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Remote Mortgage Software Engineer Jobs in Raleigh, NC

NC SECU

Software Engineer II - Salesforce

Raleigh, NC · Remote

$54 - $71.50/hr

Remote Opportunity but candidates must reside in North Carolina or any of the contiguous states ... Position Overview We are looking for a Software Engineer II - Salesforce to support the ...

Mondo

AI Engineer

Raleigh, NC · Remote

$130K - $160K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

AI Engineer, location is remote in the Raleigh, NC area with onsite collaboration as needed. The ... The client is seeking a collaborative AI-focused software engineer to help evaluate AI use cases ...

SAS

Sr Software Developer

Cary, NC · Remote

$51 - $67.25/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Senior Software Developer - HIE Production Support (Healthcare Interoperability)- Remote US Government & Public Sector - Healthcare Services & Support We're a leader in data and AI. Through our ...

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All JobsMortgage Software Engineer JobsRemote Mortgage Software Engineer JobsRemote Mortgage Software Engineer Jobs in Raleigh, NC

Remote Mortgage Software Engineer information

See Raleigh, NC salary details

$61.7K

$143.4K

$199.8K

How much do remote mortgage software engineer jobs pay per year?

As of Aug 18, 2026, the average yearly pay for remote mortgage software engineer in Raleigh, NC is $143,405.00, according to ZipRecruiter salary data. Most workers in this role earn between $116,600.00 and $168,200.00 per year, depending on experience, location, and employer.

What does a remote mortgage software engineer do?

A Remote Mortgage Software Engineer designs, develops, and maintains software applications tailored for the mortgage industry, working from a remote location. They collaborate with product managers, analysts, and other engineers to create digital solutions that help lenders, brokers, and customers streamline mortgage processes such as loan origination, underwriting, and servicing. Their work often involves integrating with financial systems, ensuring data security, and optimizing user experiences. By working remotely, they use online collaboration tools to communicate and manage projects efficiently. This role requires strong technical skills, industry knowledge, and the ability to adapt to evolving mortgage regulations and technologies.

How does a remote mortgage software engineer typically collaborate with cross-functional teams to deliver projects?

As a Remote Mortgage Software Engineer, you will frequently collaborate with product managers, UX/UI designers, and QA analysts via virtual meetings and project management tools. Communication is key, as you'll need to clarify requirements, review user stories, and participate in sprint planning sessions. Using tools like Slack, Jira, and Git, you'll coordinate code reviews and share updates to ensure alignment across teams. This remote structure requires proactive communication and strong organizational skills to maintain project momentum and deliver high-quality mortgage software solutions.

What are the key skills and qualifications needed to thrive as a remote mortgage software engineer, and why are they important?

To thrive as a Remote Mortgage Software Engineer, you need strong programming skills (e.g., Java, .NET, or Python), knowledge of mortgage industry standards, and a relevant degree in computer science or a related field. Familiarity with mortgage loan origination systems (LOS), cloud platforms, and experience with APIs or integrations is often required, along with certifications like AWS Certified Developer or Microsoft Certified: Azure Developer Associate. Excellent problem-solving abilities, remote collaboration, and clear communication are standout soft skills for this position. These skills ensure the effective development, maintenance, and integration of mortgage software solutions, supporting both regulatory compliance and business efficiency in a distributed work environment.

What is the difference between Remote Mortgage Software Engineer vs Remote Loan Processor?

AspectRemote Mortgage Software EngineerRemote Loan Processor
Required CredentialsTypically requires a degree in computer science or related field, programming certificationsHigh school diploma or equivalent, training in loan processing
Work EnvironmentRemote, collaborative with development teams, using software toolsRemote, customer service-focused, using loan processing software
Employer & Industry UsageFinancial tech companies, mortgage lenders, banksMortgage lenders, banks, credit unions
Common Search & Comparison IntentUnderstanding technical roles in mortgage industry, software developmentUnderstanding loan processing roles, administrative tasks in mortgage industry

The main difference is that a Remote Mortgage Software Engineer focuses on developing and maintaining mortgage-related software, requiring technical skills and programming knowledge. In contrast, a Remote Loan Processor handles the administrative aspects of mortgage applications, focusing on data entry and customer communication. Both roles are remote and industry-specific but differ significantly in skills and responsibilities.

What are popular job titles related to Remote Mortgage Software Engineer jobs in Raleigh, NC?

For Remote Mortgage Software Engineer jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Remote Mortgage Software Engineer jobs in Raleigh, NC look for?

The top searched job categories for Remote Mortgage Software Engineer jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Remote Mortgage Software Engineer jobs?

