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Junior Underwriter Jobs in Decatur, GA (NOW HIRING)

United Auto Credit

Jr. Underwriter

Atlanta, GA

$20 - $21/hr

Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our ...

Liberty Mutual

Executive Underwriter

Atlanta, GA · On-site

$83K - $231K/yr

Supports the growth of junior underwriters and new hires through guidance and knowledge sharing (non-managerial capacity). * Portfolio Analysis & Trend Recognition: May analyze departmental portfolio ...

Liberty Mutual

Executive Underwriter

Atlanta, GA · On-site

Supports the growth of junior underwriters and new hires through guidance and knowledge sharing (non-managerial capacity). * Portfolio Analysis & Trend Recognition: May analyze departmental portfolio ...

Liberty Mutual

Executive Underwriter

Atlanta, GA

$83K - $231K/yr

Supports the growth of junior underwriters and new hires through guidance and knowledge sharing (non-managerial capacity). * Portfolio Analysis & Trend Recognition: May analyze departmental portfolio ...

Compass Group

JUNIOR TECHNICIAN - ATLANTA, GA

Atlanta, GA · On-site

$20 - $23/hr

JUNIOR TECHNICIAN - ATLANTA, GA Salary: $20 - $23/hr. At Waveguide, we build relationships. Whether it's your relationship with a client, or the relationship of a technology system to its environment ...

Waveguide

JUNIOR TECHNICIAN - ATLANTA, GA

Atlanta, GA · On-site

$20 - $23/hr

JUNIOR TECHNICIAN - ATLANTA, GA Salary: $20 - $23/hr. At Waveguide, we build relationships. Whether it's your relationship with a client, or the relationship of a technology system to its environment ...

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Junior Underwriter information

See Decatur, GA salary details

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How much do junior underwriter jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for junior underwriter in Decatur, GA is $21.74, according to ZipRecruiter salary data. Most workers in this role earn between $16.44 and $26.73 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Junior Underwriter, and why are they important?

To thrive as a Junior Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and regulatory compliance systems is typically required. Effective communication, organization, and a collaborative mindset help individuals excel in evaluating applications and coordinating with teams. These skills ensure accurate risk evaluation, regulatory adherence, and smooth workflow within the underwriting process.

How do I become an underwriter with no experience?

To become a junior underwriter with no experience, focus on gaining relevant knowledge through online courses or certifications in insurance or risk assessment. Entry-level underwriters often start in related roles such as customer service or administrative positions, and developing skills in data analysis and attention to detail can improve your chances of entry into the field.

Do underwriters make a lot of money?

Junior underwriters typically earn a starting salary that is below senior-level underwriters but can increase with experience and certifications. The median annual salary for underwriters varies by industry and location but generally ranges from $50,000 to $70,000, with potential for higher earnings as skills and responsibilities grow.

What are some common challenges faced by Junior Underwriters in their first year on the job?

Junior Underwriters often encounter challenges such as managing a steep learning curve when assessing risk and understanding complex insurance policies. They may also find it challenging to balance speed and accuracy while processing applications, as well as adapting to various underwriting software and compliance requirements. Working closely with senior underwriters and other departments helps develop decision-making skills and a strong attention to detail, both of which are essential for success and career growth in underwriting.

How hard is it to get an underwriting job?

Securing a junior underwriter position typically requires relevant education such as a degree in finance, economics, or a related field, along with strong analytical skills and attention to detail. Entry-level roles often look for internships or related experience, and proficiency with underwriting software can be advantageous. Competition varies by location and industry demand, but building a solid foundation in risk assessment and obtaining relevant certifications can improve chances.

What does a Junior Underwriter do?

A Junior Underwriter assists in evaluating and analyzing the risks associated with insurance applications or loan requests. They review documents, verify applicant information, and follow established guidelines to determine eligibility. Working under the supervision of senior underwriters, they help ensure that decisions are accurate and align with company policies. Their role often involves data entry, communication with clients or brokers, and learning the fundamentals of risk assessment.

What is the role of a junior underwriter?

A junior underwriter assists in evaluating insurance applications by analyzing risk factors, reviewing documentation, and determining policy eligibility. They often work under the supervision of senior underwriters and use underwriting software to assess and process cases efficiently.

What Is a Junior Underwriter?

A junior underwriter works at a loan company or other financial institution and supports a senior underwriter during the consumer loan process. As a junior underwriter, your job duties include reviewing customer loan applications for accuracy and completeness, evaluating credit reports to determine the creditworthiness of an applicant, and resolving issues with the application process. You may also work with the funding side of the business to secure financing for loans.

More about Junior Underwriter jobs
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Junior Underwriter jobs near you
Jr. Underwriter

Jr. Underwriter

United Auto Credit

Atlanta, GA

$20 - $21/hr

Full-time

Posted 10 days ago

Job description

Job Summary:

Job Description

Join our team as aJunior Underwriterand play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our automated decisioning process and will provide solutions with the goal of capturing the contract while assessing the overall risk of the application. Using UACC's common-sense lending approach, you will build strong dealer relationships over the phone, deliver outstanding service, and help drive business growth while representing a trusted brand in the auto finance industry.

Essential Duties and Responsibilities

As aJunior Underwriter, you'll be the bridge between approvals and signed contracts, turning opportunities into results while building lasting dealer relationships. You will:

  • Close the loop- Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application.

  • Match the right fit- Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordingly

  • Be a trusted partner- Work hand-in-hand with dealerships, Area Managers, and our Sales/Marketing team to strengthen relationships and drive success.

  • Add value to every deal- Review deals with dealers and help structure or restructure them for the best possible outcome.

  • Bring solutions to the table- Gather key information to recommend alternative products or programs when appropriate.

  • Educate and empower- Clearly explain the "why" behind credit decisions, helping dealers understand our approach and build confidence in our partnership.

  • Aim high- Consistently hit or exceed monthly goals for production, quality, and customer satisfaction.

  • Collaborate for success- Work closely with internal teams like Funding and Sales to keep deals moving smoothly.

  • Stay adaptable- Jump in where needed to support the team and company goals.

Qualifications

We're looking for a motivated professional who thrives in a fast-paced, relationship-driven environment.

Skills & Abilities

  • Excellent communication and interpersonal skills

  • Strong organizational and time management abilities

  • Proven ability to build relationships with dealers, sales/marketing teams, and peers

  • Skilled negotiator with a drive to win in a competitive market and ability to think outside the box

Compensation Range:

  • $20.00 - $21.00 an hour,based on Location and Experience

  • Uncapped Bonuses, Averaging $1,100 - $1,500 monthly

  • Expected Total Compensation including Average Bonuses =$55K - $65k

Education/Experience

  • Bachelor's degree preferred (or equivalent combination of education and experience)

  • Auto finance or financial services experience preferred but not required

  • No certifications or licenses required

Technical Skills

  • Proficient in Microsoft Office, Google G Suite, and Teams

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit. The employee is occasionally required to walk.

Commitment to Diversity and Equal Employment Opportunity

United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully.

UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring.

UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices.

UACC complies with all applicable federal, state, and/or local laws relating to equal employment.

Other Things to Note

This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice.

Please review our privacy and CCPA policies.

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