required. Exceptional customer service, strong communication skills, and self-motivation help agents build trust and effectively assist clients remotely. These skills and qualities ensure agents can efficiently sell policies, provide reliable support, and maintain compliance in a digital work environment.

What is the difference between Virtual Insurance vs Insurance Agent?

AspectVirtual InsuranceInsurance Agent
CredentialsTypically requires licensing, insurance knowledge, and sometimes certificationsRequires licensing, certifications vary by state and product
Work EnvironmentRemote, online platforms, digital communicationOffice-based or in-person client meetings, some remote work
Employer & Industry UsageInsurance companies, online brokerages, digital platformsInsurance agencies, brokerages, direct sales
Search & Comparison IntentUnderstanding virtual insurance services, remote insurance rolesTraditional insurance sales, client consultations

Virtual Insurance professionals focus on providing insurance services remotely through digital platforms, often requiring specific licenses and knowledge of online tools. Insurance Agents typically work directly with clients in person or via phone, offering personalized advice and sales. While both roles require licensing, Virtual Insurance emphasizes remote, tech-driven interactions, whereas Insurance Agents often operate in physical locations. The choice depends on your preferred work environment and career focus within the insurance industry.

How much do virtual insurance agents make?

Virtual insurance agents typically earn between $40,000 and $70,000 annually, with top performers making over $100,000. Compensation often includes commissions and bonuses based on sales, and agents usually need insurance licenses to operate remotely.

What are the most commonly searched types of Insurance jobs in Kentucky?

The most popular types of Insurance jobs in Kentucky are:

What cities in Kentucky are hiring for Virtual Insurance jobs?

Cities in Kentucky with the most Virtual Insurance job openings:

Infographic showing various Virtual Insurance job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $44,077 per year, or $21.2 per hour.

Insurance Account Representative

Virtual Growth Partners

Louisville, KY โ€ข On-site, Remote

$65K/yr

Full-time

Re-posted 11 days ago


Job description

At Virtual Growth Partners, we're committed to empowering you to thrive in a dynamic role where you'll make a difference in people's lives. As an Insurance Account Representative, you'll be the go-to expert for clients, addressing their questions and guiding them through coverage options, policy updates, and billing inquiries. Your ability to deliver exceptional customer service will shine as you help individuals and families secure essential insurance coverage. We value your potential and are ready to support your growth with comprehensive training, mentorship, and opportunities for advancement. Embrace the flexibility and purpose-driven work we offer, and take the first step toward building a rewarding career with us. Ready to make an impact? Join our team today!

Compensation:

$50,000 - $65,000


Responsibilities:
  • Build and nurture strong relationships with clients, ensuring their insurance needs are met with care and precision.
  • Guide clients through the complexities of coverage options, helping them make informed decisions that protect their future.
  • Respond promptly to client inquiries, providing clear and concise information on policy updates and billing questions.
  • Collaborate with our team to develop tailored insurance solutions that align with clients' unique circumstances.
  • Proactively identify opportunities to enhance client satisfaction and retention through personalized service.
  • Stay informed about industry trends and changes, sharing insights with clients to keep them well-informed and prepared.

Qualifications:
  • Relevant insurance experience as an insurance agent or other position is helpful but not required, training will be provided if your talents are a good match
  • Candidates should be very strong communicators and problem solvers, and have great follow-up skills
  • Must have active insurance license in your state or must be willing to get licensed in 90 days

About Company

Remote work opportunities for many sales and customer-facing roles, offering flexibility.

Performance-based income potential, where earnings can grow with sales results.

Training and mentorship, with many agencies providing onboarding, coaching, and ongoing development.

Advancement opportunities, allowing high performers to move into leadership or management roles.

Purpose-driven work, helping individuals and families obtain life and supplemental health insurance coverage.

Flexible scheduling in many sales positions, which can appeal to people looking for work-life balance.

Long-established company, having served customers for decades in the insurance industry