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Senior Risk Analyst Jobs in Utah (NOW HIRING)

UnitedHealth Group

Credit Risk Analyst

Draper, UT · On-site +1

Support senior leadership in partnering with broader business units to assess data availability, data sufficiency, and reporting needs for credit risk assessment * Perform broader sector analysis in ...

UnitedHealth Group

Credit Risk Analyst

Draper, UT · On-site

Support senior leadership in partnering with broader business units to assess data availability, data sufficiency, and reporting needs for credit risk assessment * Perform broader sector analysis in ...

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All JobsSenior Risk Analyst JobsSenior Risk Analyst Jobs in Utah

Senior Risk Analyst information

See Utah salary details

$48.7K

$100K

$129.7K

How much do senior risk analyst jobs pay per year?

As of Jun 19, 2026, the average yearly pay for senior risk analyst in Utah is $100,001.00, according to ZipRecruiter salary data. Most workers in this role earn between $82,400.00 and $124,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Risk Analyst, and why are they important?

To thrive as a Senior Risk Analyst, you need strong analytical skills, a solid grasp of risk assessment methodologies, and typically a degree in finance, economics, or a related field. Proficiency with risk management software, data analysis tools like Excel, and familiarity with regulatory frameworks such as Basel III or SOX is often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for identifying, evaluating, and reporting risks. These competencies are vital for ensuring accurate risk identification and mitigation, supporting sound business decisions, and maintaining regulatory compliance.

How does a Senior Risk Analyst typically collaborate with other departments to identify and mitigate risks?

Senior Risk Analysts regularly work with teams across the organization, such as compliance, finance, operations, and IT, to identify emerging risks and implement mitigation strategies. They often participate in cross-functional meetings, provide insights from data analysis, and help develop policies that address both regulatory requirements and business objectives. Building strong working relationships and communicating complex risk scenarios in an accessible way are key to ensuring coordinated risk management efforts. This collaborative approach not only helps in early detection of potential issues but also fosters a proactive risk culture within the company.

How much does a senior risk analyst make in the US?

A senior risk analyst in the US typically earns between $80,000 and $120,000 annually, depending on experience, industry, and location. They often require strong analytical skills, knowledge of risk management tools, and relevant certifications such as FRM or CRM.

Do risk analysts make a lot of money?

Risk analysts typically earn a competitive salary that varies based on experience, education, and industry. According to industry data, the median annual salary for risk analysts is around $70,000 to $90,000, with higher earnings possible for senior or specialized roles. Certifications like FRM or CRM can also enhance earning potential.

What is the difference between Senior Risk Analyst vs Risk Analyst?

AspectSenior Risk AnalystRisk Analyst
Required CredentialsBachelor's degree, often certifications like FRM or CRMBachelor's degree, some certifications like FRM or CRM
Work EnvironmentFinancial institutions, insurance companies, consulting firmsFinancial firms, corporations, government agencies
Employer & Industry UsageUsed across finance, insurance, and consulting sectorsCommon in finance, banking, and insurance industries

The main difference is that Senior Risk Analysts typically have more experience, advanced certifications, and handle more complex risk assessments. They often lead projects and mentor junior staff, whereas Risk Analysts focus on data collection, analysis, and supporting risk management processes.

How much does a senior risk analyst earn?

A senior risk analyst typically earns between $80,000 and $120,000 annually, depending on experience, industry, and location. They often require strong analytical skills and knowledge of risk management tools and regulations.

What does a senior risk analyst do?

A senior risk analyst evaluates potential risks that could impact an organization’s financial health, operations, or reputation. They analyze data, develop risk mitigation strategies, and use tools like risk assessment software to inform decision-making. This role often requires strong analytical skills, industry knowledge, and relevant certifications such as FRM or CRM.
What are the most commonly searched types of Risk Analyst jobs in Utah? The most popular types of Risk Analyst jobs in Utah are:
What are popular job titles related to Senior Risk Analyst jobs in Utah? For Senior Risk Analyst jobs in Utah, the most frequently searched job titles are:
What job categories do people searching Senior Risk Analyst jobs in Utah look for? The top searched job categories for Senior Risk Analyst jobs in Utah are:
What cities in Utah are hiring for Senior Risk Analyst jobs? Cities in Utah with the most Senior Risk Analyst job openings:
What are popular job titles related to Senior Risk Analyst jobs in UT? For Senior Risk Analyst jobs in UT, the most frequently searched job titles are:
Senior Risk Analyst jobs near you
Infographic showing various Senior Risk Analyst job openings in Utah as of June 2026, with employment types broken down into 81% Full Time, 10% Part Time, 3% Temporary, and 6% Contract. Highlights an 84% In-person, 6% Hybrid, and 10% Remote job distribution, with an average salary of $100,001 per year, or $48.1 per hour.
Senior Risk Management Analyst

