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Underwriter Trainee Jobs in Bothell, WA (NOW HIRING)

The Hartford

Captives Underwriter

Seattle, WA · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Diedre Moire Corp.

Surety Underwriter

Redmond, WA · On-site

$150K - $300K/yr

Insurance - Contract Surety Underwriter - Redmond, WA Insurance Underwriter Construction & Contrct Surety Bid Bonds Performance Bonds Payment Bonds Surety Bonds Financial Analysis Risk Assessment ...

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All JobsUnderwriter Trainee JobsUnderwriter Trainee Jobs in Bothell, WA

Underwriter Trainee information

See Bothell, WA salary details

$36.3K

$88.2K

$155.9K

How much do underwriter trainee jobs pay per year?

As of Jul 3, 2026, the average yearly pay for underwriter trainee in Bothell, WA is $88,177.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,200.00 and $97,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Underwriter Trainee, and why are they important?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

What is an Underwriter Trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are some typical challenges an Underwriter Trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.
What are the most commonly searched types of Underwriter jobs in Bothell, WA? The most popular types of Underwriter jobs in Bothell, WA are:
What are popular job titles related to Underwriter Trainee jobs in Bothell, WA? For Underwriter Trainee jobs in Bothell, WA, the most frequently searched job titles are:
What cities near Bothell, WA are hiring for Underwriter Trainee jobs? Cities near Bothell, WA with the most Underwriter Trainee job openings:
Underwriter Trainee jobs near you
Infographic showing various Underwriter Trainee job openings in Bothell, WA as of June 2026, with employment types broken down into 91% Full Time, 8% Part Time, and 1% Contract. Highlights an 94% Physical, 5% Hybrid, and 1% Remote job distribution, with an average salary of $88,177 per year, or $42.4 per hour.
Underwriting Associate I (Trainee Program)

Underwriting Associate I (Trainee Program)

Western National Insurance

Seattle, WA • On-site

$28/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago

Job description

Underwriting Associate Trainee

Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving policyholders' property-and-casualty insurance needs in the Midwestern, Northwestern, and Southwestern United States. Known as "The Relationship Company®," we have always defined success as a measure of the relationships we've built over time. In everything that we do, we know that delivering a friendly and helpful interaction makes for a better experience for everyone involved. That's the power of "nice". At Western National, nice is something we work to bring to every person and organization with whom we partner and serve.

Western National Insurance Company's Commercial Lines Department has an exciting opportunity for an Underwriting Associate Trainee to join our team! This opportunity will allow you to work closely alongside our underwriters to assist them and our customers throughout the underwriting lifecycle.

Western National provides a training program for those interested in the insurance industry. This training includes both classroom and hands-on opportunities designed to teach you the fundamentals of insurance and underwriting. Overall, this training will help prepare you to serve our customers.

We anticipate the Associate/Trainee class to begin in August of 2026.

As an Underwriting Associate in our Trainee Program, you will assist underwriting in profitable premium growth through policy processing and technical support for both new and renewal business.

  • Assists underwriters in the daily underwriting and processing of new and renewal business and endorsements.
  • Uses established practices, processes, and procedures to renew and write new policies based on underwriting authority.
  • Reviews new and renewal business application documents and gathers additional information as needed to accurately underwrite policies.
  • Makes decisions and recommendations for varied situations, applying judgment to interpret related information, policies, and procedures.
  • Executes policies within established authority level or recommends solutions when outside of authority level.
  • Communicates with assigned agencies and underwriters.

What are the must-have qualifications for a candidate?

  • Recent or upcoming college graduate with a Bachelor's degree preferred or equivalent work experience.
  • Ability to handle multiple tasks simultaneously while maintaining strong attention to detail.
  • Ability to follow established processes and procedures.
  • Effective oral and written communication skills.
  • Excellent time management skills.
  • Intermediate experience with Word and Excel required.
  • Ability to work onsite at our corporate office in Seattle, WA.

The salary for this position will be $28.00/hour.

Western National has long been known as "The Relationship Company®" and caring for our employees is part of that relationship commitment. We value connectiveness, empowerment, and accountability, and we believe that our employees are our biggest asset.

Currently ranked as the 41st largest private company by revenue in Minnesota (Minneapolis/St. Paul Business Journal), Western National has earned accolades year-over-year as an employer of choice and garnered multiple awards for wellness in the workplace. Western National has also been named a Top Workplace by the Star Tribune for the past four consecutive years. In addition, the Group is consistently recognized as a Ward's 50 property-and-casualty insurance company for its outstanding financial results.

Western National offers full-time employees a significant Total Rewards Package, including:

  • Medical insurance plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more!
  • Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
  • 401(k) Plan (participants are eligible for 100% matching on the first 6% of their contributions)
  • Wellbeing Program, including onsite fitness studio
  • Paid Time Off – including holiday, vacation, and volunteer
  • 100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk and insurance education)
  • Paid parental leave
  • Bonus opportunities

Western National believes in supporting balance between work and life by providing a flexible work environment, which includes a variety of hybrid and remote work arrangements designed to balance individual, job, department, and company needs.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

Western National provides employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

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