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Vice President Credit Jobs in Decatur, GA (NOW HIRING)

Monitise

VP, Product Management, Cards

Alpharetta, GA

Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, w ... Job Title VP, Product Management, Cards What does a successful VP, Product Management, Cards do at ...

corpay

VP, Partner Product Solutions

Atlanta, GA · Remote

In this role, you will sit at the intersection of partner needs, product capabilities, credit/risk ... How We Work As a VP, you will be expected to work in a virtual environment. CORPAY will set you up ...

Vroom

Vice President, Finance

Atlanta, GA · On-site

The Vice President of Finance creates shareholder value by identifying opportunities and leading ... Secure and optimize warehouse lines of credit, manage asset-backed securitizations * Oversee day-to ...

corpay

VP, Partner Product Solutions

Atlanta, GA · Remote

In this role, you will sit at the intersection of partner needs, product capabilities, credit/risk ... How We Work As a VP, you will be expected to work in a virtual environment. CORPAY will set you up ...

Monitise

VP Workforce Strategy

Alpharetta, GA

Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, w ... As VP Workforce Strategy, you will lead the enterprise strategy for how we plan, build, and ...

Synchrony

VP, Amazon Analytics

Alpharetta, GA

The VP, Analytics will lead portfolio analytics for the Amazon Credit and Payment portfolio, delivering insights, strategic initiatives, and decision-making framework that support nexGen growth ...

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Showing results 1-20

All JobsVice President Credit JobsVice President Credit Jobs in Decatur, GA

Vice President Credit information

See Decatur, GA salary details

$42.5K

$153.8K

$270.9K

How much do vice president credit jobs pay per year?

As of Jul 13, 2026, the average yearly pay for vice president credit in Decatur, GA is $153,804.00, according to ZipRecruiter salary data. Most workers in this role earn between $112,300.00 and $185,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Vice President Credit, and why are they important?

To thrive as a Vice President Credit, you need deep expertise in credit analysis, risk assessment, and financial management, usually supported by a degree in finance, accounting, or a related field. Familiarity with credit management software, financial modeling tools, and relevant certifications such as CFA or FRM is highly valuable. Strong leadership, strategic thinking, and excellent communication skills help build effective teams and foster client relationships. These competencies ensure sound credit decisions, minimize risk exposure, and support the organization's financial health and growth.

What is the difference between Vice President Credit vs Credit Manager?

AspectVice President CreditCredit Manager
Required CredentialsBachelor's degree, often an MBA, plus extensive experience in credit analysisBachelor's degree in finance, accounting, or related field; experience in credit analysis
Work EnvironmentStrategic leadership, executive meetings, high-level decision makingOperational focus, overseeing credit approval processes, team management
Employer & Industry UsageFinancial institutions, large corporations, banksCorporations, banks, credit agencies
Common Search & ComparisonYesYes

The Vice President Credit typically holds a senior leadership role focused on strategic credit policies and high-level decision making, often requiring advanced degrees and extensive experience. Credit Managers handle day-to-day credit operations, managing teams and credit approval processes. While both roles involve credit analysis, the VP Credit is more strategic and executive-oriented, whereas the Credit Manager is operational and team-focused.

What are typical challenges faced by a Vice President of Credit when managing risk across a diverse portfolio?

A Vice President of Credit often navigates challenges such as ensuring consistent risk assessment standards across various regions or business units, adapting to changing market conditions, and responding to evolving regulatory requirements. Balancing the need for profitable lending with risk mitigation can be complex, especially in volatile markets. The role also involves fostering collaboration between credit analysts, relationship managers, and executive leadership to maintain portfolio quality while supporting business growth.

What does a Vice President of Credit do?

A Vice President of Credit is a senior executive responsible for overseeing a company's credit policies, risk management, and lending procedures. They lead teams that evaluate the creditworthiness of potential clients, set credit limits, and ensure compliance with regulations. Their role also involves developing strategies to minimize bad debt and maximize profitable lending opportunities, as well as collaborating with other departments to support overall business goals.
What are the most commonly searched types of Credit jobs in Decatur, GA? The most popular types of Credit jobs in Decatur, GA are:
What are popular job titles related to Vice President Credit jobs in Decatur, GA? For Vice President Credit jobs in Decatur, GA, the most frequently searched job titles are:
What job categories do people searching Vice President Credit jobs in Decatur, GA look for? The top searched job categories for Vice President Credit jobs in Decatur, GA are:
What cities near Decatur, GA are hiring for Vice President Credit jobs? Cities near Decatur, GA with the most Vice President Credit job openings:
Vice President Credit jobs near you
Vice President, Credit - USDA OneRD Lending

Vice President, Credit - USDA OneRD Lending

Peachtree Hotel Group

Atlanta, GA • On-site

Full-time

Posted 21 days ago

Job description

The Vice President of Credit – USDA will serve as the senior credit authority for Peachtree Group's USDA OneRD lending platform. This individual will oversee the full credit lifecycle — from underwriting through closing — and will play a central role in shaping credit policy, managing risk, and driving the growth of the USDA lending business. The role requires deep, hands-on expertise in USDA OneRD programs and a demonstrated ability to lead cross-functional teams in a fast-paced lending environment.
 
POSITION OVERVIEW 
 
Credit & Underwriting
  • Lead the underwriting and credit approval process for USDA OneRD loan transactions, including Business & Industry (B&I), Community Facilities (CF), and Rural Energy for America Program (REAP) loans
  • Conduct thorough credit analysis, including cash flow modeling, collateral evaluation, borrower financial assessment, and risk rating
  • Author and present credit memoranda to senior leadership and credit committees
  • Establish and maintain credit underwriting standards consistent with USDA program guidelines and internal risk appetite
Loan Closing & Execution
  • Oversee the closing process for USDA OneRD transactions, coordinating with legal counsel, borrowers, and USDA agency contacts to ensure timely and compliant closings
  • Review and approve loan documentation, conditions precedent, and closing checklists
  • Manage relationships with USDA state and national offices throughout the approval and closing process
Portfolio & Risk Management
  • Monitor the performance of the USDA loan portfolio, identifying emerging credit risks and recommending remediation strategies
  • Ensure ongoing compliance with USDA program requirements, lender agreements, and internal credit policies
  • Prepare and present portfolio reporting to senior management
Leadership & Team Development
  • Manage and mentor a team of credit analysts and underwriters
  • Collaborate with originations, legal, compliance, and asset management teams
  • Contribute to the strategic development of the USDA lending platform, including process improvements and product expansion

QUALIFICATIONS

  • Minimum 8–10 years of experience in USDA OneRD lending, with direct responsibility for credit underwriting, approval, and loan closing
  • Deep familiarity with USDA OneRD programs (B&I, CF, REAP, or similar); working knowledge of USDA lender regulations, conditional commitments, and guarantee structures
  • Strong financial modeling and credit analysis capabilities; experience presenting to credit committees
  • Demonstrated experience managing underwriting or credit teams
  • Bachelor's degree in Finance, Real Estate, Business, or a related field required; MBA or equivalent advanced degree preferred
  • Excellent written and verbal communication skills; ability to manage relationships with government agencies, borrowers, and internal stakeholders

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