Senior Risk Management Analyst

Mountain America Credit Union

Sandy, UT • On-site

Full-time

Posted 8 days ago

Mountain America Credit Union rating

8.0

Company rating: 8.0 out of 10

Based on 49 frontline employees who took The Breakroom Quiz

74th of 138 rated financial services

Job description

Please reference the schedule and minimum qualifications listed below before applying.
If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email macurecruiting@macu.com and every reasonable effort will be made to accommodate your needs in a timely manner.
Job Summary
Leads and partners with business units to evaluate and strengthen the control environment through control testing and risk assessment activities. Serves as a subject matter expert in control design and effectiveness, performing and overseeing testing to ensure controls are well designed and aligned to risk exposure. Leads RCSA execution by facilitating risk identification, assessment, and control alignment, ensuring risks are accurately captured and supported. Incorporates control testing results as one of multiple inputs into risk evaluations, applying effective challenge to ensure risk ratings are appropriately supported. Provides actionable insights to stakeholders and contributes to the enhancement of ERM frameworks, methodologies, and reporting, while addressing control gaps, emerging risks, and process improvements.
Job Description
LOCATION
Mountain America Center - Hybrid:
9800 S Monroe St
Sandy, UT 84070
SCHEDULE
Full time
To be effective, an individual must be able to perform each job duty successfully.
Control Testing Leadership and SME
  • Leads the design, execution, and oversight of control testing across the enterprise
  • Acts as a subject matter expert on control design, effectiveness, and testing methodologies
  • Evaluates control design and operating effectiveness, identifying gaps and recommending improvements
  • Drives consistency in control testing standards, documentation, and quality expectations
  • Provides guidance and effective challenge to business units and analysts on control effectiveness and testing outcomes

Risk Assessment and ERM Integration
  • Partners with business units to support risk assessments, ensuring alignment between risks and key controls
  • Apply effective challenge to ensure risk ratings are supported by control performance, issues, and other relevant indicators
  • Contributes to ERM program enhancements, including methodology, taxonomy, and reporting
  • Analyzes risk and control data to identify trends, themes, and emerging risks

Stakeholder Influence and Governance
  • Engages and influences stakeholders to strengthen control environments and risk management practices
  • Applies independent judgment to assess control effectiveness and escalate issues where appropriate
  • Supports adherence to regulatory requirements and internal policies related to controls and risk management
  • Identifies gaps and drives continuous improvement in control testing practices and governance standards

KNOWLEDGE, SKILLS, and ABILITIES
The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.
Education and Experience
  • 4+ years related experience in risk, compliance, or internal audit, including RCSA and control testing
  • Bachelor's degree in business administration, finance, risk management, information technology, or equivalent experience
  • Experience with GRC tools such as Archer preferred
  • Experience leading testing, reviewing, and challenging control environments and risk assessments

Licenses, Certifications, Registrations
  • Relevant professional certifications (e.g., CRCM, CIA) preferred but not required.

Knowledge & Skills
  • Advanced knowledge of control testing methodologies, control design, and effectiveness evaluation
  • Strong working knowledge of RCSA, ERM frameworks, and three lines of defense, with ability to connect control outcomes to risk exposure
  • Ability to apply risk management principles to complex and ambiguous scenarios
  • Proficiency with data analysis, reporting tools, and GRC platforms such as Archer
  • Strong skills in Excel, Word, PowerPoint, and AI tools such as Copilot to drive efficiency and insight generation
  • Strong analytical, problem solving, and critical thinking capabilities
  • Excellent written and verbal communication skills with the ability to translate complex risk concepts into clear business insights

Leadership and Organization Development
  • Serves as a control testing SME, providing guidance and mentorship to analysts and stakeholders
  • Leads onboarding and ongoing education related to control testing standards, practices, and tools
  • Builds strong partnerships across business units to strengthen control environments and risk awareness
  • Contributes to team effectiveness, knowledge sharing, and capability development
  • Promotes accountability, quality, and continuous improvement

Scope and Strategic Impact
  • Leads control testing activities and establishes consistency in execution, documentation, and quality standards
  • Influences how control effectiveness is evaluated and incorporated into risk assessments and reporting
  • Identifies control weaknesses, systemic issues, and thematic risks, driving actionable improvements
  • Contributes to the enhancement of ERM frameworks, including control standards, testing methodologies, and reporting practices
  • Serves as a key advisor to stakeholders on control related decisions and remediation strategies
  • Ensures strong data integrity and traceability across control testing and issue management processes

PHYSICAL ABILITIES / WORKING CONDITIONS
Physical Demands
Ability to sit, talk and hear consistently
Vision Requirements
Close vision (clear vision at 20 inches or less)
Distance vision (clear vision at 20 feet or more)
Color vision (ability to identify and distinguish colors)
Weight Lifted or Force Exerted
Ability to lift up to 10 pounds frequently and up to 25 pounds occasionally
Environmental
There are no unusual environmental factors (such as a typical office)
Noise Environment
Moderate noise (business office with computers and printers, light traffic)
***This Job is not eligible to be performed in Colorado or Connecticut, either remotely or in-person.***
Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.

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