1

Treaty Underwriter Jobs (NOW HIRING)

As a junior member of the US Property Treaty team, the candidate will be primarily responsible for developing, marketing, and underwriting profitable property treaty accounts alongside more senior ...

Responsibilities Underwriting * Evaluate new and renewal property treaty reinsurance programs * Structure and negotiate appropriate terms and conditions * Evaluate and negotiate contract wording o ...

The position is responsible for developing, marketing, and underwriting US Professional Lines Treaty business. While skillful underwriting is paramount, the candidate should also be a team player ...

The position is responsible for developing, marketing, and underwriting US Professional Lines Treaty business. While skillful underwriting is paramount, the candidate should also be a team player ...

S. casualty treaty reinsurance business in line with approved underwriting authority, risk appetite, and business plan objectives. The role evaluates new and renewal submissions, develops pricing and ...

S. casualty treaty reinsurance business in line with approved underwriting authority, risk appetite, and business plan objectives. The role evaluates new and renewal submissions, develops pricing and ...

next page

Showing results 1-20

Treaty Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do treaty underwriter jobs pay per year?

As of Aug 7, 2026, the average yearly pay for treaty underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

Is it hard to get a job in treaty underwriting?

Treaty underwriters typically need a strong understanding of insurance principles, risk assessment, and relevant certifications such as CPCU or ARM. Entry into the field can be competitive, often requiring prior experience in underwriting or insurance, but candidates with relevant skills and education have good opportunities for employment.

What skills and qualifications are needed to be a treaty underwriter?

To thrive as a Treaty Underwriter, you need strong analytical skills, expertise in risk assessment, and a background in insurance or finance, often supported by a relevant bachelor's degree. Familiarity with reinsurance software, portfolio management systems, and industry certifications such as ARe (Associate in Reinsurance) are highly valuable. Excellent negotiation, communication, and relationship-building skills enable you to work effectively with brokers, cedents, and internal stakeholders. These competencies ensure you can accurately evaluate treaty submissions, manage complex agreements, and foster successful long-term partnerships in a dynamic market.

What does a treaty underwriter do?

A typical day for a Treaty Underwriter involves analyzing insurance portfolios, reviewing treaty submissions, and negotiating terms with brokers or clients. You’ll spend considerable time assessing risk exposures, preparing pricing proposals, and ensuring treaties comply with company guidelines. Collaboration is key—you’ll frequently work with actuarial, claims, and legal teams to gather data and clarify policy details. This role often requires balancing multiple treaties and deadlines, making strong organizational and communication skills essential for success in a fast-paced environment.

What is a treaty underwriter?

A Treaty Underwriter is responsible for evaluating and managing reinsurance agreements between insurance companies. They assess risks, analyze data, and determine appropriate terms and pricing for treaties that help insurers mitigate financial exposure. This role requires a strong understanding of underwriting principles, market trends, and regulatory guidelines. Treaty Underwriters work closely with brokers, actuaries, and clients to develop reinsurance solutions that align with business objectives.

Is underwriting a stressful job?

Treaty underwriters assess and accept insurance risks, which can involve high-pressure decision-making and tight deadlines, making the job potentially stressful. Success in this role often requires strong analytical skills, attention to detail, and the ability to manage workload efficiently.
More about Treaty Underwriter jobs
What are the most commonly searched types of Treaty Underwriter jobs? The most popular types of Treaty Underwriter jobs are:
What states have the most Treaty Underwriter jobs? States with the most job openings for Treaty Underwriter jobs include:
Infographic showing various Treaty Underwriter job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, 2% Part Time, and 3% Contract. Highlights an 71% Physical, 9% Hybrid, and 20% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Property Treaty Underwriter

General Re Corporation

Stamford, CT • On-site

Other

Re-posted 27 days ago


Job description

The Treaty Underwriter's primary responsibility is to assess, underwrite, price and structure new and renewal treaty business consistent with General Re's risk appetite and profit margin expectations. The person needs to be able to effectively explain his/her findings and positions to both internal stakeholders as well as external clients. This role will be primarily focused on treaties with property exposure.

Position Responsibilities:

Technical

         Technical underwriting capabilities handling commercial and personal lines of business. Strong property background is required.  Technical capabilities include:

o   The ability to assess and analyze exposure to loss

o   Primary insurance policy form knowledge

o   Understanding of primary insurance rate making

         Reinsurance knowledge encompassing either:

o   Treaty reinsurance background or

o   Facultative underwriting handling more complex risks or programs 

         Understanding of treaty pricing tools and concepts

         Insurance company financial statement knowledge and how financials relate to reinsurance purchasing decision

Property-Specific Technical Requirements

         Hands-on experience assessing and pricing per-risk property business, including personal, commercial, and industrial risks, with the ability to assess large risks and attritional loss exposure.

         Strong command of per-risk technical analysis, including risk profile analysis and evaluation of construction, occupancy, and protection.

         Knowledge of natural catastrophe exposure across key perils, including named windstorm / hurricane, earthquake, severe convective storm, wildfire, flood, and winter storms.

         Experience with various treaty structures, including per-risk and catastrophe excess-of-loss, working and clash layers, quota share, and surplus treaties

         Command of property-specific treaty terms such as occurrence definitions, hours clauses, reinstatements and reinstatement premiums, event limits, and inuring reinsurance

         Property pricing methods, including exposure rating and experience rating, and blending catastrophe model output with underwriting judgment

Marketing and Business Development

         Understanding of insurance marketplace and company reinsurance buying motivations

         Participation in opportunity generations and pre-qualification process

         Work with client teams to build business opportunities, explain reinsurance structures and pricing, and articulate value of General Re in buying decisions

         Play an advisory role to clients by sharing underwriting expertise

Operational and Leadership

         Effectively communicate positions, look at alternatives and work through issues while maintaining underwriting discipline

         Proactively work to anticipate and solve issues that hinder a successful business outcome

         Comfortable making suggestions that build business and/or improve processes