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Security Risk Analyst Jobs in Utah (NOW HIRING)

UnitedHealth Group

Credit Risk Analyst

Draper, UT · On-site +1

The Optum Bank Credit Risk Analyst will be responsible for assessing the credit risks that arise ... Proven exposure to loan purchase programs, securitization, or warehouse lending * Proven background ...

UnitedHealth Group

Credit Risk Analyst

Draper, UT · On-site

The Optum Bank Credit Risk Analyst will be responsible for assessing the credit risks that arise ... Proven exposure to loan purchase programs, securitization, or warehouse lending * Proven background ...

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How much do security risk analyst jobs pay per hour?

As of Jun 19, 2026, the average hourly pay for security risk analyst in Utah is $45.89, according to ZipRecruiter salary data. Most workers in this role earn between $37.21 and $54.71 per hour, depending on experience, location, and employer.

Can I make $200,000 a year in cyber security?

Security Risk Analysts and other cybersecurity professionals can potentially earn $200,000 or more annually, especially with advanced skills, certifications like CISSP, and experience in high-demand areas such as threat intelligence or security architecture. Achieving this level often requires several years of experience, specialized knowledge, and working in senior or managerial roles within organizations or consulting firms.

What does a Security Risk Analyst do?

A Security Risk Analyst is responsible for identifying, assessing, and mitigating risks to an organization's information systems and data. They analyze security measures, conduct vulnerability assessments, and recommend strategies to protect against threats such as cyberattacks, data breaches, and unauthorized access. Their work helps ensure that a company's digital assets remain safe and compliant with industry regulations. Security Risk Analysts collaborate with IT teams and management to implement effective security policies and respond to incidents as needed.

What are the key skills and qualifications needed to thrive as a Security Risk Analyst, and why are they important?

To thrive as a Security Risk Analyst, you need a strong background in risk assessment, information security principles, and analytical thinking, often supported by a degree in cybersecurity, IT, or a related field. Familiarity with risk management frameworks (such as NIST or ISO 27001), security assessment tools, and certifications like CISSP or CISM is highly valuable. Excellent communication, attention to detail, and problem-solving abilities help you translate complex risks for varied stakeholders and drive mitigation strategies. These skills and qualities are crucial for identifying vulnerabilities, minimizing threats, and maintaining organizational security and compliance.

What are some common challenges Security Risk Analysts face when collaborating with other departments?

Security Risk Analysts often work closely with IT, compliance, and business units to assess and mitigate risks. A common challenge is bridging the gap between technical security requirements and business objectives, as not all stakeholders may have a cybersecurity background. Effective communication and education are key to ensuring that risk recommendations are understood and adopted. Additionally, prioritizing risks with limited resources and balancing security with operational needs can be complex, requiring strong collaboration and negotiation skills.

Can you make $500,000 a year in cyber security?

Security Risk Analysts typically earn salaries below $200,000 annually, but senior roles such as Chief Information Security Officers or cybersecurity executives can reach or exceed $500,000 with extensive experience, certifications, and leadership responsibilities. Achieving this level often requires advanced skills, industry certifications like CISSP, and years of experience in high-level security management.

Is SOC an entry level job?

A Security Operations Center (SOC) analyst role is typically not entry-level and usually requires some experience in cybersecurity, network monitoring, or related fields. Entry-level positions may be labeled as SOC analyst I or junior SOC analyst, but higher-level roles often demand certifications like CompTIA Security+ or CISSP and familiarity with security tools such as SIEM systems.

What is the difference between Security Risk Analyst vs Security Analyst?

AspectSecurity Risk AnalystSecurity Analyst
CertificationsCompTIA Security+, CISSP, CISACompTIA Security+, CISSP, CEH
Work EnvironmentRisk assessment, vulnerability analysis, policy developmentMonitoring security systems, incident response, security audits
Employer & Industry UsageFinancial, healthcare, government sectors focusing on risk mitigationIT departments across various industries focusing on security operations

While both roles focus on cybersecurity, Security Risk Analysts primarily assess and manage potential security threats and vulnerabilities, emphasizing risk mitigation strategies. Security Analysts tend to monitor security systems, respond to incidents, and ensure ongoing security measures. Both roles often require similar certifications and work environments but differ in their core responsibilities within cybersecurity teams.

What is a security risk analyst?

