Remote Treaty Underwriter Jobs (NOW HIRING)

At American Family Insurance, we're building a culture where people are empowered to do meaningful work, grow their careers, and make a real difference in the lives of our customers and communities. We believe in supporting our employees with a collaborative environment, a strong sense of purpose, and opportunities to innovate and lead. Joining American Family means being part of a company that values inclusion, encourages development, and is committed to protecting what matters most-while helping you thrive both personally and professionally.
As a Senior Property Treaty Reinsurance Underwriter with American Family Insurance, you will be responsible for prospecting, relationship management and underwriting analysis on new and existing global property treaty reinsurance business. Develop broker and customer relationships to position AmFamRe as a preferred partner for existing and prospective clients. Evaluate complex risks and exposures, pricing structures, rates, terms and conditions, in accordance with corporate reinsurance guidelines and within given authority levels. Uses developing knowledge of global reinsurance markets to support management in setting the strategic direction of our assumed reinsurance business. Maintain relationships with a range of brokers, cedents and other industry experts to profitably build and manage a worldwide reinsurance portfolio.
Join American Family and help shape the future of treaty reinsurance!
You will report to the Director, Underwriting & Account Development
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Position Compensation Range:

$131,000.00 - $220,000.00

Pay Rate Type:

Salary

Compensation may vary based on the job level and your geographic work location. Relocation support is offered for eligible candidates.

Primary Responsibilities:

• Evaluate ceding company financial strength, operating strategy, and market trends to decide whether to accept risk and on what terms (new business and renewals).
• Analyze exposures for new and renewal submissions using cedent data, experience, and available market information.
• Review broker/customer requests and determine acceptable coverage that meets critical insurance and service needs.
• Underwrite the program structure by assessing cedent operations, hazards, expected losses/expenses, financials, and loss history; consider attachment probability, limit exhaustion, exposure changes (amounts/locations/concentrations), rating plans, loss trends, and inuring reinsurance to set participation and pricing thresholds that meet target returns; own underwriting recommendations.
• Evaluate treaty contracts and wording; manage documentation workflow and ensure required fields/terms are captured within authority limits.
• Build and maintain strong broker and client relationships to retain profitable business.
• Recommend participation levels aligned to business goals, long-term profitability, and enterprise risk appetite.
• Conduct client audits as needed to confirm cedent processes comply with contract terms and corporate objectives.
• Serve as audit SME for internal partners; lead and deliver assumed reinsurance projects of varying complexity across cross-divisional teams and multiple concurrent initiatives.

Specialized Knowledge & Skills Requirements

• Demonstrated experience providing customer-driven solutions, support or service.
• Demonstrated experience analyzing complex financial statements, hazards, coverage, losses, pricing terms, and competitive positions.

• Demonstrated experience communicating and presenting complex global treaty findings and recommendations to internal and external contacts.
• Demonstrated experience managing and leading large, complex projects.
• Demonstrated experience working with reinsurance brokers and ceding insurance companies to successfully create new reinsurance business opportunities.
• Demonstrated reinsurance experience underwriting new business, retention and other goals.
• Extensive knowledge and understanding of the global reinsurance industry, its market, regulatory constraints, judicial climate, and consumer activism.
• Extensive knowledge and understanding of advanced financial and statistical analysis techniques including actuarial techniques.

Licenses

Not applicable.

Travel Requirements

Up to 40%.

Physical Requirements

Work that primarily involves sitting/standing.

Working Conditions

Not applicable.

Additional Information

• To ensure a strong start, all employees participate in our New Employee Orientation during their first week. This experience is held in person at our Madison, WI Headquarters or one of our AmFam core locations to help you connect with our mission, meet key team members and build relationships that support your growth. At times, sessions may be delivered virtually based on scheduling and availability.
• Offer to selected candidate will be made contingent on the results of applicable background checks
• Offer to selected candidate is contingent on signing a non-disclosure agreement for proprietary information, trade secrets, and inventions
• Sponsorship will not be considered for this position unless specified in the posting

We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits.

We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.

American Family Insurance is committed to the full inclusion of all qualified individuals. If a reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please email AskHR@AmFam.com to request a reasonable accommodation.

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