Cities near Raleigh, NC with the most Remote Mortgage Software Engineer job openings:

Remote Mortgage Software Engineer jobs near you
Infographic showing various Remote Mortgage Software Engineer job openings in Raleigh, NC as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 9% Part Time, and 4% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $143,405 per year, or $68.9 per hour.

Senior Software Engineer - Distributed Systems_ REMOTE

Cognizant Technology Solutions

Durham, NC • On-site, Remote

$130K - $150K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

Cognizant rating

7.2

Company rating: 7.2 out of 10

Based on 86 frontline employees who took The Breakroom Quiz

53rd of 72 rated business consultants

Job description

Senior Software Engineer-Distributed Systems & Microservices
About the Role
We are seeking a Senior Software Engineer to design, build, and evolve a modern, event-driven microservices platform supporting North Carolina's toll and vehicle registration systems. In this role, you will work on distributed systems that manage account management, payment processing, and vehicle transactions at scale.
Technology Stack
  • Backend: Java 21, Spring Boot 3.5.9, Spring Cloud, Spring Kafka
  • Databases: PostgreSQL, Redis (Lettuce), Flyway migrations
  • Cloud & Infrastructure: Azure, Docker, Kubernetes, Spring Cloud Azure
  • Messaging: Apache Kafka, event choreography patterns
  • Tools & Quality: Maven, MapStruct, Lombok, JUnit 5, Mockito, TestContainers, JaCoCo, OpenAPI/SpringDoc, GitHub
  • Authentication: OAuth2/OIDC, Azure Active Directory
Key Responsibilities
  • Design and implement microservices within a saga-choreography architecture
  • Develop event-driven workflows and manage Kafka topics across domain services
  • Implement distributed data persistence and caching strategies
  • Write production-grade code with comprehensive test coverage
  • Collaborate on architectural decisions and API design, including OpenAPI specifications
  • Optimize database performance and oversee schema migrations
  • Mentor junior engineers on engineering best practices and domain-driven design
  • Contribute to infrastructure automation and deployment pipelines
Required Qualifications
  • 7+ years of professional software development experience, including 3+ years working with distributed systems
  • Strong proficiency in Java with modern frameworks such as Spring Boot and Spring Cloud
  • Experience with event-driven architecture and message brokers, particularly Kafka
  • Demonstrated expertise with PostgreSQL and Redis or comparable caching layers
  • Solid understanding of microservices patterns, distributed transactions, and eventual consistency
  • Working knowledge of Kubernetes and containerization technologies
  • Proven track record of writing testable, high-quality code and championing engineering best practices
Preferred Qualifications
  • Experience with the Azure cloud platform
  • Background in payment processing or financial systems
  • Familiarity with API-first development and OpenAPI specifications
  • Experience with Flyway or other database version-control tools

About Cognizant's IoT Practice:
Intelligent, IoT-enabled products will soon result in the proliferation of data and disrupt virtually all industries. To be successful, both large and small companies must leverage IoT capabilities by designing modern products that fundamentally connect people with processes. Within Cognizant IOT, we engineer industry-aligned, IoT-enabled products that merge industry needs with human drivers. Our intelligent products will revolutionize experiences and result in exciting, transformative outcomes. Without human-centered thinking, connected products are just standalone things-but with it, our modern connected products facilitate a unified way of life enjoyed by all.
*Please note, this role is not able to offer visa transfer or sponsorship now or in the future*
  • Applications will be accepted until September 9th , 2026
  • LI#- #LI-SC6

Compensation & Benefits
$130,000 - $150,000 per year + Cost of Living Allowance
Bonus + Comprehensive Benefits
Additional Information
  • Onsite role
  • ⚠️ Visa sponsorship is not available now or in the future. Candidates requiring sponsorship will not be considered.

Benefits: Cognizant offers the following benefits for this position, subject to applicable eligibility requirements:
• Medical/Dental/Vision/Life Insurance
• Paid holidays plus Paid Time Off
• 401(k) plan and contributions
• Long-term/Short-term Disability
• Paid Parental Leave
• Employee Stock Purchase Plan
About Cognizant:
Cognizant (Nasdaq: CTSH) is an AI Builder and technology services provider, bridging the gap between AI investment and enterprise value by building full-stack AI solutions for our clients. Our deep industry, process and engineering expertise enables us to build an organization's unique context into technology systems that amplify human potential, drive tangible outcomes and keep global enterprises ahead in a fast-changing world. See how at cognizant.ai or @cognizant.
Additional employment information
Compensation information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government issued ID during each interview.
Cognizant is an equal opportunity employer. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other characteristic protected by federal, state or local laws.
If you have a disability that requires reasonable accommodation to search for a job opening or submit an application, please email [email protected] for roles based in the Americas or [email protected] for roles based in India.

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