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Junior Underwriter Jobs in Decatur, GA (NOW HIRING)

Starr Insurance Companies

Underwriter

Alpharetta, GA · On-site

Mentor and provide technical guidance to junior underwriters and underwriting assistants. * Stay current on market trends, competitor activity, and emerging exposures relevant to excess casualty ...

Ryan Specialty

Underwriter - Programs

Atlanta, GA · On-site

$140K/yr

Support mentoring and development of junior underwriting talent. * Play an active role in building the long-term success of the portfolio and platform. Qualifications Required * 5+ years of ...

Liberty Mutual

Executive Underwriter

Atlanta, GA · On-site

Supports the growth of junior underwriters and new hires through guidance and knowledge sharing (non-managerial capacity). * Portfolio Analysis & Trend Recognition: May analyze departmental portfolio ...

Ryan Specialty

Underwriter - Programs

Atlanta, GA

$140K/yr

Support mentoring and development of junior underwriting talent. * Play an active role in building the long-term success of the portfolio and platform. QualificationsRequired * 5+ years of commercial ...

Ryan Specialty

Underwriter - Programs

Atlanta, GA

$140K/yr

Support mentoring and development of junior underwriting talent. * Play an active role in building the long-term success of the portfolio and platform. QualificationsRequired * 5+ years of commercial ...

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How much do junior underwriter jobs pay per hour?

As of Aug 25, 2026, the average hourly pay for junior underwriter in Decatur, GA is $21.74, according to ZipRecruiter salary data. Most workers in this role earn between $16.44 and $26.73 per hour, depending on experience, location, and employer.

What is a junior underwriter?

A junior underwriter works at a loan company or other financial institution and supports a senior underwriter during the consumer loan process. As a junior underwriter, your job duties include reviewing customer loan applications for accuracy and completeness, evaluating credit reports to determine the creditworthiness of an applicant, and resolving issues with the application process. You may also work with the funding side of the business to secure financing for loans.

What does a junior underwriter do?

A Junior Underwriter assists in evaluating and analyzing the risks associated with insurance applications or loan requests. They review documents, verify applicant information, and follow established guidelines to determine eligibility. Working under the supervision of senior underwriters, they help ensure that decisions are accurate and align with company policies. Their role often involves data entry, communication with clients or brokers, and learning the fundamentals of risk assessment.

What are the key skills and qualifications needed to thrive as a junior underwriter?

To thrive as a Junior Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and regulatory compliance systems is typically required. Effective communication, organization, and a collaborative mindset help individuals excel in evaluating applications and coordinating with teams. These skills ensure accurate risk evaluation, regulatory adherence, and smooth workflow within the underwriting process.

What are some common challenges faced by junior underwriters in their first year on the job?

Junior Underwriters often encounter challenges such as managing a steep learning curve when assessing risk and understanding complex insurance policies. They may also find it challenging to balance speed and accuracy while processing applications, as well as adapting to various underwriting software and compliance requirements. Working closely with senior underwriters and other departments helps develop decision-making skills and a strong attention to detail, both of which are essential for success and career growth in underwriting.

How much do beginner underwriters make?

Entry-level underwriters typically earn between $45,000 and $60,000 annually, depending on the industry and location. Starting salaries may be higher with relevant certifications or a degree in finance or risk management, and the role often requires strong analytical skills and attention to detail.

Is it hard to get a job in underwriting?

Getting a junior underwriter position can be competitive, as it often requires relevant education, such as a degree in finance or risk management, and sometimes industry certifications. Strong analytical skills, attention to detail, and familiarity with underwriting software can improve chances of employment.
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Junior Underwriter jobs near you
Infographic showing various Junior Underwriter job openings in Decatur, GA as of August 2026, with employment types broken down into 90% Full Time, 8% Part Time, and 2% Contract. Highlights an 67% Physical, 13% Hybrid, and 20% Remote job distribution, with an average salary of $45,220 per year, or $21.7 per hour.

Underwriting Graduate Program "P28"

Beazley Management Limited

Atlanta, GA • On-site

Full-time

Posted 18 days ago

Job description

General
Job Summary: The Beazley Underwriting Graduate Program (P28) is a 12-month development program designed to launch careers in underwriting.
Whether you are familiar with the insurance industry or exploring it for the first time, P28 provides structured training, mentorship, networking opportunities, and hands-on learning to help you build the technical and professional skills needed for a successful underwriting career.
Participants gain exposure to multiple specialty insurance products, learn from experienced underwriters and business leaders, and develop a strong foundation in insurance and risk management.
Upon successful completion of the program, participants will transition into a permanent underwriting role within the business.
Key Responsibilities: The Underwriting Graduate Program offers qualified individuals the opportunity to spend 12 months learning about all aspects of the insurance industry and Beazley's product lines before transitioning into a permanent underwriting position. Individuals in the program will learn from experienced underwriters and will have the opportunity to network with program alumni and senior leaders from across the globe!
What to expect in the Underwriting Graduate "P28" Program:
  • Receive insurance industry training from internal and external experts through a structured classroom experience
  • Intensive training with Beazley product lines including, but not limited to: Crime, Executive Risk, Environmental, Property, Cyber
  • Learn directly from experienced underwriters and industry professionals
  • Build relationships with program alumni, peers, brokers, and senior leaders from across the organization
  • Participate in presentations, case studies, and project-based learning opportunities
    Engage with Beazley's employee resource groups (Beazley SHE, Race, Proud, Families, Wellbeing, Neurodiversity)
  • Social events and outings with Beazley leadership, colleagues, and brokers

