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... for all subro/liens. · Confirm all lien and subrogation obligations are accounted for prior to settlement/disbursement. Insurance Benefits & Case Closure · Prepare and send Personal Injury ...

Senior Subrogation Claims Specialist

Tulsa, OK · Hybrid

$60K - $78K/yr

Technical Proficiency You are experienced and proficient in claims management systems (Arbs Forums, E-Subro Hub, Accurint, and/or LexisNexis) * Soft Skills You are a flexible problem solver with ...

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Subro information

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$57.5K

$85K

$103.5K

How much do subro jobs pay per year?

As of Jun 26, 2026, the average yearly pay for subro in the United States is $85,029.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,000.00 and $102,500.00 per year, depending on experience, location, and employer.

What is the difference between Subro vs Claims Adjuster?

AspectSubroClaims Adjuster
Required CredentialsInsurance license, knowledge of subrogation lawsInsurance license, claims handling certification
Work EnvironmentInsurance companies, legal teamsInsurance companies, independent agencies
Industry UsageSpecializes in recovering funds from third partiesEvaluates and settles insurance claims

Subro professionals focus on recovering costs through subrogation processes, while claims adjusters handle the evaluation and settlement of insurance claims. Both roles require insurance licensing and work within the insurance industry, but their core functions differ: one seeks reimbursement, the other manages claims.

What are some common challenges Subrogation Specialists face when handling claims, and how can they overcome them?

Subrogation Specialists often encounter challenges such as difficulty obtaining necessary documentation from third parties, navigating complex liability issues, and managing negotiations with external insurers or legal teams. To overcome these, strong communication and investigative skills are essential, as well as a thorough understanding of insurance policies and legal procedures. Building good relationships with internal claims teams and external contacts can also help streamline the process and increase successful recoveries.

What are the key skills and qualifications needed to thrive as a Subrogation Specialist, and why are they important?

To thrive as a Subrogation Specialist, you need a solid understanding of insurance claims processes, legal principles, and investigative techniques, often supported by a bachelor's degree or relevant experience. Familiarity with claims management software and knowledge of industry regulations, as well as certifications like the Associate in Claims (AIC), are commonly required. Strong negotiation, analytical thinking, and communication skills help professionals stand out in recovering funds and handling complex cases. These skills ensure effective recovery for insurers, minimize financial losses, and maintain positive relationships with all parties involved.

What are Subrogation Specialists?

Subrogation Specialists, often referred to as 'Subro' professionals, are insurance industry experts who handle the process of recovering money from third parties responsible for insurance claims. When an insurance company pays a claim on behalf of its policyholder, a Subrogation Specialist investigates the incident to determine if another party is liable. If so, they pursue reimbursement from the at-fault party or their insurer. Their work helps insurance companies recover costs and keeps premiums lower for customers. Subrogation Specialists need strong analytical, negotiation, and communication skills.
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Claims Processor

$16 - $20.25/hr

Full-time

Posted 16 days ago


Job description

Summary:
This position is responsible for processing Super Service claims according to company guidelines with settlement authority up to $3,500, as well as providing claims customer service to agents, policyholders, and claimants.
Functions:
  • Process first party auto claims according to company guidelines and in compliance with the Unfair Claims Practices Act.
  • Receive incoming loss reports, verify policy coverages, and document for review by CSR and Subro Claims Supervisor.
  • Verify policy coverage of assigned losses.
  • Investigate and evaluate assigned Super Service claims for proper settlement.
  • Assign independent adjusters and appraisers when necessary.
  • Pursue subrogation, salvage, and third-party liability contribution.
  • Notify CSR and Subro Claims Supervisor of all claims that exceed settlement authority of $3,500.
  • Establish proper reserves on assigned claims.
  • Issue payments to vendors with prior management/Claims Representative approval.
  • Assist CSRs with end of day, month-end, and quarterly reports.
  • Report claim complaints, questionable claim submissions and possible fraud to CSR and Subro Claims Supervisor.
  • Perform other duties as assigned by CSR and Subro Claims Supervisor.

Requirements
  • High school or equivalent education required.
  • Ability to learn basic knowledge of insurance coverages written by the company required.
  • Effective communication skills required.
  • Ability to understand basic insurance terms and law required.
  • Ability to learn through on-the-job training required.
  • Ability to work effectively with company computer systems required.
  • Willingness to participate in insurance related study courses preferred.
  • Ability to work flexible hours, travel to all organization offices (including in Pennsylvania, Ohio, and South Dakota) and travel to vendor work sites required.
  • Ability to work in an office environment with moderate noise level, remain in a stationary position and operate a computer a majority of the time required.
  • Ability to move throughout the office to access work materials and to move work materials weighing up to ten pounds daily required.
  • Ability to perform the essential functions of the job with or without reasonable accommodation required.