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Remote Commercial Underwriter Jobs in Bothell, WA

Salal Credit Union

Senior Portfolio Manager

Seattle, WA · Remote

$120K - $140K/yr

You'll play a critical role in evaluating and underwriting commercial loan opportunities ... This role is remote with the preference for candidates to be located in the Washington or Oregon ...

Munich Re

Cyber and Tech Risk UW SR

Seattle, WA · On-site +1

$112K - $132K/yr

Position will be Remote - US based About the Role The Senior Cyber & Technology Risk Underwriter is ... Commercial underwriting and/or insurance marketing experience * Established broker relationships ...

Vontive

Account Executive (Remote)

Seattle, WA · Remote

$200K - $300K/yr

Guide borrowers through the loan application, quoting, underwriting, and closing process ... commercial equipment leasing/financing, wealth management/financial advisory, and medical device ...

Novoco

Senior LIHTC Development Consultant

Seattle, WA · On-site +1

$146K - $197K/yr

Evaluate underwriting assumptions, risks, and structuring alternatives. * Support client pipeline ... Remote and hybrid opportunities * Inclusive workplace, providing strong professional growth and ...

JLL

Vice President, Business Development

Seattle, WA · Remote

This will be a remote position with travel as needed to secure business. Position Overview The ... Minimum 10 years of experience in commercial real estate * Proven track record in client management ...

All JobsRemote Commercial Underwriter JobsRemote Commercial Underwriter Jobs in Bothell, WA

Remote Commercial Underwriter information

See Bothell, WA salary details

$39.7K

$78.6K

$123.5K

How much do remote commercial underwriter jobs pay per year?

As of Jul 3, 2026, the average yearly pay for remote commercial underwriter in Bothell, WA is $78,606.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,900.00 and $92,800.00 per year, depending on experience, location, and employer.

How does working remotely as a Commercial Underwriter impact collaboration with brokers and internal teams?

As a remote Commercial Underwriter, effective communication is essential since you will frequently collaborate with brokers, sales teams, and other underwriters through digital channels. Most companies utilize secure platforms for document sharing, video meetings, and instant messaging to facilitate teamwork and decision-making. While you may not have in-person meetings, you'll still be expected to participate actively in virtual discussions, provide timely responses to inquiries, and contribute to group projects. This setup can offer flexibility but also requires strong organizational skills and proactive communication to ensure successful outcomes.

Can underwriting be done remotely?

Remote commercial underwriters can perform their duties from outside the traditional office environment, utilizing digital tools and underwriting software to assess risks and review applications. Many companies now offer remote positions, especially for experienced underwriters with strong communication and analytical skills. However, some roles may require occasional in-office meetings or specific certifications.

Will underwriters be replaced by AI?

Remote commercial underwriters analyze risk and determine policy terms, and AI tools are increasingly used to assist with data analysis and risk assessment. While AI can automate routine tasks, underwriters' expertise remains essential for complex decision-making and interpreting nuanced information. The role is evolving to include oversight of AI systems and data analysis skills.

What are the key skills and qualifications needed to thrive as a Remote Commercial Underwriter, and why are they important?

To thrive as a Remote Commercial Underwriter, you need strong analytical skills, a solid understanding of risk assessment, and a background in finance or insurance, typically supported by a relevant degree or professional certification. Proficiency in underwriting software, risk modeling tools, and familiarity with industry regulations are critical technical requirements. Exceptional attention to detail, clear communication, and the ability to work independently are standout soft skills for this role. These abilities ensure accurate risk evaluations, effective client interactions, and efficient remote collaboration, which are vital for success in underwriting commercial policies.

What Does a Remote Commercial Underwriter Do?

As a remote commercial underwriter, your responsibilities are to develop and suggest insurance policies and services for non-residential real estate property. Your duties are to assess the risk associated with a particular property, review all legal documents related to the property and ownership, and recommend a particular policy based on your analysis. Things you need to consider include the likelihood of property damage due to natural events, such as flooding, fire, earthquakes, or hurricanes. You also take into account the credit history and risk that the property owner has.

What does a Remote Commercial Underwriter do?

A Remote Commercial Underwriter evaluates and analyzes the risks of insuring commercial clients, such as businesses, while working from a remote location. They review applications, financial statements, and other relevant documents to determine whether to approve or decline insurance coverage, and at what terms. Their goal is to ensure that policies are profitable for the insurer while meeting the needs of clients. Remote underwriters use specialized software to assess risks and often communicate with agents and clients through email or video calls.

Can you work remotely as an underwriter?

Remote commercial underwriters can often perform their duties from home, especially with the use of digital tools and underwriting software. Many companies offer remote positions for underwriters, requiring strong analytical skills and industry certifications, and may involve regular virtual meetings and communication. However, some roles may require on-site presence for certain assessments or meetings.

What is the difference between Remote Commercial Underwriter vs Remote Business Loan Underwriter?

AspectRemote Commercial UnderwriterRemote Business Loan Underwriter
CredentialsTypically requires underwriting certifications, finance or insurance licensesSimilar credentials, often requiring finance or banking certifications
Work EnvironmentRemote, within insurance or financial services companiesRemote, within banking or lending institutions
Industry UsageInsurance, commercial financeBanking, commercial lending
Job FocusAssessing insurance risks and policy underwritingEvaluating business loan applications and creditworthiness

Both roles involve financial assessment and require similar certifications, but the Remote Commercial Underwriter focuses on insurance policies, while the Remote Business Loan Underwriter specializes in evaluating business loan applications. They share work environments and industry usage, making them closely related but distinct in their specific responsibilities.

What is the salary for remote underwriting?

