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Retail Banking Officer Jobs (NOW HIRING)

Overview The Personal Banking Officer (Orlando Branch) is responsible for delivering personalized ... retail banking branch operations. Combination of education and experience will be considered.

The Personal Banking Officer (Orlando Branch) is responsible for delivering personalized service ... retail banking branch operations. Combination of education and experience will be considered.

This officer is responsible for developing and administering strategies, sales, and plans to grow ... Consistent contact with organizational partners and management in Retail Banking, Commercial ...

Assistant Manager

Uxbridge, MA · On-site

$50K - $63K/yr

This role assists the Retail Banking Officer in supporting all staff development efforts, including coaching and training sustainment. Additionally, the Assistant Manager contributes to the Bank ...

Assistant Manager

Charlton, MA · On-site

$50K - $63K/yr

This role assists the Retail Banking Officer in supporting all staff development efforts, including coaching and training sustainment. Additionally, the Assistant Manager contributes to the Bank ...

Retail Banking Manager

Salem, UT · On-site

$60 - $80/hr

Retail Banking Manager# Retail Banking ManagerSalem - Salem, UT 84653## OverviewPosition TypeFull ... Serves as the primary officer for deposit accounts and treasury management solutions, builds ...

Retail Banking Manager# Retail Banking ManagerSpanish Fork - Spanish Fork, UT 84660 ... Serves as the primary officer for deposit accounts and treasury management solutions, builds ...

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Retail Banking Officer information

How does a retail banking officer typically collaborate with other departments to meet customer needs?

Retail Banking Officers often work closely with departments such as loan processing, compliance, and customer service to deliver comprehensive solutions for clients. For example, they may coordinate with the loan department to expedite approvals or work with compliance teams to ensure all transactions adhere to regulations. This cross-functional collaboration helps ensure that customers receive prompt, accurate, and personalized banking services. Strong communication skills and a proactive approach are essential for effectively working with colleagues across various banking functions.

What are the key skills and qualifications needed to thrive as a retail banking officer, and why are they important?

To thrive as a Retail Banking Officer, you need a solid understanding of financial products, sales acumen, and a degree in finance, business, or a related field. Familiarity with core banking systems, customer relationship management (CRM) software, and relevant certifications like the Certified Retail Banker (CRB) can be advantageous. Excellent interpersonal skills, attention to detail, and problem-solving abilities help you build trust and effectively serve customers. These competencies are crucial for achieving sales targets, ensuring regulatory compliance, and fostering lasting client relationships within the competitive banking environment.

What is the difference between Retail Banking Officer vs Customer Service Representative?

AspectRetail Banking OfficerCustomer Service Representative
CredentialsHigh school diploma; sometimes additional banking certificationsHigh school diploma or equivalent
Work EnvironmentBank branches, offices, client meetingsBank branches, call centers, retail locations
Job FocusLoan processing, account management, financial adviceAssisting customers, handling transactions, inquiries
Employer & Industry UsageCommercial banks, retail bankingRetail banks, credit unions

The main difference is that a Retail Banking Officer handles more complex financial services like loans and account management, often engaging directly with clients for financial advice. In contrast, a Customer Service Representative primarily assists customers with transactions and inquiries. Both roles are essential in retail banking but differ in responsibilities and required expertise.

How hard is it to get into a retail banking officer career?

Entering a retail banking officer role typically requires a high school diploma or equivalent, with many employers preferring candidates with some college education or a related degree. Relevant skills include customer service, communication, and basic financial knowledge, and obtaining certifications such as the Series 6 or 63 can improve job prospects. The hiring process can be competitive, but gaining experience in banking or sales can increase chances of entry.

How much does a retail banking officer make?

A retail banking officer typically earns a median annual salary of around $40,000 to $60,000, depending on experience, location, and the size of the financial institution. Salaries can increase with additional certifications, skills in customer service, and sales performance.

What does a retail banking officer do?

A retail banking officer is responsible for managing customer accounts, providing financial advice, and promoting banking products such as loans and savings accounts. They assist clients with transactions, assess creditworthiness, and ensure compliance with banking regulations, often working in a branch environment and requiring strong customer service skills.

Which retail banking officer pays the most?

Among retail banking officers, those working in senior roles such as branch managers or regional managers tend to earn the highest salaries, often supplemented by bonuses and incentives. Compensation varies based on experience, location, and the size of the financial institution, with officers in larger banks or high-cost areas generally earning more.
More about Retail Banking Officer jobs

Who are the top companies hiring for Retail Banking Officer jobs?

The top employers for Retail Banking Officer jobs are:

What are popular job titles related to Retail Banking Officer jobs?

For Retail Banking Officer jobs, the most frequently searched job titles are:

Infographic showing various Retail Banking Officer job openings in the United States as of September 2026, with employment types broken down into 65% Full Time, 34% Part Time, and 1% Contract. Highlights an 99% Physical, and 1% Remote job distribution.

