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Subprime Finance Manager Jobs (NOW HIRING)

Healey Hyundai

Special Finance Manager

Beacon, NY

... Finance Manager to help customers with bad, slow or no credit to re-establish credit with a ... You must have a proven track record in running a subprime department. Who We Are: At Healey ...

Byrider

Branch Finance Manager

Greenwood, IN · On-site

Subprime experience is a plus * Title work experience * Computer proficiency * Customer service focus * Leadership ability Work Hours for Branch Finance Manager: * No Sundays * Mon- Sat with a ...

Independence Mazda

Finance Manager

Charlotte, NC

... Finance Manager (F&I) to drive our department forward. If you are an aggressive producer who ... subprime lenders. * High Ethical Standards: Ability to maintain a high closing percentage while ...

Independence Mazda

Finance Manager

Charlotte, NC · On-site

... Finance Manager (F&I) to drive our department forward. If you are an aggressive producer who ... subprime lenders. * High Ethical Standards: Ability to maintain a high closing percentage while ...

Byrider

Branch Finance Manager

Greenwood, IN

Subprime experience is a plus * Title work experience * Computer proficiency * Customer service focus * Leadership ability Work Hours for Branch Finance Manager: * No Sundays * Mon- Sat with a ...

Independence Mazda

Finance Manager

Charlotte, NC · On-site

... Finance Manager (F&I) to drive our department forward. If you are an aggressive producer who ... subprime lenders. * High Ethical Standards: Ability to maintain a high closing percentage while ...

Byrider

Branch Finance Manager

Greenwood, IN · On-site

Subprime experience is a plus * Title work experience * Computer proficiency * Customer service focus * Leadership ability Work Hours for Branch Finance Manager: * No Sundays * Mon- Sat with a ...

Irvine Auto Retail Inc

Honda Finance Manager

Irvine, CA · On-site

As a Finance Manager, you're one of the most important team members at Norm Reeves Honda. You're ... Pay attention to detail and collect all stipulations that go with a subprime credit file * Take a ...

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Subprime Finance Manager information

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$28K

$80.7K

$140.5K

How much do subprime finance manager jobs pay per year?

As of Aug 19, 2026, the average yearly pay for subprime finance manager in the United States is $80,705.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,500.00 and $105,500.00 per year, depending on experience, location, and employer.

What is a subprime finance manager?

A Subprime Finance Manager is a professional in the automotive or lending industry who specializes in helping customers with poor or limited credit histories secure financing for vehicle purchases or other loans. Their primary role is to work with subprime lenders—financial institutions that offer loans to high-risk borrowers—and to structure deals that meet both the customer's needs and the lender's requirements. They assess credit applications, negotiate terms, and ensure compliance with lending regulations. Additionally, they often educate customers about credit improvement and available loan options. This position requires strong knowledge of lending practices, credit analysis, and regulatory guidelines.

What are the key skills and qualifications needed to thrive as a subprime finance manager?

To thrive as a Subprime Finance Manager, you need expertise in automotive finance, credit analysis, and underwriting, typically supported by experience in lending or finance-related fields. Familiarity with dealership management systems (DMS), credit reporting tools, and lender submission platforms is essential. Strong negotiation, problem-solving, and customer service skills help build relationships with both clients and lenders. These abilities are crucial for securing financing for credit-challenged customers while managing risk and meeting dealership sales goals.

What are some common challenges faced by subprime finance managers, and how can they be addressed?

Subprime Finance Managers often face the challenge of working with customers who have poor or limited credit histories, which can make securing loan approvals more complex. Navigating strict lender criteria and finding suitable financing solutions requires strong negotiation skills and a deep understanding of available subprime lending programs. Building and maintaining relationships with a wide network of lenders, staying updated on changing regulations, and providing clear communication to both customers and sales teams are essential for overcoming these challenges. Proactively addressing customer concerns and setting realistic expectations can help foster trust and improve customer satisfaction.
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Subprime Finance Manager jobs near you
Infographic showing various Subprime Finance Manager job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $80,705 per year, or $38.8 per hour.

Automotive Finance Manager

Amato Automotive Group

Milwaukee, WI • On-site

$90K - $120K/mo

Full-time

Re-posted 5 days ago

Job description

Business Manager
 
 
Selling to both Prime and Subprime customers - but Subprime Focused
 
Looking for a Positive, Team player who can….
 
  • Structure a subprime deal
  • Submit Deals to the banks
  • Monitor CIT and avoid funding issues
  • Work with the Sales Managers
  • Give great customer experience
  • Sell Products and average a PVR minimum
  • Be an organized person

 
We are signed up with all major lenders and work with CUDL
You will also have access to our in-house bank.
5 day work week.
Work in a great environment!