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Subprime Finance Manager Jobs (NOW HIRING)

Ed Morse Automotive Group

Finance Manager

Kewanee, IL · On-site

Ed Morse is currently seeking a Finance Manager to join our team. Responsibilities Responsibilities ... Special Finance, subprime lending experience desirable * Self-starter with a sense of urgency to ...

Ed Morse Automotive Group

Finance Manager

Kewanee, IL · On-site

Ed Morse is currently seeking a Finance Manager to join our team. Responsibilities Responsibilities ... Special Finance, subprime lending experience desirable * Self-starter with a sense of urgency to ...

Ed Morse Automotive Group

Finance Manager

Kewanee, IL

Ed Morse is currently seeking a Finance Manager to join our team. Responsibilities Responsibilities ... Special Finance, subprime lending experience desirable * Self-starter with a sense of urgency to ...

Ed Morse Automotive Group

Finance Manager

Kewanee, IL

Ed Morse is currently seeking a Finance Manager to join our team. Responsibilities Responsibilities ... Special Finance, subprime lending experience desirable * Self-starter with a sense of urgency to ...

Lobel Financial Corporation

Be Seen First

Area Sales Manager - Albuquerque, NM

Albuquerque, NM · Remote

$90K - $120K/yr

Proven sales experience, particularly in automotive finance or subprime finance sectors, with a ... Ability to work independently, manage multiple priorities, and thrive in a fast-paced environment.

Lobel Financial Corporation

Be Seen First

Area Sales Manager - Myrtle Beach, SC

Myrtle Beach, SC · Remote

$90K - $120K/yr

Proven sales experience, particularly in automotive finance or subprime finance sectors, with a ... Ability to work independently, manage multiple priorities, and thrive in a fast-paced environment.

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Subprime Finance Manager information

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$28K

$80.7K

$140.5K

How much do subprime finance manager jobs pay per year?

As of Jun 13, 2026, the average yearly pay for subprime finance manager in the United States is $80,705.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,500.00 and $105,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Subprime Finance Managers, and how can they be addressed?

Subprime Finance Managers often face the challenge of working with customers who have poor or limited credit histories, which can make securing loan approvals more complex. Navigating strict lender criteria and finding suitable financing solutions requires strong negotiation skills and a deep understanding of available subprime lending programs. Building and maintaining relationships with a wide network of lenders, staying updated on changing regulations, and providing clear communication to both customers and sales teams are essential for overcoming these challenges. Proactively addressing customer concerns and setting realistic expectations can help foster trust and improve customer satisfaction.

What is a Subprime Finance Manager?

A Subprime Finance Manager is a professional in the automotive or lending industry who specializes in helping customers with poor or limited credit histories secure financing for vehicle purchases or other loans. Their primary role is to work with subprime lenders—financial institutions that offer loans to high-risk borrowers—and to structure deals that meet both the customer's needs and the lender's requirements. They assess credit applications, negotiate terms, and ensure compliance with lending regulations. Additionally, they often educate customers about credit improvement and available loan options. This position requires strong knowledge of lending practices, credit analysis, and regulatory guidelines.

What are the key skills and qualifications needed to thrive as a Subprime Finance Manager, and why are they important?

To thrive as a Subprime Finance Manager, you need expertise in automotive finance, credit analysis, and underwriting, typically supported by experience in lending or finance-related fields. Familiarity with dealership management systems (DMS), credit reporting tools, and lender submission platforms is essential. Strong negotiation, problem-solving, and customer service skills help build relationships with both clients and lenders. These abilities are crucial for securing financing for credit-challenged customers while managing risk and meeting dealership sales goals.
More about Subprime Finance Manager jobs
What cities are hiring for Subprime Finance Manager jobs? Cities with the most Subprime Finance Manager job openings:
What states have the most Subprime Finance Manager jobs? States with the most job openings for Subprime Finance Manager jobs include:
What job categories do people searching Subprime Finance Manager jobs look for? The top searched job categories for Subprime Finance Manager jobs are:
Subprime Finance Manager jobs near you
Infographic showing various Subprime Finance Manager job openings in the United States as of June 2026, with employment types broken down into 92% Full Time, 2% Temporary, and 6% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $80,705 per year, or $38.8 per hour.
Finance Manager

Finance Manager

Ed Morse Automotive Group

Kewanee, IL • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 15 days ago

Ed Morse Automotive Group rating

5.7

Company rating: 5.7 out of 10

Based on 17 frontline employees who took The Breakroom Quiz

121st of 142 rated car dealerships

Job description

Overview
Accelerate your career with Ed Morse Automotive Group! With 80+ years of industry experience, we provide excellent service to our customers and team members. Our expanding automotive group spans across FL, TX, OK, MO, IL, IA, CO, and AZ with over 60 + locations, representing 40+ automotive, powersports, and motorcycle brands. Join a family-oriented company that values personal and professional growth.
Ed Morse is currently seeking a Finance Manager to join our team.
Responsibilities
Responsibilities:
  • Provides customers with a thorough explanation of aftermarket products and extended Service Contracts and helps them purchase the right products for their needs.
  • Submits paperwork to obtain approvals from finance sources on all finance deals in a timely manner.
  • Establishes and maintains an impeccable reputation and good working relationships with multiple finance sources including manufacturers.
  • Prepares and mails all deal packages with complete and proper documentation to lenders and follows any other process that may be in place in their respective department
  • Accurately audits team deals post-sale
  • Ensures the expeditious funding of all contracts
  • Structures deals for maximum profitability and collectability
  • Fully proficient with title laws and registration process
  • Maintains proficiency and certifications as required for the position
  • Works closely with Sales Desk, submits deals to lenders for approval, makes credit decisions, and effectively closes deals
  • Verifies insurance and obtains payoffs on trades with open lines.
  • Processes federal, state, and dealer paperwork related to vehicle transaction.
  • Checks all paperwork for correct residual, commission, buy rate, title, lien information, taxes and DMV paperwork before forwarding to the business office.
  • Assists retail salesperson in collecting down payment and all monies associated with transaction.
  • Assists in all other areas of the financial services department, as needed.
  • Creates and maintains good relations with guests.
  • Maintains High CSI

Qualifications
Requirements:
  • Minimum of 2-years' experience as a Finance Manager in the automotive industry
  • Special Finance, subprime lending experience desirable
  • Self-starter with a sense of urgency to deliver deals
  • A high degree of ownership and accountability for achieving results
  • Ability to organize, multi-task and prioritize in order to optimize daily opportunities and complete necessary processes and paperwork
  • A minimum of a High School Diploma or equivalent
  • Associate's/bachelor's degree candidates preferred
  • Must successfully complete a background and drug screening

Why Ed Morse?
In addition to a rewarding career, Ed Morse offers our employees the following:
  • Weekly Pay
  • Uncapped earning potential! -Bonuses, Commissions, etc.
  • 401K with company match
  • Competitive Health Benefits including:
  • Medical
  • Dental
  • Vision
  • Supplemental Insurance options, Life Insurance, Short Team Disability & Long-Term Disability
  • Employee Assistance Program
  • Quarterly Wellness Program
  • Vacation Pay
  • Sick Pay
  • Six Paid Holidays each calendar year
  • Fantastic Employee Purchase Program! - Discounts on vehicles, parts & service
  • Employee Referral Program- Get rewarded for working with friends!
  • Become involved in our community with Ed Morse Cares
  • Unlimited career potential- opportunities in multiple states with over 30+ brands!
  • Ongoing Education- receive manufacturer and product knowledge training

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