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Underwriter Trainee Jobs in Bothell, WA (NOW HIRING)

Responsibilities includes but not limited to underwriting new and renewal business, approving policy changes, developing staff, maintaining workload, and managing written business up to and including ...

Mortgage Mastery Trainee - WA

Kirkland, WA ยท On-site

$45K - $62K/yr

Horton, Inc. is currently looking for a Mortgage Mastery Trainee for their Corporate Mortgage ... Submit files to Underwriting. * Review conditions. * Provide loan status. * When all conditions are ...

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Underwriter Trainee information

See Bothell, WA salary details

$36.3K

$88.2K

$155.9K

How much do underwriter trainee jobs pay per year?

As of Jul 3, 2026, the average yearly pay for underwriter trainee in Bothell, WA is $88,177.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,200.00 and $97,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Underwriter Trainee, and why are they important?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

What is an Underwriter Trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are some typical challenges an Underwriter Trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.
What are the most commonly searched types of Underwriter jobs in Bothell, WA? The most popular types of Underwriter jobs in Bothell, WA are:
What are popular job titles related to Underwriter Trainee jobs in Bothell, WA? For Underwriter Trainee jobs in Bothell, WA, the most frequently searched job titles are:
What cities near Bothell, WA are hiring for Underwriter Trainee jobs? Cities near Bothell, WA with the most Underwriter Trainee job openings:
Infographic showing various Underwriter Trainee job openings in Bothell, WA as of June 2026, with employment types broken down into 91% Full Time, 8% Part Time, and 1% Contract. Highlights an 94% Physical, 5% Hybrid, and 1% Remote job distribution, with an average salary of $88,177 per year, or $42.4 per hour.

Senior Commercial Lines Underwriter

Western National Group & Umialik Insurance

Seattle, WA โ€ข On-site

$91K - $114K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 26 days ago


Job description

Description:

Who are we?

Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving customers' property-and-casualty insurance needs in the Midwestern, Northwestern, and Southwestern United States. Known as โ€œThe Relationship Companyยฎ,โ€ we define success as a measure of the relationships weโ€™ve built over time. In everything that we do, we know that delivering a friendly and helpful interaction makes for a better experience for everyone involved. Thatโ€™s the power of โ€œniceโ€. At Western National, nice is something we work to bring to every person and organization with whom we partner and serve.


Does this opportunity interest you?

Western National is seeking a Senior Commercial Lines Underwriter to join our team!


Western National Insurance Group reserves the right to fill this position at a level above or below the level included in this posting.

The individual in this role will have the opportunity to develop a book of business by writing and retaining commercial lines accounts through assigned agencies.


What are the responsibilities and opportunities of this role?

  • Builds and maintains strong agency relationships.
  • Effectively manages an agency territory to achieve established growth and profit goals.
  • Assesses risks and exposures on new and existing business to identify opportunities to maximize assigned territory growth and loss ratio objectives.
  • Uses general practices, processes, procedures, and established underwriting authority level to analyze the operations and exposures of different types of risks to write, renew, or modify business.
  • Applies demonstrated ability to consistently manage high risk / hazard business.
  • Applies degree of knowledge in overall field and recognized expertise in specific areas.
  • Proactively mentors team members, resulting in increased effectiveness in one or more areas of knowledge or skill for colleagues.
  • Applies high degree of knowledge of coverages, forms, symbols, and endorsements per line of business with the ability to articulate to others.
  • Primarily focuses on writing new business as defined by annual goals depending on the region.
  • Applies high degree of rating knowledge and experience, including composite rating and scheduled rating.
Requirements:

What are the must-have qualifications for a candidate?

  • Demonstrated time management skills with ability to meet deadlines.
  • Strong negotiation and relationship-building skills.
  • Analytical with ability to exercise sound business judgment.
  • Possesses an in-depth knowledge of rating concepts.
  • Proficient use of various core systems, office and computer equipment, and software packages.
  • Bachelorโ€™s degree in insurance or finance or equivalent related experience.
  • At least five years of experience in a commercial lines underwriting role.

What will our ideal candidate have?

  • Demonstrated organizational and prioritization skills and ability to accomplish multiple time-sensitive priorities.
  • Demonstrated understanding of industry practices, standards, and underwriting concepts.
  • Demonstrated ability to communicate clearly and effectively both verbally and in writing.
  • CPCU, AU, or CIC certification.
  • Experience using Guidewire PolicyCenter.

Compensation overview

The targeted hiring range for this role is $91,410 - $114,290, annually. However, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate as well as other factors such as the scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on their individual qualifications and / or may be considered for other positions.


Culture and Total Rewards

Western National has long been known as โ€œThe Relationship Companyยฎโ€ and caring for our employees is part of that relationship commitment. We value connectiveness, empowerment, and accountability, and we believe that our employees are our biggest asset.


Currently ranked as the 41st largest private company by revenue in Minnesota (Minneapolis/St. Paul Business Journal), Western National has earned accolades year-over-year as an employer of choice and garnered multiple awards for wellness in the workplace. Western National has also been named a Top Workplace by the Star Tribune for the past four consecutive years. In addition, the Group is consistently recognized as a Wardโ€™s 50 property-and-casualty insurance company for its outstanding financial results.


Western National offers full-time employees a significant Total Rewards Package, including:

  • Medical insurance plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more!
  • Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
  • 401(k) Plan (participants are eligible for 100% matching on the first 6% of their contributions)
  • Wellbeing Program, including onsite fitness studio
  • Paid Time Off โ€“ including holiday, vacation, and volunteer
  • 100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk and insurance education)
  • Paid parental leave
  • Bonus opportunities

Western National believes in supporting balance between work and life by providing a flexible work environment, which includes a variety of hybrid and remote work arrangements designed to balance individual, job, department, and company needs.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.


Western National provides employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.


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