The average salary for a remote commercial underwriter ranges from $60,000 to $90,000 annually, depending on experience, location, and the employer. Senior or specialized underwriters may earn higher compensation, and some roles include performance bonuses or benefits. Salary levels can also vary based on industry and certification credentials such as CPCU or ARM.
More about Remote Commercial Underwriter jobs
What are popular job titles related to Remote Commercial Underwriter jobs in Bothell, WA? For Remote Commercial Underwriter jobs in Bothell, WA, the most frequently searched job titles are:
What cities near Bothell, WA are hiring for Remote Commercial Underwriter jobs? Cities near Bothell, WA with the most Remote Commercial Underwriter job openings:
Remote Commercial Underwriter jobs near you
Infographic showing various Remote Commercial Underwriter job openings in Bothell, WA as of June 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 36% Physical, 6% Hybrid, and 58% Remote job distribution, with an average salary of $78,606 per year, or $37.8 per hour.
Senior Portfolio Manager / Commercial Loan Underwriter

Senior Portfolio Manager / Commercial Loan Underwriter

Salal Credit Union

Seattle, WA • On-site, Remote

$114K - $159K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago

Job description

Salal Credit Union is looking to add a new Senior Portfolio Manager (Commercial Loan Underwriter). This is a great opportunity to join our Credit Administration team in a highimpact role where your credit expertise directly shapes the strength and performance of our commercial loan portfolio.

You'll play a critical role in evaluating and underwriting commercial loan opportunities, partnering closely with relationship teams to assess risk, structure sound credit decisions, and support sustainable growth. You'll independently analyze financial statements, industry trends, and borrower risk profiles to make informed credit recommendations-and approve loan requests within your designated authority.

Beyond new originations, you'll serve as a steward of the portfolio, ensuring ongoing credit quality through detailed annual reviews and proactive loan management. Your work will help maintain data integrity, portfolio stability, and regulatory compliance while identifying emerging risks and opportunities.

This is an ideal role for an experienced commercial underwriter or portfolio manager who enjoys balancing analytical rigor with strategic decisionmaking and who wants to make a visible impact within a collaborative credit union culture.

This role is remote with the preference for candidates to be located in the Washington or Oregon markets.

In this role you will:

  • Review member applications and loan inquiries, structuring and recommending commercial transactions that align with Credit Union policy, regulatory requirements, and prudent credit risk standards
  • Prepare concise, highquality credit approval narratives, including financial spreading and cash flow analysis, risk rating, collateral evaluation (LTV and property characteristics), and assessment of market, legal, and structural risks
  • Partner with loan production teams to obtain complete credit information and ongoing reporting; communicate directly with members and borrowers in a professional, relationshipfocused manner
  • Review, analyze, and approve appraisals and other thirdparty reports to support sound underwriting decisions
  • Actively manage the commercial loan portfolio, including annual reviews, risk rating changes, problem credits, modifications, and overall credit quality monitoring
  • Conduct site inspections as needed and maintain accurate physical and electronic credit files, including covenant tracking
  • Provide timely portfolio updates and credit recommendations to management and Credit Committee, presenting credits clearly and confidently while meeting service level expectations
  • Serve as a senior credit resource, supporting leadership, production staff, and crossfunctional partners through strong communication and subjectmatter expertise

Our ideal candidate would have:

  • 5+ years of experience underwriting commercial lending
  • Bachelor's degree in Accounting, Business, or Finance preferred
  • A strong understanding of commercial banking terms and definitions, including analyzing C&I and CRE deals
  • Strong credit acumen, including auditing, math, and financial analysis aptitude
  • Strong attention to detail, accuracy, quality, quantity and timeliness of work

Compensation and Benefits Offered:

  • This role has a posted salary range of $114,166.67 - $159,833.33, which reflects the full compensation range for the position over time. Most offers are expected to fall between $120,000 - $140,000, depending on qualifications and experience.
  • Potential to earn additional compensation annually based on company goal achievement.
  • Comprehensive healthcare benefits including health, dental, and vision insurance. Our high deductible plan options include a health savings account (HSA) with annual company-paid contributions.
  • Generous time off including 15 days of vacation, 12 days of sick time, 2 floating holiday per year, and Paid holidays.
  • Tuition reimbursement.
  • 401(k) plan with company matching after 6 months of employment.
  • Charitable contribution matching.
  • Company-paid life, AD&D, and long-term disability insurances. Plus additional optional benefits.

Expanded details about our benefit offerings can be found on our company careers page: www.salalcu.org/careers

ABOUT SALAL CREDIT UNION

We have helped thousands of members manage their money by making bold, measured decisions to offer the right products to each person. Our mission is to break down financial barriers for the innovators in our community by offering good rates, low fees, and dedicated personal services. Beyond that, we are committed to giving 5% of our annual income to help people and causes in the communities we serve, because we know that many small actions, when added together, can make big impacts.

Helping our employees build and achieve their career goals is equally important to us, and we are dedicated to fostering a positive work environment where they can thrive. We strongly prioritize their growth and development as well as their impact to the community so we can be an institution that our employees are proud to be a part of.

Salal Credit Union strives to maintain a work environment free from discrimination where employees are treated with dignity and respect. Salal Credit Union does not discriminate on the basis of race, sex, gender identity, religion/creed, pregnancy, age, physical or mental disability, size or shape, marital status, national origin, genetics/genetic markers, military or veteran status, sexual orientation or any other characteristic protected by applicable laws. We adhere to these principles in all aspects of employment. We believe that by adhering to these policies we can cultivate a welcoming environment by embracing each individual's identities and abilities.

To request a reasonable accommodation in order to complete your application or if you need this job announcement in an alternative format, contact the Talent Acquisition Team at careers@salalcu.org. If you do not have internet access, you may visit your local public library or any WorkSource location and use their computers.

Salal Credit Union participates in E-Verify.

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