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Underwriter Trainee Jobs in Bothell, WA (NOW HIRING)

Porch Group

Underwriter

Seattle, WA · Remote

$85K/mo

Underwriter Location: United States Workplace Type: Remote Job Summary The future is bright for the Porch Group, and we'd love for you to be a part of it as our Underwriter. The Underwriter is ...

Porch.com, Inc.

Underwriter

Seattle, WA · On-site +1

Underwriter Location: United States Workplace Type: Remote Job Summary The future is bright for the Porch Group, and we'd love for you to be a part of it as our Underwriter. TheUnderwriteris ...

The Hartford

Captives Underwriter

Seattle, WA · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

RLI Corp.

Associate Underwriter - Inland Marine

Seattle, WA · Hybrid

$32.16 - $44.22/hr

Position Purpose Under frequent supervision, provide underwriting support from application through post-binding activity. Interact with internal team members and broker customers to efficiently and ...

The Hartford

Large Property Underwriter

Seattle, WA · On-site

$99K - $186K/yr

Executive Underwriter - UW07CDSenior Underwriter - UW08CA We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here ...

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All JobsUnderwriter JobsUnderwriter Trainee JobsUnderwriter Trainee Jobs in Bothell, WA

Underwriter Trainee information

See Bothell, WA salary details

$36.3K

$88.2K

$155.9K

How much do underwriter trainee jobs pay per year?

As of Aug 18, 2026, the average yearly pay for underwriter trainee in Bothell, WA is $88,177.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,200.00 and $97,300.00 per year, depending on experience, location, and employer.

What is an underwriter trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are the key skills and qualifications needed to thrive as an underwriter trainee?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What are some typical challenges an underwriter trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

How do you become an underwriter trainee with no experience?

To become an underwriter trainee with no experience, candidates typically need a bachelor's degree in fields like finance, business, or economics. Entry-level roles often require strong analytical skills, attention to detail, and proficiency with computer software such as Excel; some companies may also offer training programs or on-the-job learning to develop underwriting skills.

How much do beginner underwriter trainees make?

Beginner underwriter trainees typically earn between $40,000 and $55,000 annually, depending on the industry, location, and company. Entry-level roles often include training on underwriting software and risk assessment, with salaries increasing as skills and experience grow.

What do underwriter trainees do?

Underwriter trainees assist in evaluating insurance applications by reviewing risk factors, analyzing data, and determining policy eligibility. They learn to use underwriting guidelines and may work under the supervision of experienced underwriters to develop their skills in assessing risk and making coverage decisions.

What are the most commonly searched types of Underwriter jobs in Bothell, WA?

The most popular types of Underwriter jobs in Bothell, WA are:

What are popular job titles related to Underwriter Trainee jobs in Bothell, WA?

For Underwriter Trainee jobs in Bothell, WA, the most frequently searched job titles are:

What job categories do people searching Underwriter Trainee jobs in Bothell, WA look for?

The top searched job categories for Underwriter Trainee jobs in Bothell, WA are:

What cities near Bothell, WA are hiring for Underwriter Trainee jobs?

Cities near Bothell, WA with the most Underwriter Trainee job openings:

Underwriter Trainee jobs near you
Infographic showing various Underwriter Trainee job openings in Bothell, WA as of August 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 97% Physical, 2% Hybrid, and 1% Remote job distribution, with an average salary of $88,177 per year, or $42.4 per hour.

Surety Underwriter Trainee

United Fire Group

Seattle, WA

$60K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 28 days ago

Job description

UFG is currently seeking a Surety Underwriter Trainee to join our growing Surety Department.  You will be provided on the job training that will teach you how to perform analysis of financial statements, review contractor applications, analyze credit reports and learn to use various sources to conduct research. The trainee program will guide you on how to make recommendations on existing and new business.   It will teach you how to determine acceptability of submissions and work toward a profitable and controlled level of growth. This will be done by servicing the business as well as meeting or exceeding the department’s annual goals and objectives.  Through travel with experienced underwriters, you will learn how to conduct successful agency visits, mutually beneficial contractor visits and market UFG Surety products to new and existing agency partners. 

Essential Duties & Responsibilities: 

  • Successfully complete a comprehensive surety underwriting training program consisting of mentoring, self-study, and on-line learning.
  • Gain an understanding and develop analytical skills on how to investigate, analyze, and underwrite surety business profitably.
  • Underwrite new submissions and existing accounts with assistance from mentors.  Evaluate and assess financial status, credit standing, and organization profile to analyze and determine acceptability of the risk within the framework of UFG underwriting policies and procedures.
  • Assist surety underwriters in processing their books of business.
  • Handle confidential information with discretion.
  • Provide high-quality customer service in all interactions with internal and external customers
  • Maintain electronic files per department guidelines.
  • Gain exposure and skills on various software platforms.

Qualifications: 

Education: 

  • Bachelor’s degree, or combination of education or surety experience.
  • Bachelor’s degree in business administration, economics, finance or accounting preferred. 

Certifications/Designations: 

  • Certified, or working towards, AFSB designation, preferred. 
  • Employees are expected to participate in continuing education throughout their careers.

Experience: 

  • 1+ years of professional work experience preferred.

Working Conditions: 

  • General office environment.
  • Accompany surety representatives to visit agency force and contract accounts.
  • May be exposed to weather conditions, and/or results and debris of adverse weather conditions, during agency/contract visits.

Pay Transparency Statement:

UFG Insurance is committed to fair and equitable compensation practices. The base salary range for this position is $60,000 - $75,000 annually, which represents the typical range for new hires in this role. Individual pay within this range will be determined based on a variety of factors, including relevant experience, education, certifications, skills, internal equity, geography and market data. 

In addition to base salary, UFG Insurance offers a comprehensive total rewards package that includes:

  • Annual incentive compensation
  • Medical, dental, vision & life insurance
  • Accident, critical Illness & short-term disability insurance
  • Retirement plans with employer contributions
  • Generous time-off program
  • Programs designed to support the employee well-being and financial security.

This pay range disclosure is provided in accordance with applicable state and local pay transparency laws.  

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