A security risk analyst is a professional who identifies, assesses, and mitigates security threats to an organization’s information systems. They analyze vulnerabilities, develop security strategies, and often use tools like risk assessment frameworks and security software to protect data and infrastructure.
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Security Risk Analyst jobs near you
Infographic showing various Security Risk Analyst job openings in Utah as of June 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, and 3% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution, with an average salary of $95,450 per year, or $45.9 per hour.
Credit Risk Analyst

Credit Risk Analyst

UnitedHealth Group

Draper, UT • On-site, Remote

Full-time

Retirement

Posted 6 days ago

UnitedHealth Group rating

7.6

Company rating: 7.6 out of 10

Based on 141 frontline employees who took The Breakroom Quiz

186th of 873 rated healthcare providers

Job description

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.    

The Optum Bank Credit Risk Analyst will be responsible for assessing the credit risks that arise from the Bank's lending and investing activities. The Analyst will work with broader Risk Group as well as Credit professionals to assess the credit and financial strength of the Bank's borrowers and counterparts by performing fundamental credit analysis, using both quantitative and qualitative factors, and provide recommendation for loan transactions, determine appetite and risk ratings, and monitor credit trends in the portfolio. This role supports the broader risk governance frameworks, regulatory compliance, and strategic decision-making through quantitative analysis and reporting.

The Risk Management function is dedicated to safeguarding the bank's assets and ensuring operational stability. The department develops and implements the risk framework, policies, standards, and procedures aligned with the bank's strategic goals.

NOTE: Qualified candidates must live in the Draper UT / Salt Lake City UT regional area to be considered (office-based position, not open to remote work)

Primary Responsibilities:

  • Actively engage with Bank's lending and investing stakeholders to review and assess potential credit risks associated with lending portfolios, products, processes, and strategies
  • Perform ongoing assessment of the credit and financial strength of the commercial and consumer counterparts by performing fundamental credit analysis of counterparties using internal rating methodologies
  • Review loans on an individual and aggregate portfolio basis to determine potential risks, adherence to policy and procedures, and accuracy of risk ratings
  • Present findings and recommendations to senior leadership and answer questions relating to analysis performed and escalate issues to senior management
  • Assist in updating, implementing and maintaining credit risk rating methodologies
  • Support senior leadership in partnering with broader business units to assess data availability, data sufficiency, and reporting needs for credit risk assessment
  • Perform broader sector analysis in order to assess industry fundamentals and portfolio trends
  • Conduct scenario analysis and sensitivity testing to quantify potential losses
  • Generate report with early warning indicators then review, assess and propose rating action recommendation to senior leadership
  • Support internal audits and regulatory exams
  • Assist with development and enhancement of risk policies and underwriting standards
  • Partner with underwriting, finance, and product teams to assess new products and strategies

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

  • Bachelor's degree in Finance, Accounting, Economics, Statistics, Engineering or related field
  • 2 years of consumer credit risk management or underwriting experience
  • 2 years of experience with SQL, Python, R, or SAS
  • Must live in or willing to relocate to the Draper UT / Salt Lake City UT Regional Area - this position is onsite at the office location in Draper UT and not open to remote work

Preferred Qualifications:

  • Credit risk experience in a consumer or healthcare financing, fintech, bank or other financial institution
  • Knowledge of credit life cycle (origination, portfolio management, collection), loan loss provisioning, and advance credit risk analytics
  • Advanced proficiency in Microsoft Office PowerPoint (creating and executing presentations), and Excel (Financial Spreading, Pivot Tables, VLOOKUP, Advanced Formulas, Formatting, etc.)
  • Proven ability to clearly communicate verbally and in writing
  • Proven ability to translate complex risk concepts into clear business insights
  • Proven attention to detail and strong problem-solving skills
  • Proven excellent interpersonal skills, including the ability to lead and collaborate with multiple teams
  • Proven ability to scope and lead a risk assessment or project from start to end and present results to stakeholders and senior leaders
  • Proven solid project management / organizational skills and the ability to manage multiple assignments concurrently across various stakeholders
  • Proven exposure to loan purchase programs, securitization, or warehouse lending
  • Proven background in model validation, governance, or audit support

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $60,200 - $107,400 annually based on full-time employment. We comply with all minimum wage laws as applicable.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.    

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment. 

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