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Third Party Debt Collector Jobs (NOW HIRING)

Blitt and Gaines

Debt Collector

Naperville, IL · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

Blitt and Gaines

Debt Collector

Vernon Hills, IL · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

Blitt and Gaines, P.C.

Debt Collector

Naperville, IL · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

Blitt and Gaines

Debt Collector

Saint Louis, MO · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

Blitt and Gaines

Debt Collector

Des Moines, IA · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

FMS Inc.

Third Party Collector

Tulsa, OK · Remote

$17/hr

Third Party Collector EMPLOYER: FMS Inc. DEPARTMENT: Collection BENEFIT ELEGIBIITY CLASS : Hourly ... Maintain compliance with all relevant regulations, including the Fair Debt Collection Practices Act ...

NES1

Collector-Third Party

Solon, OH · On-site

$17/hr

Description National Enterprise Systems is an award-winning debt collection agency in Solon, OH. We are looking for collectors to work in our outbound call center. The ideal candidate is dependable ...

LegalStream, Inc.

3rd Party Collector

Overland Park, KS · On-site

$15.75 - $20.50/hr

Collaborate with customers to establish manageable payment plans while ensuring timely debt recovery. * Updating Account Information: Maintain accurate records of customer interactions, payment ...

LegalStream, Inc.

3rd Party Collector

Overland Park, KS · On-site

$15.75 - $20.50/hr

Collaborate with customers to establish manageable payment plans while ensuring timely debt recovery. * Updating Account Information: Maintain accurate records of customer interactions, payment ...

Radius Global Solutions LLC

Collections Agent

Ramsey, NJ · On-site

$15 - $18/hr

Radius Global Solutions LLC is currently hiring a 1st Party Debt Collector to join our Ramsey, NJ team. The First Party Collections Agent will initiate the appropriate action to collect past due ...

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Third Party Debt Collector information

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How much do third party debt collector jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for third party debt collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What is a third party debt collector?

A third party debt collector is a company or individual hired by a creditor to recover unpaid debts from consumers. These collectors are not the original lenders, but work on behalf of creditors to collect outstanding balances. They may contact debtors by phone, mail, or email and must follow laws such as the Fair Debt Collection Practices Act (FDCPA) to ensure ethical and legal collection practices. Their goal is to recover as much of the owed amount as possible, either through payment plans or settlements.

What are the key skills and qualifications needed to thrive as a third party debt collector?

To thrive as a Third Party Debt Collector, you need strong negotiation skills, knowledge of debt collection laws, and typically a high school diploma or equivalent. Proficiency with customer relationship management (CRM) software, phone systems, and collections databases is commonly required. Excellent communication, resilience, and problem-solving abilities help build rapport and handle difficult conversations effectively. These skills are vital to maximize recoveries, maintain compliance, and foster positive relationships with both debtors and clients.

How does a third party debt collector typically collaborate with clients and internal teams to maximize recovery rates?

Third Party Debt Collectors often work closely with client companies to understand account histories, payment arrangements, and compliance requirements. Internally, they frequently coordinate with supervisors, legal teams, and customer service departments to ensure collection strategies align with regulations and client expectations. Effective communication and teamwork play a crucial role in resolving disputes and negotiating payment plans, which ultimately helps maximize recovery rates while maintaining professionalism and ethical standards.

What is the difference between Third Party Debt Collector vs Debt Collector?

AspectThird Party Debt CollectorDebt Collector
CredentialsOften requires a license or certification, such as a debt collection licenseMay require similar licensing, depending on state laws
Work EnvironmentWorks for third-party agencies collecting debts for other companiesWorks directly for creditors or collection agencies
Employer & Industry UsageCommonly employed by collection agencies, law firms, or financial institutionsEmployed by creditors, collection agencies, or law firms
Search & Comparison IntentOften compared for licensing, procedures, and complianceCompared for direct vs. third-party collection roles

In summary, Third Party Debt Collectors work for agencies collecting debts on behalf of other companies, often requiring specific licenses. Debt Collectors may work directly for creditors or third-party agencies. Both roles involve similar skills and legal requirements, but their employer relationships and scope of work differ.

