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Senior Risk Analyst Jobs in Virginia (NOW HIRING)

Responsibilities The Sr Risk Management Specialist role provides occupational risk assessment and ... Provide risk analysis support to Key Risk Underwriting by evaluating the quality of risks and ...

Senior Risk Specialist | Retail Bank

Richmond, VA · On-site

$97.50K/yr

Senior Risk Specialist | Retail Bank We're looking for a strategic, forward thinking Senior Risk ... In this role, you will use your strong communication, analytical and problem solving skills to help ...

Responsibilities The Sr Risk Management Specialist role provides occupational risk assessment and ... Provide risk analysis support to Key Risk Underwriting by evaluating the quality of risks and ...

The Sr Risk Management Specialist role provides occupational risk assessment and risk management ... Provide risk analysis support to Key Risk Underwriting by evaluating the quality of risks and ...

Senior Risk Specialist | Retail Bank

Richmond, VA · On-site

$97.50K/yr

Senior Risk Specialist | Retail Bank We're looking for a strategic, forward thinking Senior Risk ... In this role, you will use your strong communication, analytical and problem solving skills to help ...

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Senior Risk Analyst information

See Virginia salary details

$53K

$108.9K

$141.3K

How much do senior risk analyst jobs pay per year?

As of May 29, 2026, the average yearly pay for senior risk analyst in Virginia is $108,904.00, according to ZipRecruiter salary data. Most workers in this role earn between $89,700.00 and $135,800.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Risk Analyst, and why are they important?

To thrive as a Senior Risk Analyst, you need strong analytical skills, a solid grasp of risk assessment methodologies, and typically a degree in finance, economics, or a related field. Proficiency with risk management software, data analysis tools like Excel, and familiarity with regulatory frameworks such as Basel III or SOX is often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for identifying, evaluating, and reporting risks. These competencies are vital for ensuring accurate risk identification and mitigation, supporting sound business decisions, and maintaining regulatory compliance.

How does a Senior Risk Analyst typically collaborate with other departments to identify and mitigate risks?

Senior Risk Analysts regularly work with teams across the organization, such as compliance, finance, operations, and IT, to identify emerging risks and implement mitigation strategies. They often participate in cross-functional meetings, provide insights from data analysis, and help develop policies that address both regulatory requirements and business objectives. Building strong working relationships and communicating complex risk scenarios in an accessible way are key to ensuring coordinated risk management efforts. This collaborative approach not only helps in early detection of potential issues but also fosters a proactive risk culture within the company.

What does a Senior Risk Analyst do?

A Senior Risk Analyst is responsible for identifying, assessing, and mitigating potential risks that could impact an organization’s financial health or operations. They analyze data, evaluate risk management strategies, and provide recommendations to ensure compliance with regulations and minimize losses. Senior Risk Analysts also collaborate with various departments to develop risk models, prepare reports for management, and guide the implementation of risk controls.

What is the difference between Senior Risk Analyst vs Risk Analyst?

AspectSenior Risk AnalystRisk Analyst
Required CredentialsBachelor's degree, often certifications like FRM or CRMBachelor's degree, some certifications like FRM or CRM
Work EnvironmentFinancial institutions, insurance companies, consulting firmsFinancial firms, corporations, government agencies
Employer & Industry UsageUsed across finance, insurance, and consulting sectorsCommon in finance, banking, and insurance industries

The main difference is that Senior Risk Analysts typically have more experience, advanced certifications, and handle more complex risk assessments. They often lead projects and mentor junior staff, whereas Risk Analysts focus on data collection, analysis, and supporting risk management processes.

What are the most commonly searched types of Risk Analyst jobs in Virginia? The most popular types of Risk Analyst jobs in Virginia are:
What are popular job titles related to Senior Risk Analyst jobs in Virginia? For Senior Risk Analyst jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Senior Risk Analyst jobs in Virginia look for? The top searched job categories for Senior Risk Analyst jobs in Virginia are:
What cities in Virginia are hiring for Senior Risk Analyst jobs? Cities in Virginia with the most Senior Risk Analyst job openings:
What are popular job titles related to Senior Risk Analyst jobs in VA? For Senior Risk Analyst jobs in VA, the most frequently searched job titles are:
Infographic showing various Senior Risk Analyst job openings in Virginia as of May 2026, with employment types broken down into 1% As Needed, 91% Full Time, 5% Part Time, 1% Temporary, and 2% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $108,904 per year, or $52.4 per hour.
Senior Risk Specialist | Retail Bank

Senior Risk Specialist | Retail Bank

Capital One

Richmond, VA

$97.50K/yr

Full-time

Posted 25 days ago


Capital One rating

7.7

Company rating: 7.7 out of 10

Based on 134 frontline employees who took The Breakroom Quiz

74th of 141 rated banks


Job description

Senior Risk Specialist | Retail Bank

We're looking for a strategic, forward thinking Senior Risk Specialist for our Retail Risk Office Control Testing Program, supporting Retail Bank and Premium Products + Shopping business divisions. In this role, you will use your strong communication, analytical and problem solving skills to help deliver on our first line controls testing program. You'll need a well developed risk and control mindset, strong judgment, and the ability to influence priorities across the Lines of Defense teams to execute on a strong testing program while helping to effectively manage capacity.

As part of this horizontal 1st Line risk management function, this associate will also have the unique opportunity to become a subject matter expert in the processes and controls across specific business areas within our Retail Bank , Premium Products, Capital One Shopping and Enterprise Payments organization. Day-to-day, this associate will be working with Business and Risk stakeholders to assess the design and operations of relevant control activities (i.e., 1st Line control testing), perform audit and certain regulatory remediation validations, as well as support other controls related consultation and improvement initiatives. This could include working with other 1st Line risk management professionals to help define and update control designs within the relevant systems of records.

As a Senior Risk Specialist, you will:

  • Collaborate with business Process Owners and Risk Advisors to assess control activities and recommend control enhancements as needed.

  • Engage and advise our business and risk partners on how to design effective controls in our control environment related to business risks in addition to regulatory and internal policy requirements.

  • Identify and assist with remediation of identified gaps in our control environment due to regulatory and internal policy updates.

  • Explore and collaborate with business and risk office partners in root cause analysis for ineffective control results.

  • Contribute to reporting necessary to inform the Accountable Executives and other key stakeholders on the status of control suite effectiveness and issue remediation.

  • Perform quality reviews and assessments on control testing results.

  • Validate the effectiveness of remediation efforts for issues generated from Audits, Regulatory Exams, and various other assessments.

  • Engage with our Risk Office and business partners on how to design and document effective controls in our control environment related to business risks in addition to regulatory and internal policy requirements.

  • Advise and assist with remediation of identified gaps in our control environment due to regulatory and internal policy updates.

  • Possess solid verbal and written communication skills to communicate effectively and present to a range of Risk Office, business and functional stakeholder groups.

  • Apply sound inquiry and analysis to make recommendations and decisions.

  • Be intellectually curious to question the obvious, explore options, and develop alternatives.

Basic Qualifications:

  • At least 1 year of experience in Control Testing or Risk Management

  • At least 1 year of Financial Services, Audit, or Risk Management experience

  • At least 1 year of experience supporting, partnering and interacting with internal business clients

Preferred Qualifications:

  • 2+ years of experience in Project or Process Management

  • 2+ year of experience in Controls Testing or Risk Management

  • 2+ years of experience supporting, partnering and interacting with internal business clients

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $96,500 - $110,100 for Sr. Risk Associate


Richmond, VA: $87,700 - $100,100 for Sr. Risk Associate










Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).


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