The program provides participants with a comprehensive introduction to the insurance industry while preparing them for a permanent underwriting position within Beazley.
Location: The program is hosted in our Atlanta, GA office and non-local candidates will be supported in relocation (if hired). Upon completion of the program, individuals will be "matched" to a product line and permanent office. Individual skillsets and interests will be considered in the matching process, but overall team and location availability will be based upon business need, and this can fluctuate over the course of the program. Therefore, location flexibility is a must! Placement locations may include:
  • Atlanta, GA
  • Boston, MA
  • Chicago, IL
  • Dallas, TX
  • Denver, CO
  • Houston, TX
  • Los Angeles, CA
  • Miami, FL
  • New York, NY
  • Philadelphia, PA
  • San Francisco, CA
  • West Hartford, CT

Skills and Abilities
  • Strong preference for bachelor's degree in Risk Management, Insurance, Business, Economics, Finance, Management, or Math, or related discipline
  • Relevant internship, work, leadership, or extracurricular experience is a plus.
  • Fluency in English and additional languages, where required by the business.
  • Proficiency in Microsoft Office applications and other relevant business systems.
  • Strong numerical, analytical, and data interpretation skills.
  • Effective written and verbal communication skills.
  • Ability to organize workload, manage priorities, and meet deadlines.
  • Confidence presenting information to individuals and small groups.

Competencies
  • Communication: Communicates clearly and professionally, adapting messages and communication style to suit different audiences and ensure understanding.
  • Analytical Thinking: Evaluates information objectively, identifies patterns and key insights, and uses evidence to support decisions and recommendations.
  • Critical Thinking: Considers multiple perspectives, questions assumptions appropriately, and assesses potential outcomes to support effective problem-solving.
  • Attention to Detail: Produces accurate, thorough work by carefully reviewing information and identifying errors, inconsistencies, or omissions.
  • Relationship Building: Develops and maintains positive working relationships with colleagues, customers, and external stakeholders through collaboration, responsiveness, and trust.
  • Customer Focus: Seeks to understand customer needs and delivers service that supports positive outcomes and experiences.
  • Collaboration: Works effectively with others, contributing positively to team goals while supporting an inclusive and cooperative working environment.
  • Initiative: Takes ownership of responsibilities, seeks opportunities to contribute, and demonstrates a proactive approach to learning and problem-solving.

Aptitude and Disposition
  • Results-oriented and accountable for delivering high-quality work.
  • Self-motivated, adaptable, and enthusiastic in response to changing priorities.
  • Demonstrates professionalism, tact, and sound judgment in day-to-day interactions.
  • Comfortable working both independently and as part of a team.
  • Committed to continuous personal and professional development.

Who We Are: Beazley is a specialist insurance company with over 30 years of experience helping people, communities, and businesses manage risk all around the world. Our mission is to provide Beautifully Designed Insurance, innovating to give our clients the maximum benefit with minimum hassle.
Our products are wide-ranging, from cyber & tech insurance to marine, healthcare, financial institutions and contingency; covering risks such as the weather, film production or protection from deadly weapons.
Our Culture: We employ over 1,500 people globally, hosting a wonderful diversity of cultures, experiences and backgrounds. We are proud of our unique culture at Beazley that empowers our staff to work from when and where they want, in an adult environment that's low on policies & politics but big on collaboration, diversity & personal accountability.
Our three core values inspire the way we work and how we treat our customers and people - 1) Be bold 2) Strive for better 3) Do the right thing. Upholding these values every day enables us to become an innovative and responsive organization, in touch with the changing world and marketplace around us. We have set ambitious diversity & sustainability targets as we strive to better our business and the insurance industry as whole.
Personal Specification:
General
It is important that within all your interactions both internally and externally you adhere Beazley's core values - Being Bold, Striving for Better, and Doing the Right Thing as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers." We also expect Beazley employees to:
  • Comply with Beazley procedures, policies and regulations including the code of conduct
  • Undertake training on Beazley policies and procedures as delivered by your line manager, the Culture & People or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system
  • Display business ethics that uphold the interests of all our customers
  • Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs
  • Comply with any specific responsibilities necessary for your role as outlined by your line manager, the Culture & People or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas. This may include, amongst others, Beazley's underwriting control standards, Beazley's claims control standards, other Beazley standards and customer relationship management
  • Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups

Reports To: As per Beazley's organisation chart
Key Relationships: Brokers, underwriters, other staff, coverholders, external clients and suppliers
The anticipated starting salary for this role is $60,000 to $70,000 per year, based on location and other relevant factors. Eligible employees may also be considered for a discretionary annual bonus.

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