Retail Banking Officer - Damascus

Damascus, MD • On-site

WesBanco Bank, Inc.
Commercial Banking • 1 - 5K employees

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 15 days ago


WesBanco rating

7.4

Company rating: 7.4 out of 10

Based on 14 frontline employees who took The Breakroom Quiz

108th of 176 rated banks


Job description

SUMMARY:
Promotes a positive work environment that inspires, motivates, challenges, supports and provides ongoing recognition for exceptional performance. Provides leadership to the banking center for daily sales, service and operations. Retail Banking Officers are charged with ensuring the proper training and development of the staff, providing excellent customer service while identifying sales opportunities and performing account transactions. The Retail Banking Officer leads the consistent delivery of excellent customer service to all banking center customers, including the relationship building efforts for existing and prospective consumer and business customers. The Retail Banking Officer focuses primarily on the daily sales initiatives and assumes a proactive role in customer interaction and service to include meeting with customers to discuss their specific banking needs in person and via phone. The Retail Banking Officer is also expected to actively initiate outbound telephone calls focused on proper customer onboarding efforts, prospecting of new Retail customers and consistent promoting of new and existing Retail banking relationships. The Retail Banking Officer will assist the Banking Center Manager in targeted outside sales activities and participate in community service opportunities in the specific community or market.
From an operational standpoint, the Retail Banking Officer is responsible to comply with all established Bank policies, procedures, and security measures. Responsibilities may include assisting in supervising, operating as a teller, and/or providing necessary additional support of the banking center's sales and operational objectives as assigned.
ESSENTIAL FUNCTIONS:
Excellent Customer Service
Provides leadership to the banking center for daily sales, service and operations
Assists with coaching, training and developing the staff
Relationship building
Successfully promotes Bank's products and services
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Personally models the standards of the Bank's Mission, Vision, and Pledge.
Required to effectively assess the financial needs of Banking Center clients and make an appropriate recommendation to fulfill the needs of the client.
Consistently meets and exceeds defined sales goals for loans, deposits, partner referrals and profitability.
Promotes the sales culture within the banking center through their sales-related activities demonstrating their ability to promote the Bank's products and services in order to reach individual and team sales goals.
Promotes the sales culture within the banking center by demonstrating strong ability to sell and successfully promotes the Bank's products and services in order to reach individual and team sales goals.
Communicates and partners effectively with branch staff and peers to promote team environment to ensure goals are met and informally coaches others for positive results.
Educates bank team on uncovering opportunities to help advance financial wellness of customers.
Sets priorities and follows through on the implementation of the defined sales and service activities.
Encouraged to actively participate in various community activities (Boards, Executive Committees, Advisory roles, etc).
Responsible for providing input into evaluating performance, coaching and training employees. May assist with interviewing.
Supports proper functioning of all day-to-day operations including, but not limited to: customer service, open and close procedures, support of daily vault duties, comply with the control of cash levels, and adhere to the adequate supply of inventory, audit and compliance requirements.
Actively participates in regular sales and staff meetings. Leads meetings as assigned.
Provides service to customers and prospective customers on various banking matters including the explanation of products being offered and professional resolution of problems/issues.
Builds successful working relationships with internal business partners seeking constructive peer feedback when appropriate.
Demonstrates sound judgment and decision making and by following established guidelines and procedures while utilizing appropriate resources for assistance when needed.
Maintains prescribed security controls to protect self and the banking center against criminal and fraudulent operations and unnecessary risks or exposures.
Maintains a position of trust and responsibility by keeping all sensitive information and customer business confidential and in a secured location.
Must have the working knowledge of all roles within a retail Banking Center.
Contribute in a team environment to service customer needs by answering incoming telephone calls and any additional duties assigned to support the success of the Banking Center.
Other duties as assigned.
OTHER SKILLS AND REQUIREMENTS:
Must be able to foster the partnerships that includes the banking center staff as well as employees from other lines of business.
Responsible for assisting with evaluating performance, rewarding and disciplining employees, addressing complaints and resolving problems.
Responsibilities include assisting with pro-active recruiting, interviewing, and assisting with hiring, coaching and training employees.
Other responsibilities may involve planning, assigning and directing work.
Ability to successfully promote, generate and deepen all financial relationships through outbound calling, internal business development and building a loyal customer base.
Strong consumer lending skills are preferred with a solid understanding of consumer lending products.
Must possess the ability to effectively interact and build positive customer relationships and be able to clearly express concepts, ideas, and product information verbally and in writing.
Must have strong product knowledge for the level of selling and cross selling performance expected with position. Must have excellent organizational skills and the ability to multi-task and to be flexible.
Proficient in Microsoft Outlook 365. Proficient computer skills are required and the ability to learn various Banking Software programs.
Sound mathematical and analytical skills preferred.
Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
The Retail Banking Officer is required to have a Nationwide Mortgage Licensing System (NMLS) registration within thirty days of hire.
Must be available to work all hours of operations.
Additional Information:
The wage range for the Retail Banking Officer position is $45,000-$48,000 annually and is eligible for incentives. The position includes 17 days of PTO (Paid Time Off) and 5 days of STD (Short Term Disability), 11 annual paid holidays, and 1 float holiday.
WesBanco has an excellent benefits package to include medical, dental, and vision, Health Care Flexible Spending, Dependent Care Flexible Spending, Transportation Fringe Benefit Plan, Group Life, Long Term Disability, Optional Life, access to voluntary benefit products such as Cancer, Term & Universal Life, Accident, Short-Term Disability and Critical Illness policies, and other ancillary benefit products. WesBanco also offers 401(k) with employee match.
High school diploma required.
Banking, cash handling, sales, and customer service experience required.
Supervisory or leadership skills required.

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