More about Third Party Debt Collector jobs

What job categories do people searching Third Party Debt Collector jobs look for?

The top searched job categories for Third Party Debt Collector jobs are:

Third Party Debt Collector jobs near you
Infographic showing various Third Party Debt Collector job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 13% Part Time, and 5% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $38,249 per year, or $18.4 per hour.

Debt Collector

Blitt and Gaines

Naperville, IL • On-site

$18 - $25/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 22 days ago

Job description

About Blitt and Gaines, P.C.
Blitt and Gaines, P.C. is a leading debt collection law firm with over 30 years of experience representing most of the nation's largest financial institutions. With nine offices across Arizona, Arkansas, Illinois, Indiana, Iowa, Kansas, Missouri, Tennessee, and Wisconsin, our attorneys and support teams deliver high-quality, compliant, and ethical legal services.
At the heart of our firm are people-our clients, our employees, and the partnerships we build. Guided by our philosophy-Collect Compliantly. Litigate Ethically. Lead Effectively. Exceed Expectations. Expect Excellence-we uphold integrity, respect, and fairness in every interaction.
Job Summary:
Blitt & Gaines, P.C. is seeking a motivated and detail-oriented Collector to join our dynamic Collections team. In this role, you will represent our firm and its clients by managing and recovering past-due accounts while maintaining a professional, respectful, and customer-centric approach. You'll engage directly with consumers and authorized third parties, negotiate payment solutions, and ensure compliance with all relevant regulations.
If you're a strong communicator, a skilled negotiator, and thrive in a fast-paced, results-driven environment, we'd love to connect with you.
Essential Duties:
  • Manage a high volume of inbound and outbound calls in a fast-paced collections environment
  • Maintain and update assigned accounts within the collections system daily
  • Monitor and respond to client voicemail boxes, documenting and resolving messages promptly
  • Negotiate payment arrangements and settlements in accordance with company and client guidelines
  • Accurately update customer account information and notes
  • Verify and confirm customer account details and banking information
  • Process secure payments and update payment methods as needed
  • Investigate and resolve discrepancies on accounts
  • Communicate professionally with consumers, attorneys, and third-party representatives
  • Ensure adherence to all applicable federal and state laws (e.g., FDCPA) and client/firm compliance policies
  • Assist the team with projects and other departmental tasks assigned

Performance Expectations:
Performance is measured monthly through scorecards evaluating:
  • Productivity metrics
  • Compliance with regulatory and internal standards
  • Attendance and punctuality

Performance is benchmarked against peers with rankings provided.
Requirements
Education/Experience:
  • Previous collections experience required
  • High school diploma required; associate or bachelor's degree preferred
  • Experience in collections, customer service, sales, call centers, or QA is a plus
  • Familiarity with collections software and systems (e.g., CLS, Microsoft Office Suite)
  • Solid understanding of federal and state debt collection laws, including FDCPA

Knowledge/Skills/Abilities:
  • Excellent verbal and written communication skills
  • Strong negotiation and problem-solving abilities
  • High attention to detail and organizational skills
  • Professional demeanor with a customer-first attitude
  • Ability to multitask, prioritize, and manage time effectively
  • Self-motivated, accountable, and able to work independently
  • Positive mindset with adaptability and drive to learn
  • Comfortable working in a performance driven, bonus structured environment

What We Offer:
  • Competitive base pay
  • Monthly performance-based bonus opportunities
  • Paid Time Off (PTO) and Paid Holidays
  • Comprehensive benefits package: Medical, Dental, Vision, Life Insurance
  • Short-Term Disability
  • 401 (k) retirement plan
  • Profit sharing
  • Professional Growth and Advancement Opportunities

Join Our Team
At Blitt & Gaines, P.C., we're committed to fostering a supportive, inclusive, and high-performance workplace. If you're looking to build your career in collections while making a meaningful impact, we encourage you to apply today!
Salary Description
$18 - $25

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